1Florida
Lowest17.9%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $0
- Payroll tax (FICA)
- $5,738
- Total tax
- $13,408
- Net income (annual)
- $61,593
Tax year 2026 · state vs state
Arizona vs Florida Income Tax Comparison (2026)
On a $75,000 salary (single filer, 2026), you pay $1,473 less state income tax a year in Florida than in Arizona, which is about $123 a month. At $150,000 the gap is $3,348 in favor of Florida.
Arizona: 2.5% flatFlorida: no state taxUpdated October 10, 2026
Compare Arizona and Florida for your income
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
State comparison
Comparing 2 states, sorted by lowest overall tax rate.
2Arizona
19.8%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $1,473
- Payroll tax (FICA)
- $5,738
- Total tax
- $14,880
- Net income (annual)
- $60,120
Advanced analysis (optional)
Choose which extra insights you would like to see.
💰 Monthly breakdown
Your take-home pay, spread across the year
Florida
Monthly gross$6,250
Monthly tax$1,117
Monthly take-home$5,133
Arizona
Monthly gross$6,250
Monthly tax$1,240
Monthly take-home$5,010
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
Arizona vs Florida: how the two systems differ
| Arizona | Florida | |
|---|---|---|
| Wage income tax | Flat 2.5% | No tax on wages |
| Top rate | 2.5% | 0% |
| Lowest rate | 2.5% | 0% |
| Deductions and credits (single) | $16,100 standard deduction | Not applicable |
State income tax and take-home pay at every salary
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | AZ state tax | FL state tax | Difference | AZ take-home | FL take-home |
|---|---|---|---|---|---|
| $30,000 | $348 | $0 | $348 less in Florida | $25,938 | $26,285 |
| $40,000 | $598 | $0 | $598 less in Florida | $33,723 | $34,320 |
| $50,000 | $848 | $0 | $848 less in Florida | $41,508 | $42,355 |
| $60,000 | $1,098 | $0 | $1,098 less in Florida | $49,293 | $50,390 |
| $75,000 | $1,473 | $0 | $1,473 less in Florida | $60,120 | $61,593 |
| $100,000 | $2,098 | $0 | $2,098 less in Florida | $77,083 | $79,180 |
| $150,000 | $3,348 | $0 | $3,348 less in Florida | $110,444 | $113,791 |
| $250,000 | $5,848 | $0 | $5,848 less in Florida | $177,335 | $183,182 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
Married filing jointly
| Income | AZ state tax | FL state tax | Difference | AZ take-home | FL take-home |
|---|---|---|---|---|---|
| $75,000 | $1,070 | $0 | $1,070 less in Florida | $63,553 | $64,623 |
| $100,000 | $1,695 | $0 | $1,695 less in Florida | $83,015 | $84,710 |
| $150,000 | $2,945 | $0 | $2,945 less in Florida | $120,240 | $123,185 |
| $250,000 | $5,445 | $0 | $5,445 less in Florida | $192,023 | $197,468 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
Does the lower-tax state change as income rises?
For a single filer, Arizona and Florida charge the same state income tax (nothing) up to roughly $17,500 of income. Above that, Florida is the lower-tax state.
Rates side by side
Arizona (single filers)
| 2.5% | Over $0 |
Florida (single filers)
Florida has no state personal income tax. State revenue comes mainly from sales tax and tourism-related taxes.
Full details for each state: Arizona income tax calculator and Florida income tax calculator. Federal rates are on the 2026 federal tax brackets page.
Arizona vs Florida FAQ
Which has lower income tax, Arizona or Florida?+
Florida is lower at $75,000: $0 of state income tax versus $1,473 in Arizona. At $150,000 it is $3,348 in Arizona and $0 in Florida. For a single filer, Arizona and Florida charge the same state income tax (nothing) up to roughly $17,500 of income. Above that, Florida is the lower-tax state.
How much more do I keep on $100,000 in Arizona versus Florida?+
A single filer keeping $77,083 a year in Arizona would keep $79,180 in Florida after federal, state and payroll tax. The difference is $2,098 a year, or $175 a month.
How do the Arizona and Florida income tax systems differ?+
Arizona uses a flat 2.5% rate; Florida has no tax on wages. State deductions and exemptions also differ, which changes how much income is taxed.
Are local taxes included in this Arizona vs Florida comparison?+
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
Should I move from Arizona to Florida to save on taxes?+
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Sources
- Tax Foundation: 2026 state individual income tax rates and brackets
- IRS: Tax inflation adjustments for tax year 2026
Last checked October 10, 2026. Confirm with your state tax agency before filing.
More state comparisons
- Arizona vs Texas
- Arizona vs California
- Arizona vs New York
- Arizona vs Washington
- California vs Florida
- Florida vs New York
- Florida vs Illinois
- All state comparisons →
Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.