1Arizona
Lowest19.8%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $1,473
- Payroll tax (FICA)
- $5,738
- Total tax
- $14,880
- Net income (annual)
- $60,120
Tax year 2026 · state vs state
Arizona vs Minnesota Income Tax Comparison (2026)
On a $75,000 salary (single filer, 2026), you pay $2,104 less state income tax a year in Arizona than in Minnesota, which is about $175 a month. At $150,000 the gap is $5,594 in favor of Arizona.
Arizona: 2.5% flatMinnesota: up to 9.85%Updated October 10, 2026
Compare Arizona and Minnesota for your income
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
State comparison
Comparing 2 states, sorted by lowest overall tax rate.
2Minnesota
22.6%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $3,577
- Payroll tax (FICA)
- $5,738
- Total tax
- $16,984
- Net income (annual)
- $58,016
Advanced analysis (optional)
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💰 Monthly breakdown
Your take-home pay, spread across the year
Arizona
Monthly gross$6,250
Monthly tax$1,240
Monthly take-home$5,010
Minnesota
Monthly gross$6,250
Monthly tax$1,415
Monthly take-home$4,835
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
Arizona vs Minnesota: how the two systems differ
| Arizona | Minnesota | |
|---|---|---|
| Wage income tax | Flat 2.5% | Progressive, 4 brackets |
| Top rate | 2.5% | 9.85% |
| Lowest rate | 2.5% | 5.35% |
| Deductions and credits (single) | $16,100 standard deduction | $15,300 standard deduction |
State income tax and take-home pay at every salary
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | AZ state tax | MN state tax | Difference | AZ take-home | MN take-home |
|---|---|---|---|---|---|
| $30,000 | $348 | $786 | $439 less in Arizona | $25,938 | $25,499 |
| $40,000 | $598 | $1,321 | $724 less in Arizona | $33,723 | $32,999 |
| $50,000 | $848 | $1,877 | $1,029 less in Arizona | $41,508 | $40,478 |
| $60,000 | $1,098 | $2,557 | $1,459 less in Arizona | $49,293 | $47,833 |
| $75,000 | $1,473 | $3,577 | $2,104 less in Arizona | $60,120 | $58,016 |
| $100,000 | $2,098 | $5,277 | $3,179 less in Arizona | $77,083 | $73,903 |
| $150,000 | $3,348 | $8,942 | $5,594 less in Arizona | $110,444 | $104,849 |
| $250,000 | $5,848 | $17,423 | $11,575 less in Arizona | $177,335 | $165,759 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
Married filing jointly
| Income | AZ state tax | MN state tax | Difference | AZ take-home | MN take-home |
|---|---|---|---|---|---|
| $75,000 | $1,070 | $2,375 | $1,305 less in Arizona | $63,553 | $62,247 |
| $100,000 | $1,695 | $4,013 | $2,318 less in Arizona | $83,015 | $80,697 |
| $150,000 | $2,945 | $7,413 | $4,468 less in Arizona | $120,240 | $115,772 |
| $250,000 | $5,445 | $14,485 | $9,040 less in Arizona | $192,023 | $182,983 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
Does the lower-tax state change as income rises?
For a single filer, Arizona and Minnesota charge the same state income tax (nothing) up to roughly $17,500 of income. Above that, Arizona is the lower-tax state.
Rates side by side
Arizona (single filers)
| 2.5% | Over $0 |
Minnesota (single filers)
| 5.35% | Up to $33,310 |
| 6.8% | $33,311 to $109,430 |
| 7.85% | $109,431 to $203,150 |
| 9.85% | Over $203,150 |
Full details for each state: Arizona income tax calculator and Minnesota income tax calculator. Federal rates are on the 2026 federal tax brackets page.
Arizona vs Minnesota FAQ
Which has lower income tax, Arizona or Minnesota?+
Arizona is lower at $75,000: $1,473 of state income tax versus $3,577 in Minnesota. At $150,000 it is $3,348 in Arizona and $8,942 in Minnesota. For a single filer, Arizona and Minnesota charge the same state income tax (nothing) up to roughly $17,500 of income. Above that, Arizona is the lower-tax state.
How much more do I keep on $100,000 in Arizona versus Minnesota?+
A single filer keeping $77,083 a year in Arizona would keep $73,903 in Minnesota after federal, state and payroll tax. The difference is $3,179 a year, or $265 a month.
How do the Arizona and Minnesota income tax systems differ?+
Arizona uses a flat 2.5% rate; Minnesota uses progressive rates up to 9.85%. State deductions and exemptions also differ, which changes how much income is taxed.
Are local taxes included in this Arizona vs Minnesota comparison?+
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
Should I move from Arizona to Minnesota to save on taxes?+
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Sources
- Tax Foundation: 2026 state individual income tax rates and brackets
- IRS: Tax inflation adjustments for tax year 2026
Last checked October 10, 2026. Confirm with your state tax agency before filing.
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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.