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Tax year 2026 · state vs state

New Hampshire vs Virginia Income Tax Comparison (2026)

On a $75,000 salary (single filer, 2026), you pay $3,498 less state income tax a year in New Hampshire than in Virginia, which is about $292 a month. At $150,000 the gap is $7,811 in favor of New Hampshire.

New Hampshire: no state taxVirginia: up to 5.75%Updated October 10, 2026

Compare New Hampshire and Virginia for your income

Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.

State comparison

Comparing 2 states, sorted by lowest overall tax rate.

1New Hampshire

Lowest

17.9%

Overall effective tax rate

  • Net
  • Federal
  • State
  • FICA
Federal income tax
$7,670
State income tax
$0
Payroll tax (FICA)
$5,738
Total tax
$13,408
Net income (annual)
$61,593

2Virginia

22.5%

Overall effective tax rate

  • Net
  • Federal
  • State
  • FICA
Federal income tax
$7,670
State income tax
$3,498
Payroll tax (FICA)
$5,738
Total tax
$16,906
Net income (annual)
$58,094

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💰 Monthly breakdown

Your take-home pay, spread across the year

New Hampshire

Monthly gross$6,250
Monthly tax$1,117
Monthly take-home$5,133

Virginia

Monthly gross$6,250
Monthly tax$1,409
Monthly take-home$4,841

Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.

New Hampshire vs Virginia: how the two systems differ

New HampshireVirginia
Wage income taxNo tax on wagesProgressive, 4 brackets
Top rate0%5.75%
Lowest rate0%2%
Deductions and credits (single)Not applicable$8,750 standard deduction, $930 personal exemption

State income tax and take-home pay at every salary

The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.

IncomeNH state taxVA state taxDifferenceNH take-homeVA take-home
$30,000$0$911$911 less in New Hampshire$26,285$25,374
$40,000$0$1,486$1,486 less in New Hampshire$34,320$32,834
$50,000$0$2,061$2,061 less in New Hampshire$42,355$40,294
$60,000$0$2,636$2,636 less in New Hampshire$50,390$47,754
$75,000$0$3,498$3,498 less in New Hampshire$61,593$58,094
$100,000$0$4,936$4,936 less in New Hampshire$79,180$74,244
$150,000$0$7,811$7,811 less in New Hampshire$113,791$105,980
$250,000$0$13,561$13,561 less in New Hampshire$183,182$169,621

Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.

Married filing jointly

IncomeNH state taxVA state taxDifferenceNH take-homeVA take-home
$75,000$0$2,942$2,942 less in New Hampshire$64,623$61,681
$100,000$0$4,379$4,379 less in New Hampshire$84,710$80,331
$150,000$0$7,254$7,254 less in New Hampshire$123,185$115,931
$250,000$0$13,004$13,004 less in New Hampshire$197,468$184,464

Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.

Does the lower-tax state change as income rises?

Across every income from $10,000 to $1,000,000 that we tested, New Hampshire charges the same or less state income tax than Virginia for a single filer, so there is no income level where the ranking flips.

Rates side by side

New Hampshire (single filers)

New Hampshire does not tax wages. Its tax on interest and dividends was fully repealed starting in 2025.

Virginia (single filers)

2%Up to $3,000
3%$3,001 to $5,000
5%$5,001 to $17,000
5.75%Over $17,000

Full details for each state: New Hampshire income tax calculator and Virginia income tax calculator. Federal rates are on the 2026 federal tax brackets page.

New Hampshire vs Virginia FAQ

Which has lower income tax, New Hampshire or Virginia?+

New Hampshire is lower at $75,000: $0 of state income tax versus $3,498 in Virginia. At $150,000 it is $0 in New Hampshire and $7,811 in Virginia. Across every income from $10,000 to $1,000,000 that we tested, New Hampshire charges the same or less state income tax than Virginia for a single filer, so there is no income level where the ranking flips.

How much more do I keep on $100,000 in New Hampshire versus Virginia?+

A single filer keeping $79,180 a year in New Hampshire would keep $74,244 in Virginia after federal, state and payroll tax. The difference is $4,936 a year, or $411 a month.

How do the New Hampshire and Virginia income tax systems differ?+

New Hampshire has no tax on wages; Virginia uses progressive rates up to 5.75%. State deductions and exemptions also differ, which changes how much income is taxed.

Are local taxes included in this New Hampshire vs Virginia comparison?+

No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.

Should I move from New Hampshire to Virginia to save on taxes?+

State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.

Sources

Last checked October 10, 2026. Confirm with your state tax agency before filing.

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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.