1Texas
Lowest17.9%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $0
- Payroll tax (FICA)
- $5,738
- Total tax
- $13,408
- Net income (annual)
- $61,593
Tax year 2026 · state vs state
Texas vs Virginia Income Tax Comparison (2026)
On a $75,000 salary (single filer, 2026), you pay $3,498 less state income tax a year in Texas than in Virginia, which is about $292 a month. At $150,000 the gap is $7,811 in favor of Texas.
Texas: no state taxVirginia: up to 5.75%Updated October 10, 2026
Compare Texas and Virginia for your income
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
State comparison
Comparing 2 states, sorted by lowest overall tax rate.
2Virginia
22.5%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $3,498
- Payroll tax (FICA)
- $5,738
- Total tax
- $16,906
- Net income (annual)
- $58,094
Advanced analysis (optional)
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💰 Monthly breakdown
Your take-home pay, spread across the year
Texas
Monthly gross$6,250
Monthly tax$1,117
Monthly take-home$5,133
Virginia
Monthly gross$6,250
Monthly tax$1,409
Monthly take-home$4,841
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
Texas vs Virginia: how the two systems differ
| Texas | Virginia | |
|---|---|---|
| Wage income tax | No tax on wages | Progressive, 4 brackets |
| Top rate | 0% | 5.75% |
| Lowest rate | 0% | 2% |
| Deductions and credits (single) | Not applicable | $8,750 standard deduction, $930 personal exemption |
State income tax and take-home pay at every salary
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | TX state tax | VA state tax | Difference | TX take-home | VA take-home |
|---|---|---|---|---|---|
| $30,000 | $0 | $911 | $911 less in Texas | $26,285 | $25,374 |
| $40,000 | $0 | $1,486 | $1,486 less in Texas | $34,320 | $32,834 |
| $50,000 | $0 | $2,061 | $2,061 less in Texas | $42,355 | $40,294 |
| $60,000 | $0 | $2,636 | $2,636 less in Texas | $50,390 | $47,754 |
| $75,000 | $0 | $3,498 | $3,498 less in Texas | $61,593 | $58,094 |
| $100,000 | $0 | $4,936 | $4,936 less in Texas | $79,180 | $74,244 |
| $150,000 | $0 | $7,811 | $7,811 less in Texas | $113,791 | $105,980 |
| $250,000 | $0 | $13,561 | $13,561 less in Texas | $183,182 | $169,621 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
Married filing jointly
| Income | TX state tax | VA state tax | Difference | TX take-home | VA take-home |
|---|---|---|---|---|---|
| $75,000 | $0 | $2,942 | $2,942 less in Texas | $64,623 | $61,681 |
| $100,000 | $0 | $4,379 | $4,379 less in Texas | $84,710 | $80,331 |
| $150,000 | $0 | $7,254 | $7,254 less in Texas | $123,185 | $115,931 |
| $250,000 | $0 | $13,004 | $13,004 less in Texas | $197,468 | $184,464 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
Does the lower-tax state change as income rises?
Across every income from $10,000 to $1,000,000 that we tested, Texas charges the same or less state income tax than Virginia for a single filer, so there is no income level where the ranking flips.
Rates side by side
Texas (single filers)
Texas has no state personal income tax. Its constitution restricts one. State revenue comes mainly from sales tax and property taxes set locally.
Virginia (single filers)
| 2% | Up to $3,000 |
| 3% | $3,001 to $5,000 |
| 5% | $5,001 to $17,000 |
| 5.75% | Over $17,000 |
Full details for each state: Texas income tax calculator and Virginia income tax calculator. Federal rates are on the 2026 federal tax brackets page.
Texas vs Virginia FAQ
Which has lower income tax, Texas or Virginia?+
Texas is lower at $75,000: $0 of state income tax versus $3,498 in Virginia. At $150,000 it is $0 in Texas and $7,811 in Virginia. Across every income from $10,000 to $1,000,000 that we tested, Texas charges the same or less state income tax than Virginia for a single filer, so there is no income level where the ranking flips.
How much more do I keep on $100,000 in Texas versus Virginia?+
A single filer keeping $79,180 a year in Texas would keep $74,244 in Virginia after federal, state and payroll tax. The difference is $4,936 a year, or $411 a month.
How do the Texas and Virginia income tax systems differ?+
Texas has no tax on wages; Virginia uses progressive rates up to 5.75%. State deductions and exemptions also differ, which changes how much income is taxed.
Are local taxes included in this Texas vs Virginia comparison?+
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
Should I move from Texas to Virginia to save on taxes?+
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Sources
- Tax Foundation: 2026 state individual income tax rates and brackets
- IRS: Tax inflation adjustments for tax year 2026
Last checked October 10, 2026. Confirm with your state tax agency before filing.
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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.