1Tennessee
Lowest17.9%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $0
- Payroll tax (FICA)
- $5,738
- Total tax
- $13,408
- Net income (annual)
- $61,593
Tax year 2026 · state vs state
Tennessee vs Vermont Income Tax Comparison (2026)
On a $75,000 salary (single filer, 2026), you pay $2,490 less state income tax a year in Tennessee than in Vermont, which is about $207 a month. At $150,000 the gap is $7,613 in favor of Tennessee.
Tennessee: no state taxVermont: up to 8.75%Updated October 10, 2026
Compare Tennessee and Vermont for your income
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
State comparison
Comparing 2 states, sorted by lowest overall tax rate.
2Vermont
21.2%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $2,490
- Payroll tax (FICA)
- $5,738
- Total tax
- $15,897
- Net income (annual)
- $59,103
Advanced analysis (optional)
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💰 Monthly breakdown
Your take-home pay, spread across the year
Tennessee
Monthly gross$6,250
Monthly tax$1,117
Monthly take-home$5,133
Vermont
Monthly gross$6,250
Monthly tax$1,325
Monthly take-home$4,925
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
Tennessee vs Vermont: how the two systems differ
| Tennessee | Vermont | |
|---|---|---|
| Wage income tax | No tax on wages | Progressive, 4 brackets |
| Top rate | 0% | 8.75% |
| Lowest rate | 0% | 3.35% |
| Deductions and credits (single) | Not applicable | $7,650 standard deduction, $5,300 personal exemption |
State income tax and take-home pay at every salary
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | TN state tax | VT state tax | Difference | TN take-home | VT take-home |
|---|---|---|---|---|---|
| $30,000 | $0 | $571 | $571 less in Tennessee | $26,285 | $25,714 |
| $40,000 | $0 | $906 | $906 less in Tennessee | $34,320 | $33,414 |
| $50,000 | $0 | $1,241 | $1,241 less in Tennessee | $42,355 | $41,114 |
| $60,000 | $0 | $1,576 | $1,576 less in Tennessee | $50,390 | $48,814 |
| $75,000 | $0 | $2,490 | $2,490 less in Tennessee | $61,593 | $59,103 |
| $100,000 | $0 | $4,140 | $4,140 less in Tennessee | $79,180 | $75,040 |
| $150,000 | $0 | $7,613 | $7,613 less in Tennessee | $113,791 | $106,178 |
| $250,000 | $0 | $15,213 | $15,213 less in Tennessee | $183,182 | $167,969 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
Married filing jointly
| Income | TN state tax | VT state tax | Difference | TN take-home | VT take-home |
|---|---|---|---|---|---|
| $75,000 | $0 | $1,645 | $1,645 less in Tennessee | $64,623 | $62,978 |
| $100,000 | $0 | $2,482 | $2,482 less in Tennessee | $84,710 | $82,228 |
| $150,000 | $0 | $5,509 | $5,509 less in Tennessee | $123,185 | $117,676 |
| $250,000 | $0 | $12,356 | $12,356 less in Tennessee | $197,468 | $185,112 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
Does the lower-tax state change as income rises?
For a single filer, Tennessee and Vermont charge the same state income tax (nothing) up to roughly $15,000 of income. Above that, Tennessee is the lower-tax state.
Rates side by side
Tennessee (single filers)
Tennessee has no state personal income tax. The old “Hall tax” on interest and dividends was repealed after 2020.
Vermont (single filers)
| 3.35% | Up to $49,400 |
| 6.6% | $49,401 to $119,700 |
| 7.6% | $119,701 to $249,700 |
| 8.75% | Over $249,700 |
Full details for each state: Tennessee income tax calculator and Vermont income tax calculator. Federal rates are on the 2026 federal tax brackets page.
Tennessee vs Vermont FAQ
Which has lower income tax, Tennessee or Vermont?+
Tennessee is lower at $75,000: $0 of state income tax versus $2,490 in Vermont. At $150,000 it is $0 in Tennessee and $7,613 in Vermont. For a single filer, Tennessee and Vermont charge the same state income tax (nothing) up to roughly $15,000 of income. Above that, Tennessee is the lower-tax state.
How much more do I keep on $100,000 in Tennessee versus Vermont?+
A single filer keeping $79,180 a year in Tennessee would keep $75,040 in Vermont after federal, state and payroll tax. The difference is $4,140 a year, or $345 a month.
How do the Tennessee and Vermont income tax systems differ?+
Tennessee has no tax on wages; Vermont uses progressive rates up to 8.75%. State deductions and exemptions also differ, which changes how much income is taxed.
Are local taxes included in this Tennessee vs Vermont comparison?+
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
Should I move from Tennessee to Vermont to save on taxes?+
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Sources
- Tax Foundation: 2026 state individual income tax rates and brackets
- IRS: Tax inflation adjustments for tax year 2026
Last checked October 10, 2026. Confirm with your state tax agency before filing.
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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.