1Iowa
20.8%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $2,198
- Payroll tax (FICA)
- $5,738
- Total tax
- $15,606
- Net income (annual)
- $59,394
Iowa · tax year 2026
Iowa Income Tax Calculator 2026
Iowa taxes income at a single flat rate of 3.8%. The calculator below combines it with federal income tax and payroll tax to show your 2026 take-home pay.
State rate: 3.8% flatUpdated October 7, 2026
Your details
Filing status
Gross pay (before tax)
$
State
- Iowa
Children under 17
0$2,200 federal credit each
Take-home pay, 2026, Iowa
$59,394/ year
Total tax $15,606
Effective rate 20.8%
Top bracket 22%
Per year
$59,394
Per month
$4,950
Bi-weekly
$2,284.40
Per week
$1,142.20
Per hour
$28.55
Where your $75,000 goes
- Take-home pay$59,394 (79.2%)
- Federal income tax$7,670 (10.2%)
- Iowa income tax$2,198 (2.9%)
- Social Security$4,650 (6.2%)
- Medicare$1,088 (1.5%)
- Pre-tax savings and benefits$0 (0.0%)
How we got there
- Gross pay
- $75,000
- Pre-tax contributions
- − $0
- Standard deduction (Single)
- − $16,100
- Taxable income
- $58,900
- Tax from brackets
- $7,670
- Federal income tax
- $7,670
- Social Security (6.2%, up to $184,500)
- $4,650
- Medicare (1.45%)
- $1,088
- Iowa income tax
- $2,198
Iowa state tax: $16,100 of state deductions and exemptions, $58,900 taxable. Personal credit applied: $40.
Federal tax bracket breakdown
Each rate only applies to the slice of income inside its bracket.
| Rate | Bracket | Income taxed | Tax |
|---|---|---|---|
| 10% | $0 – $12,400 | $12,400 | $1,240 |
| 12% | $12,400 – $50,400 | $38,000 | $4,560 |
| 22% | $50,400 – $105,700 | $8,500 | $1,870 |
| 24% | $105,700 – $201,775 | $0 | $0 |
| 32% | $201,775 – $256,225 | $0 | $0 |
| 35% | $256,225 – $640,600 | $0 | $0 |
| 37% | $640,600 – and up | $0 | $0 |
Iowa tax bracket breakdown
| Rate | Bracket | Income taxed | Tax |
|---|---|---|---|
| 3.8% | $0 – and up | $58,900 | $2,238 |
Your state at a glance
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💰 Monthly breakdown
Your take-home pay, spread across the year
Iowa
Monthly gross$6,250
Monthly tax$1,300
Monthly take-home$4,950
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
Iowa income tax rates for 2026
Iowa applies one rate of 3.8% to taxable income. Before the rate applies, Iowa allows a standard deduction of $16,100 ($32,200 joint), plus a personal tax credit of $40 ($80 joint).
Single filers
| 3.8% | Over $0 |
Married filing jointly
| 3.8% | Over $0 |
Source: Tax Foundation, 2026 state individual income tax rates and brackets. Head of household and married filing separately use the single column.
Take-home pay in Iowa at common salaries
| Salary | Federal tax | IA state tax | FICA | Take-home | Overall rate |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $868 | $3,060 | $33,452 | 16.4% |
| $60,000 | $5,020 | $1,628 | $4,590 | $48,762 | 18.7% |
| $75,000 | $7,670 | $2,198 | $5,738 | $59,394 | 20.8% |
| $100,000 | $13,170 | $3,148 | $7,650 | $76,032 | 24.0% |
| $150,000 | $24,734 | $5,048 | $11,475 | $108,743 | 27.5% |
Single filer, 2026, federal standard deduction of $16,100, no pre-tax contributions, no local taxes.
How Iowa tax is calculated here
- Start with gross pay and subtract pre-tax 401(k) and benefit contributions.
- Federal tax uses the 2026 brackets and standard deduction, then the Child Tax Credit.
- Social Security (6.2% to $184,500) and Medicare (1.45%) are added.
- Iowa tax is computed on wages after Iowa’s deductions and exemptions, using the brackets above.
Iowa income tax FAQ
Does Iowa have a state income tax?+
Yes. Iowa charges a flat 3.8% rate on taxable income.
What is the Iowa state income tax rate?+
Iowa uses a single flat rate of 3.8%.
How much take-home pay do I keep on $75,000 in Iowa?+
A single filer earning $75,000 in 2026 keeps about $59,394 a year ($4,950 a month) after federal income tax, $2,198 of Iowa income tax and payroll taxes. That is an overall tax rate of 20.8%.
Does this Iowa calculator include local taxes?+
No. It covers federal income tax, Social Security, Medicare and Iowa state income tax. Local, city or county taxes, where they exist, are not included.
Calculate for other states
Pick another state for its own calculator, or use “Add state” in the calculator above to compare side by side.
- Alabama≤5%
- Alaska0%
- Arizona2.5%
- Arkansas≤3.9%
- California≤13.3%
- Colorado4.4%
- Connecticut≤6.99%
- Delaware≤6.6%
- District of Columbia≤10.75%
- Florida0%
- Georgia5.19%
- Hawaii≤11%
- Idaho5.3%
- Illinois4.95%
- Indiana2.95%
- Kansas≤5.58%
- Kentucky3.5%
- Louisiana3%
- Maine≤7.15%
- Maryland≤6.5%
- Massachusetts≤9%
- Michigan4.25%
- Minnesota≤9.85%
- Mississippi4%
- Missouri≤4.7%
- Montana≤5.65%
- Nebraska≤4.55%
- Nevada0%
- New Hampshire0%
- New Jersey≤10.75%
- New Mexico≤5.9%
- New York≤10.9%
- North Carolina3.99%
- North Dakota≤2.5%
- Ohio2.75%
- Oklahoma≤4.5%
- Oregon≤9.9%
- Pennsylvania3.07%
- Rhode Island≤5.99%
- South Carolina≤6%
- South Dakota0%
- Tennessee0%
- Texas0%
- Utah4.5%
- Vermont≤8.75%
- Virginia≤5.75%
- Washington0%
- West Virginia≤4.82%
- Wisconsin≤7.65%
- Wyoming0%
More tools: 2026 federal brackets, effective tax rate calculator, refund estimator.
Estimates for education only, not tax, legal or financial advice. 51 jurisdictions covered. Confirm with your state tax agency.