1Virginia
Lowest22.5%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $3,498
- Payroll tax (FICA)
- $5,738
- Total tax
- $16,906
- Net income (annual)
- $58,094
Tax year 2026 · state vs state
Hawaii vs Virginia Income Tax Comparison (2026)
On a $75,000 salary (single filer, 2026), you pay $671 less state income tax a year in Virginia than in Hawaii, which is about $56 a month. At $150,000 the gap is $2,117 in favor of Virginia.
Hawaii: up to 11%Virginia: up to 5.75%Updated October 10, 2026
Compare Hawaii and Virginia for your income
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
State comparison
Comparing 2 states, sorted by lowest overall tax rate.
2Hawaii
23.4%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $4,170
- Payroll tax (FICA)
- $5,738
- Total tax
- $17,577
- Net income (annual)
- $57,423
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💰 Monthly breakdown
Your take-home pay, spread across the year
Virginia
Monthly gross$6,250
Monthly tax$1,409
Monthly take-home$4,841
Hawaii
Monthly gross$6,250
Monthly tax$1,465
Monthly take-home$4,785
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
Hawaii vs Virginia: how the two systems differ
| Hawaii | Virginia | |
|---|---|---|
| Wage income tax | Progressive, 12 brackets | Progressive, 4 brackets |
| Top rate | 11% | 5.75% |
| Lowest rate | 1.4% | 2% |
| Deductions and credits (single) | $4,400 standard deduction, $1,144 personal exemption | $8,750 standard deduction, $930 personal exemption |
State income tax and take-home pay at every salary
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | HI state tax | VA state tax | Difference | HI take-home | VA take-home |
|---|---|---|---|---|---|
| $30,000 | $890 | $911 | $21 less in Hawaii | $25,395 | $25,374 |
| $40,000 | $1,570 | $1,486 | $84 less in Virginia | $32,750 | $32,834 |
| $50,000 | $2,284 | $2,061 | $223 less in Virginia | $40,071 | $40,294 |
| $60,000 | $3,030 | $2,636 | $394 less in Virginia | $47,360 | $47,754 |
| $75,000 | $4,170 | $3,498 | $671 less in Virginia | $57,423 | $58,094 |
| $100,000 | $6,070 | $4,936 | $1,134 less in Virginia | $73,110 | $74,244 |
| $150,000 | $9,928 | $7,811 | $2,117 less in Virginia | $103,863 | $105,980 |
| $250,000 | $18,217 | $13,561 | $4,656 less in Virginia | $164,965 | $169,621 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
Married filing jointly
| Income | HI state tax | VA state tax | Difference | HI take-home | VA take-home |
|---|---|---|---|---|---|
| $75,000 | $2,800 | $2,942 | $141 less in Hawaii | $61,822 | $61,681 |
| $100,000 | $4,568 | $4,379 | $189 less in Virginia | $80,142 | $80,331 |
| $150,000 | $8,340 | $7,254 | $1,085 less in Virginia | $114,845 | $115,931 |
| $250,000 | $15,940 | $13,004 | $2,935 less in Virginia | $181,528 | $184,464 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
Does the lower-tax state change as income rises?
For a single filer, Virginia is the lower-tax state up to roughly $15,000 of income, and Hawaii becomes the lower-tax state above that. The order flips again near $32,500, so the better state depends on where your income falls.
Rates side by side
Hawaii (single filers)
| 1.4% | Up to $9,600 |
| 3.2% | $9,601 to $14,400 |
| 5.5% | $14,401 to $19,200 |
| 6.4% | $19,201 to $24,000 |
| 6.8% | $24,001 to $36,000 |
| 7.2% | $36,001 to $48,000 |
| 7.6% | $48,001 to $125,000 |
| 7.9% | $125,001 to $175,000 |
| 8.25% | $175,001 to $225,000 |
| 9% | $225,001 to $275,000 |
| 10% | $275,001 to $325,000 |
| 11% | Over $325,000 |
Virginia (single filers)
| 2% | Up to $3,000 |
| 3% | $3,001 to $5,000 |
| 5% | $5,001 to $17,000 |
| 5.75% | Over $17,000 |
Full details for each state: Hawaii income tax calculator and Virginia income tax calculator. Federal rates are on the 2026 federal tax brackets page.
Hawaii vs Virginia FAQ
Which has lower income tax, Hawaii or Virginia?+
Virginia is lower at $75,000: $3,498 of state income tax versus $4,170 in Hawaii. At $150,000 it is $9,928 in Hawaii and $7,811 in Virginia. For a single filer, Virginia is the lower-tax state up to roughly $15,000 of income, and Hawaii becomes the lower-tax state above that. The order flips again near $32,500, so the better state depends on where your income falls.
How much more do I keep on $100,000 in Hawaii versus Virginia?+
A single filer keeping $73,110 a year in Hawaii would keep $74,244 in Virginia after federal, state and payroll tax. The difference is $1,134 a year, or $94 a month.
How do the Hawaii and Virginia income tax systems differ?+
Hawaii uses progressive rates up to 11%; Virginia uses progressive rates up to 5.75%. State deductions and exemptions also differ, which changes how much income is taxed.
Are local taxes included in this Hawaii vs Virginia comparison?+
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
Should I move from Hawaii to Virginia to save on taxes?+
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Sources
- Tax Foundation: 2026 state individual income tax rates and brackets
- IRS: Tax inflation adjustments for tax year 2026
Last checked October 10, 2026. Confirm with your state tax agency before filing.
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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.