1Colorado
Lowest21.3%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $2,592
- Payroll tax (FICA)
- $5,738
- Total tax
- $15,999
- Net income (annual)
- $59,001
Tax year 2026 · state vs state
Colorado vs Virginia Income Tax Comparison (2026)
On a $75,000 salary (single filer, 2026), you pay $907 less state income tax a year in Colorado than in Virginia, which is about $76 a month. At $150,000 the gap is $1,919 in favor of Colorado.
Colorado: 4.4% flatVirginia: up to 5.75%Updated October 10, 2026
Compare Colorado and Virginia for your income
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
State comparison
Comparing 2 states, sorted by lowest overall tax rate.
2Virginia
22.5%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $3,498
- Payroll tax (FICA)
- $5,738
- Total tax
- $16,906
- Net income (annual)
- $58,094
Advanced analysis (optional)
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💰 Monthly breakdown
Your take-home pay, spread across the year
Colorado
Monthly gross$6,250
Monthly tax$1,333
Monthly take-home$4,917
Virginia
Monthly gross$6,250
Monthly tax$1,409
Monthly take-home$4,841
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
Colorado vs Virginia: how the two systems differ
| Colorado | Virginia | |
|---|---|---|
| Wage income tax | Flat 4.4% | Progressive, 4 brackets |
| Top rate | 4.4% | 5.75% |
| Lowest rate | 4.4% | 2% |
| Deductions and credits (single) | $16,100 standard deduction | $8,750 standard deduction, $930 personal exemption |
State income tax and take-home pay at every salary
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | CO state tax | VA state tax | Difference | CO take-home | VA take-home |
|---|---|---|---|---|---|
| $30,000 | $612 | $911 | $299 less in Colorado | $25,673 | $25,374 |
| $40,000 | $1,052 | $1,486 | $434 less in Colorado | $33,268 | $32,834 |
| $50,000 | $1,492 | $2,061 | $569 less in Colorado | $40,863 | $40,294 |
| $60,000 | $1,932 | $2,636 | $704 less in Colorado | $48,458 | $47,754 |
| $75,000 | $2,592 | $3,498 | $907 less in Colorado | $59,001 | $58,094 |
| $100,000 | $3,692 | $4,936 | $1,244 less in Colorado | $75,488 | $74,244 |
| $150,000 | $5,892 | $7,811 | $1,919 less in Colorado | $107,899 | $105,980 |
| $250,000 | $10,292 | $13,561 | $3,269 less in Colorado | $172,890 | $169,621 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
Married filing jointly
| Income | CO state tax | VA state tax | Difference | CO take-home | VA take-home |
|---|---|---|---|---|---|
| $75,000 | $1,883 | $2,942 | $1,059 less in Colorado | $62,739 | $61,681 |
| $100,000 | $2,983 | $4,379 | $1,396 less in Colorado | $81,727 | $80,331 |
| $150,000 | $5,183 | $7,254 | $2,071 less in Colorado | $118,002 | $115,931 |
| $250,000 | $9,583 | $13,004 | $3,421 less in Colorado | $187,885 | $184,464 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
Does the lower-tax state change as income rises?
Across every income from $10,000 to $1,000,000 that we tested, Colorado charges the same or less state income tax than Virginia for a single filer, so there is no income level where the ranking flips.
Rates side by side
Colorado (single filers)
| 4.4% | Over $0 |
Virginia (single filers)
| 2% | Up to $3,000 |
| 3% | $3,001 to $5,000 |
| 5% | $5,001 to $17,000 |
| 5.75% | Over $17,000 |
Full details for each state: Colorado income tax calculator and Virginia income tax calculator. Federal rates are on the 2026 federal tax brackets page.
Colorado vs Virginia FAQ
Which has lower income tax, Colorado or Virginia?+
Colorado is lower at $75,000: $2,592 of state income tax versus $3,498 in Virginia. At $150,000 it is $5,892 in Colorado and $7,811 in Virginia. Across every income from $10,000 to $1,000,000 that we tested, Colorado charges the same or less state income tax than Virginia for a single filer, so there is no income level where the ranking flips.
How much more do I keep on $100,000 in Colorado versus Virginia?+
A single filer keeping $75,488 a year in Colorado would keep $74,244 in Virginia after federal, state and payroll tax. The difference is $1,244 a year, or $104 a month.
How do the Colorado and Virginia income tax systems differ?+
Colorado uses a flat 4.4% rate; Virginia uses progressive rates up to 5.75%. State deductions and exemptions also differ, which changes how much income is taxed.
Are local taxes included in this Colorado vs Virginia comparison?+
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
Should I move from Colorado to Virginia to save on taxes?+
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Sources
- Tax Foundation: 2026 state individual income tax rates and brackets
- IRS: Tax inflation adjustments for tax year 2026
Last checked October 10, 2026. Confirm with your state tax agency before filing.
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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.