1Vermont
Lowest21.2%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $2,490
- Payroll tax (FICA)
- $5,738
- Total tax
- $15,897
- Net income (annual)
- $59,103
Tax year 2026 · state vs state
New York vs Vermont Income Tax Comparison (2026)
On a $75,000 salary (single filer, 2026), you pay $963 less state income tax a year in Vermont than in New York, which is about $80 a month. At $150,000 the gap is $196 in favor of Vermont.
New York: up to 10.9%Vermont: up to 8.75%Updated October 10, 2026
Compare New York and Vermont for your income
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
State comparison
Comparing 2 states, sorted by lowest overall tax rate.
2New York
22.5%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $3,453
- Payroll tax (FICA)
- $5,738
- Total tax
- $16,861
- Net income (annual)
- $58,140
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💰 Monthly breakdown
Your take-home pay, spread across the year
Vermont
Monthly gross$6,250
Monthly tax$1,325
Monthly take-home$4,925
New York
Monthly gross$6,250
Monthly tax$1,405
Monthly take-home$4,845
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
New York vs Vermont: how the two systems differ
| New York | Vermont | |
|---|---|---|
| Wage income tax | Progressive, 9 brackets | Progressive, 4 brackets |
| Top rate | 10.9% | 8.75% |
| Lowest rate | 3.9% | 3.35% |
| Deductions and credits (single) | $8,000 standard deduction | $7,650 standard deduction, $5,300 personal exemption |
State income tax and take-home pay at every salary
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | NY state tax | VT state tax | Difference | NY take-home | VT take-home |
|---|---|---|---|---|---|
| $30,000 | $1,023 | $571 | $452 less in Vermont | $25,262 | $25,714 |
| $40,000 | $1,563 | $906 | $657 less in Vermont | $32,757 | $33,414 |
| $50,000 | $2,103 | $1,241 | $862 less in Vermont | $40,252 | $41,114 |
| $60,000 | $2,643 | $1,576 | $1,067 less in Vermont | $47,747 | $48,814 |
| $75,000 | $3,453 | $2,490 | $963 less in Vermont | $58,140 | $59,103 |
| $100,000 | $4,860 | $4,140 | $720 less in Vermont | $74,320 | $75,040 |
| $150,000 | $7,810 | $7,613 | $196 less in Vermont | $105,981 | $106,178 |
| $250,000 | $13,962 | $15,213 | $1,251 less in New York | $169,220 | $167,969 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
Married filing jointly
| Income | NY state tax | VT state tax | Difference | NY take-home | VT take-home |
|---|---|---|---|---|---|
| $75,000 | $2,851 | $1,645 | $1,206 less in Vermont | $61,772 | $62,978 |
| $100,000 | $4,201 | $2,482 | $1,718 less in Vermont | $80,509 | $82,228 |
| $150,000 | $6,901 | $5,509 | $1,391 less in Vermont | $116,284 | $117,676 |
| $250,000 | $12,663 | $12,356 | $307 less in Vermont | $184,805 | $185,112 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
Does the lower-tax state change as income rises?
For a single filer, Vermont is the lower-tax state up to roughly $162,500 of income, and New York becomes the lower-tax state above that.
Rates side by side
New York (single filers)
| 3.9% | Up to $8,500 |
| 4.4% | $8,501 to $11,700 |
| 5.15% | $11,701 to $13,900 |
| 5.4% | $13,901 to $80,650 |
| 5.9% | $80,651 to $215,400 |
| 6.85% | $215,401 to $1,077,550 |
| 9.65% | $1,077,551 to $5,000,000 |
| 10.3% | $5,000,001 to $25,000,000 |
| 10.9% | Over $25,000,000 |
Vermont (single filers)
| 3.35% | Up to $49,400 |
| 6.6% | $49,401 to $119,700 |
| 7.6% | $119,701 to $249,700 |
| 8.75% | Over $249,700 |
- New York: New York City and Yonkers residents also pay a local income tax (New York City is roughly 3.1% to 3.9%), which is not included here.
Full details for each state: New York income tax calculator and Vermont income tax calculator. Federal rates are on the 2026 federal tax brackets page.
New York vs Vermont FAQ
Which has lower income tax, New York or Vermont?+
Vermont is lower at $75,000: $2,490 of state income tax versus $3,453 in New York. At $150,000 it is $7,810 in New York and $7,613 in Vermont. For a single filer, Vermont is the lower-tax state up to roughly $162,500 of income, and New York becomes the lower-tax state above that.
How much more do I keep on $100,000 in New York versus Vermont?+
A single filer keeping $74,320 a year in New York would keep $75,040 in Vermont after federal, state and payroll tax. The difference is $720 a year, or $60 a month.
How do the New York and Vermont income tax systems differ?+
New York uses progressive rates up to 10.9%; Vermont uses progressive rates up to 8.75%. State deductions and exemptions also differ, which changes how much income is taxed.
Are local taxes included in this New York vs Vermont comparison?+
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
Should I move from New York to Vermont to save on taxes?+
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Sources
- Tax Foundation: 2026 state individual income tax rates and brackets
- IRS: Tax inflation adjustments for tax year 2026
Last checked October 10, 2026. Confirm with your state tax agency before filing.
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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.