1North Dakota
Lowest18.1%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $203
- Payroll tax (FICA)
- $5,738
- Total tax
- $13,611
- Net income (annual)
- $61,389
Tax year 2026 · state vs state
North Dakota vs Utah Income Tax Comparison (2026)
On a $75,000 salary (single filer, 2026), you pay $2,206 less state income tax a year in North Dakota than in Utah, which is about $184 a month. At $150,000 the gap is $4,118 in favor of North Dakota.
North Dakota: up to 2.5%Utah: 4.5% flatUpdated October 10, 2026
Compare North Dakota and Utah for your income
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
State comparison
Comparing 2 states, sorted by lowest overall tax rate.
2Utah
21.1%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $2,409
- Payroll tax (FICA)
- $5,738
- Total tax
- $15,817
- Net income (annual)
- $59,184
Advanced analysis (optional)
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💰 Monthly breakdown
Your take-home pay, spread across the year
North Dakota
Monthly gross$6,250
Monthly tax$1,134
Monthly take-home$5,116
Utah
Monthly gross$6,250
Monthly tax$1,318
Monthly take-home$4,932
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
North Dakota vs Utah: how the two systems differ
| North Dakota | Utah | |
|---|---|---|
| Wage income tax | Progressive, 2 brackets | Flat 4.5% |
| Top rate | 2.5% | 4.5% |
| Lowest rate | 1.95% | 4.5% |
| Deductions and credits (single) | $16,100 standard deduction | $966 personal credit |
State income tax and take-home pay at every salary
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | ND state tax | UT state tax | Difference | ND take-home | UT take-home |
|---|---|---|---|---|---|
| $30,000 | $0 | $384 | $384 less in North Dakota | $26,285 | $25,901 |
| $40,000 | $0 | $834 | $834 less in North Dakota | $34,320 | $33,486 |
| $50,000 | $0 | $1,284 | $1,284 less in North Dakota | $42,355 | $41,071 |
| $60,000 | $0 | $1,734 | $1,734 less in North Dakota | $50,390 | $48,656 |
| $75,000 | $203 | $2,409 | $2,206 less in North Dakota | $61,389 | $59,184 |
| $100,000 | $691 | $3,534 | $2,843 less in North Dakota | $78,489 | $75,646 |
| $150,000 | $1,666 | $5,784 | $4,118 less in North Dakota | $112,125 | $108,007 |
| $250,000 | $3,616 | $10,284 | $6,668 less in North Dakota | $179,566 | $172,898 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
Married filing jointly
| Income | ND state tax | UT state tax | Difference | ND take-home | UT take-home |
|---|---|---|---|---|---|
| $75,000 | $0 | $1,443 | $1,443 less in North Dakota | $64,623 | $63,180 |
| $100,000 | $0 | $2,568 | $2,568 less in North Dakota | $84,710 | $82,142 |
| $150,000 | $718 | $4,818 | $4,100 less in North Dakota | $122,467 | $118,367 |
| $250,000 | $2,668 | $9,318 | $6,650 less in North Dakota | $194,800 | $188,150 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
Does the lower-tax state change as income rises?
For a single filer, North Dakota and Utah charge the same state income tax (nothing) up to roughly $22,500 of income. Above that, North Dakota is the lower-tax state.
Rates side by side
North Dakota (single filers)
| 1.95% | $48,476 to $244,825 |
| 2.5% | Over $244,825 |
Utah (single filers)
| 4.5% | Over $0 |
- Utah: Utah’s credit phases out as income rises, which is not modeled here.
Full details for each state: North Dakota income tax calculator and Utah income tax calculator. Federal rates are on the 2026 federal tax brackets page.
North Dakota vs Utah FAQ
Which has lower income tax, North Dakota or Utah?+
North Dakota is lower at $75,000: $203 of state income tax versus $2,409 in Utah. At $150,000 it is $1,666 in North Dakota and $5,784 in Utah. For a single filer, North Dakota and Utah charge the same state income tax (nothing) up to roughly $22,500 of income. Above that, North Dakota is the lower-tax state.
How much more do I keep on $100,000 in North Dakota versus Utah?+
A single filer keeping $78,489 a year in North Dakota would keep $75,646 in Utah after federal, state and payroll tax. The difference is $2,843 a year, or $237 a month.
How do the North Dakota and Utah income tax systems differ?+
North Dakota uses progressive rates up to 2.5%; Utah uses a flat 4.5% rate. State deductions and exemptions also differ, which changes how much income is taxed.
Are local taxes included in this North Dakota vs Utah comparison?+
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
Should I move from North Dakota to Utah to save on taxes?+
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Sources
- Tax Foundation: 2026 state individual income tax rates and brackets
- IRS: Tax inflation adjustments for tax year 2026
Last checked October 10, 2026. Confirm with your state tax agency before filing.
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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.