1Indiana
Lowest20.8%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $2,183
- Payroll tax (FICA)
- $5,738
- Total tax
- $15,591
- Net income (annual)
- $59,410
Tax year 2026 · state vs state
Indiana vs Virginia Income Tax Comparison (2026)
On a $75,000 salary (single filer, 2026), you pay $1,315 less state income tax a year in Indiana than in Virginia, which is about $110 a month. At $150,000 the gap is $3,415 in favor of Indiana.
Indiana: 2.95% flatVirginia: up to 5.75%Updated October 10, 2026
Compare Indiana and Virginia for your income
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
State comparison
Comparing 2 states, sorted by lowest overall tax rate.
2Virginia
22.5%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $3,498
- Payroll tax (FICA)
- $5,738
- Total tax
- $16,906
- Net income (annual)
- $58,094
Advanced analysis (optional)
Choose which extra insights you would like to see.
💰 Monthly breakdown
Your take-home pay, spread across the year
Indiana
Monthly gross$6,250
Monthly tax$1,299
Monthly take-home$4,951
Virginia
Monthly gross$6,250
Monthly tax$1,409
Monthly take-home$4,841
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
Indiana vs Virginia: how the two systems differ
| Indiana | Virginia | |
|---|---|---|
| Wage income tax | Flat 2.95% | Progressive, 4 brackets |
| Top rate | 2.95% | 5.75% |
| Lowest rate | 2.95% | 2% |
| Deductions and credits (single) | $1,000 personal exemption | $8,750 standard deduction, $930 personal exemption |
State income tax and take-home pay at every salary
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | IN state tax | VA state tax | Difference | IN take-home | VA take-home |
|---|---|---|---|---|---|
| $30,000 | $856 | $911 | $55 less in Indiana | $25,430 | $25,374 |
| $40,000 | $1,151 | $1,486 | $335 less in Indiana | $33,170 | $32,834 |
| $50,000 | $1,446 | $2,061 | $615 less in Indiana | $40,910 | $40,294 |
| $60,000 | $1,741 | $2,636 | $895 less in Indiana | $48,650 | $47,754 |
| $75,000 | $2,183 | $3,498 | $1,315 less in Indiana | $59,410 | $58,094 |
| $100,000 | $2,921 | $4,936 | $2,015 less in Indiana | $76,260 | $74,244 |
| $150,000 | $4,396 | $7,811 | $3,415 less in Indiana | $109,396 | $105,980 |
| $250,000 | $7,346 | $13,561 | $6,215 less in Indiana | $175,837 | $169,621 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
Married filing jointly
| Income | IN state tax | VA state tax | Difference | IN take-home | VA take-home |
|---|---|---|---|---|---|
| $75,000 | $2,154 | $2,942 | $788 less in Indiana | $62,469 | $61,681 |
| $100,000 | $2,891 | $4,379 | $1,488 less in Indiana | $81,819 | $80,331 |
| $150,000 | $4,366 | $7,254 | $2,888 less in Indiana | $118,819 | $115,931 |
| $250,000 | $7,316 | $13,004 | $5,688 less in Indiana | $190,152 | $184,464 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
Does the lower-tax state change as income rises?
For a single filer, Virginia is the lower-tax state up to roughly $30,000 of income, and Indiana becomes the lower-tax state above that.
Rates side by side
Indiana (single filers)
| 2.95% | Over $0 |
Virginia (single filers)
| 2% | Up to $3,000 |
| 3% | $3,001 to $5,000 |
| 5% | $5,001 to $17,000 |
| 5.75% | Over $17,000 |
- Indiana: Indiana counties also levy a local income tax, typically between 0.5% and 3%, which is not included here.
Full details for each state: Indiana income tax calculator and Virginia income tax calculator. Federal rates are on the 2026 federal tax brackets page.
Indiana vs Virginia FAQ
Which has lower income tax, Indiana or Virginia?+
Indiana is lower at $75,000: $2,183 of state income tax versus $3,498 in Virginia. At $150,000 it is $4,396 in Indiana and $7,811 in Virginia. For a single filer, Virginia is the lower-tax state up to roughly $30,000 of income, and Indiana becomes the lower-tax state above that.
How much more do I keep on $100,000 in Indiana versus Virginia?+
A single filer keeping $76,260 a year in Indiana would keep $74,244 in Virginia after federal, state and payroll tax. The difference is $2,015 a year, or $168 a month.
How do the Indiana and Virginia income tax systems differ?+
Indiana uses a flat 2.95% rate; Virginia uses progressive rates up to 5.75%. State deductions and exemptions also differ, which changes how much income is taxed.
Are local taxes included in this Indiana vs Virginia comparison?+
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
Should I move from Indiana to Virginia to save on taxes?+
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Sources
- Tax Foundation: 2026 state individual income tax rates and brackets
- IRS: Tax inflation adjustments for tax year 2026
Last checked October 10, 2026. Confirm with your state tax agency before filing.
More state comparisons
- Indiana vs Texas
- California vs Indiana
- Florida vs Indiana
- Indiana vs New York
- Texas vs Virginia
- California vs Virginia
- Florida vs Virginia
- New York vs Virginia
- All state comparisons →
Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.