1Maryland
Lowest22.1%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $3,199
- Payroll tax (FICA)
- $5,738
- Total tax
- $16,606
- Net income (annual)
- $58,394
Tax year 2026 · state vs state
Maryland vs Minnesota Income Tax Comparison (2026)
On a $75,000 salary (single filer, 2026), you pay $378 less state income tax a year in Maryland than in Minnesota, which is about $31 a month. At $150,000 the gap is $2,026 in favor of Maryland.
Maryland: up to 6.5%Minnesota: up to 9.85%Updated October 10, 2026
Compare Maryland and Minnesota for your income
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
State comparison
Comparing 2 states, sorted by lowest overall tax rate.
2Minnesota
22.6%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $3,577
- Payroll tax (FICA)
- $5,738
- Total tax
- $16,984
- Net income (annual)
- $58,016
Advanced analysis (optional)
Choose which extra insights you would like to see.
💰 Monthly breakdown
Your take-home pay, spread across the year
Maryland
Monthly gross$6,250
Monthly tax$1,384
Monthly take-home$4,866
Minnesota
Monthly gross$6,250
Monthly tax$1,415
Monthly take-home$4,835
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
Maryland vs Minnesota: how the two systems differ
| Maryland | Minnesota | |
|---|---|---|
| Wage income tax | Progressive, 10 brackets | Progressive, 4 brackets |
| Top rate | 6.5% | 9.85% |
| Lowest rate | 2% | 5.35% |
| Deductions and credits (single) | $3,350 standard deduction, $3,200 personal exemption | $15,300 standard deduction |
State income tax and take-home pay at every salary
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | MD state tax | MN state tax | Difference | MD take-home | MN take-home |
|---|---|---|---|---|---|
| $30,000 | $1,061 | $786 | $275 less in Minnesota | $25,224 | $25,499 |
| $40,000 | $1,536 | $1,321 | $215 less in Minnesota | $32,784 | $32,999 |
| $50,000 | $2,011 | $1,877 | $135 less in Minnesota | $40,344 | $40,478 |
| $60,000 | $2,486 | $2,557 | $70 less in Maryland | $47,904 | $47,833 |
| $75,000 | $3,199 | $3,577 | $378 less in Maryland | $58,394 | $58,016 |
| $100,000 | $4,386 | $5,277 | $890 less in Maryland | $74,794 | $73,903 |
| $150,000 | $6,916 | $8,942 | $2,026 less in Maryland | $106,875 | $104,849 |
| $250,000 | $12,400 | $17,423 | $5,023 less in Maryland | $170,782 | $165,759 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
Married filing jointly
| Income | MD state tax | MN state tax | Difference | MD take-home | MN take-home |
|---|---|---|---|---|---|
| $75,000 | $2,888 | $2,375 | $512 less in Minnesota | $61,735 | $62,247 |
| $100,000 | $4,075 | $4,013 | $62 less in Minnesota | $80,635 | $80,697 |
| $150,000 | $6,450 | $7,413 | $963 less in Maryland | $116,735 | $115,772 |
| $250,000 | $11,602 | $14,485 | $2,883 less in Maryland | $185,866 | $182,983 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
Does the lower-tax state change as income rises?
For a single filer, Minnesota is the lower-tax state up to roughly $57,500 of income, and Maryland becomes the lower-tax state above that.
Rates side by side
Maryland (single filers)
| 2% | Up to $1,000 |
| 3% | $1,001 to $2,000 |
| 4% | $2,001 to $3,000 |
| 4.75% | $3,001 to $100,000 |
| 5% | $100,001 to $125,000 |
| 5.25% | $125,001 to $150,000 |
| 5.5% | $150,001 to $250,000 |
| 5.75% | $250,001 to $500,000 |
| 6.25% | $500,001 to $1,000,000 |
| 6.5% | Over $1,000,000 |
Minnesota (single filers)
| 5.35% | Up to $33,310 |
| 6.8% | $33,311 to $109,430 |
| 7.85% | $109,431 to $203,150 |
| 9.85% | Over $203,150 |
- Maryland: Maryland counties and Baltimore City add a local income tax of roughly 2.25% to 3.3%, which is not included here.
Full details for each state: Maryland income tax calculator and Minnesota income tax calculator. Federal rates are on the 2026 federal tax brackets page.
Maryland vs Minnesota FAQ
Which has lower income tax, Maryland or Minnesota?+
Maryland is lower at $75,000: $3,199 of state income tax versus $3,577 in Minnesota. At $150,000 it is $6,916 in Maryland and $8,942 in Minnesota. For a single filer, Minnesota is the lower-tax state up to roughly $57,500 of income, and Maryland becomes the lower-tax state above that.
How much more do I keep on $100,000 in Maryland versus Minnesota?+
A single filer keeping $74,794 a year in Maryland would keep $73,903 in Minnesota after federal, state and payroll tax. The difference is $890 a year, or $74 a month.
How do the Maryland and Minnesota income tax systems differ?+
Maryland uses progressive rates up to 6.5%; Minnesota uses progressive rates up to 9.85%. State deductions and exemptions also differ, which changes how much income is taxed.
Are local taxes included in this Maryland vs Minnesota comparison?+
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
Should I move from Maryland to Minnesota to save on taxes?+
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Sources
- Tax Foundation: 2026 state individual income tax rates and brackets
- IRS: Tax inflation adjustments for tax year 2026
Last checked October 10, 2026. Confirm with your state tax agency before filing.
More state comparisons
- Maryland vs Texas
- California vs Maryland
- Florida vs Maryland
- Maryland vs New York
- Minnesota vs Texas
- California vs Minnesota
- Florida vs Minnesota
- Minnesota vs New York
- All state comparisons →
Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.