1California
Lowest21.6%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $2,788
- Payroll tax (FICA)
- $5,738
- Total tax
- $16,195
- Net income (annual)
- $58,805
Tax year 2026 · state vs state
California vs Maryland Income Tax Comparison (2026)
On a $75,000 salary (single filer, 2026), you pay $411 less state income tax a year in California than in Maryland, which is about $34 a month. At $150,000 the gap is $2,804 in favor of Maryland.
California: up to 13.3%Maryland: up to 6.5%Updated October 10, 2026
Compare California and Maryland for your income
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
State comparison
Comparing 2 states, sorted by lowest overall tax rate.
2Maryland
22.1%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $3,199
- Payroll tax (FICA)
- $5,738
- Total tax
- $16,606
- Net income (annual)
- $58,394
Advanced analysis (optional)
Choose which extra insights you would like to see.
💰 Monthly breakdown
Your take-home pay, spread across the year
California
Monthly gross$6,250
Monthly tax$1,350
Monthly take-home$4,900
Maryland
Monthly gross$6,250
Monthly tax$1,384
Monthly take-home$4,866
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
California vs Maryland: how the two systems differ
| California | Maryland | |
|---|---|---|
| Wage income tax | Progressive, 10 brackets | Progressive, 10 brackets |
| Top rate | 13.3% | 6.5% |
| Lowest rate | 1% | 2% |
| Deductions and credits (single) | $5,540 standard deduction, $153 personal credit | $3,350 standard deduction, $3,200 personal exemption |
State income tax and take-home pay at every salary
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | CA state tax | MD state tax | Difference | CA take-home | MD take-home |
|---|---|---|---|---|---|
| $30,000 | $225 | $1,061 | $836 less in California | $26,060 | $25,224 |
| $40,000 | $589 | $1,536 | $947 less in California | $33,731 | $32,784 |
| $50,000 | $1,049 | $2,011 | $962 less in California | $41,306 | $40,344 |
| $60,000 | $1,649 | $2,486 | $837 less in California | $48,741 | $47,904 |
| $75,000 | $2,788 | $3,199 | $411 less in California | $58,805 | $58,394 |
| $100,000 | $5,070 | $4,386 | $684 less in Maryland | $74,110 | $74,794 |
| $150,000 | $9,720 | $6,916 | $2,804 less in Maryland | $104,071 | $106,875 |
| $250,000 | $19,020 | $12,400 | $6,621 less in Maryland | $164,162 | $170,782 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
Married filing jointly
| Income | CA state tax | MD state tax | Difference | CA take-home | MD take-home |
|---|---|---|---|---|---|
| $75,000 | $979 | $2,888 | $1,909 less in California | $63,644 | $61,735 |
| $100,000 | $2,099 | $4,075 | $1,976 less in California | $82,611 | $80,635 |
| $150,000 | $5,576 | $6,450 | $875 less in California | $117,609 | $116,735 |
| $250,000 | $14,791 | $11,602 | $3,189 less in Maryland | $182,677 | $185,866 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
Does the lower-tax state change as income rises?
For a single filer, California is the lower-tax state up to roughly $85,000 of income, and Maryland becomes the lower-tax state above that.
Rates side by side
California (single filers)
| 1% | Up to $11,079 |
| 2% | $11,080 to $26,264 |
| 4% | $26,265 to $41,452 |
| 6% | $41,453 to $57,542 |
| 8% | $57,543 to $72,724 |
| 9.3% | $72,725 to $371,479 |
| 10.3% | $371,480 to $445,771 |
| 11.3% | $445,772 to $742,953 |
| 12.3% | $742,954 to $1,000,000 |
| 13.3% | Over $1,000,000 |
Maryland (single filers)
| 2% | Up to $1,000 |
| 3% | $1,001 to $2,000 |
| 4% | $2,001 to $3,000 |
| 4.75% | $3,001 to $100,000 |
| 5% | $100,001 to $125,000 |
| 5.25% | $125,001 to $150,000 |
| 5.5% | $150,001 to $250,000 |
| 5.75% | $250,001 to $500,000 |
| 6.25% | $500,001 to $1,000,000 |
| 6.5% | Over $1,000,000 |
- California: California also charges 1.3% State Disability Insurance (SDI) on all wages, and an extra 1% mental health tax above $1 million. Neither is included here.
- Maryland: Maryland counties and Baltimore City add a local income tax of roughly 2.25% to 3.3%, which is not included here.
Full details for each state: California income tax calculator and Maryland income tax calculator. Federal rates are on the 2026 federal tax brackets page.
California vs Maryland FAQ
Which has lower income tax, California or Maryland?+
California is lower at $75,000: $2,788 of state income tax versus $3,199 in Maryland. At $150,000 it is $9,720 in California and $6,916 in Maryland. For a single filer, California is the lower-tax state up to roughly $85,000 of income, and Maryland becomes the lower-tax state above that.
How much more do I keep on $100,000 in California versus Maryland?+
A single filer keeping $74,110 a year in California would keep $74,794 in Maryland after federal, state and payroll tax. The difference is $684 a year, or $57 a month.
How do the California and Maryland income tax systems differ?+
California uses progressive rates up to 13.3%; Maryland uses progressive rates up to 6.5%. State deductions and exemptions also differ, which changes how much income is taxed.
Are local taxes included in this California vs Maryland comparison?+
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
Should I move from California to Maryland to save on taxes?+
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Sources
- Tax Foundation: 2026 state individual income tax rates and brackets
- IRS: Tax inflation adjustments for tax year 2026
Last checked October 10, 2026. Confirm with your state tax agency before filing.
More state comparisons
- California vs Texas
- California vs Florida
- California vs New York
- California vs Washington
- Maryland vs Texas
- Florida vs Maryland
- Maryland vs New York
- Maryland vs Washington
- All state comparisons →
Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.