1North Dakota
Lowest18.1%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $203
- Payroll tax (FICA)
- $5,738
- Total tax
- $13,611
- Net income (annual)
- $61,389
Tax year 2026 · state vs state
North Dakota vs Pennsylvania Income Tax Comparison (2026)
On a $75,000 salary (single filer, 2026), you pay $2,099 less state income tax a year in North Dakota than in Pennsylvania, which is about $175 a month. At $150,000 the gap is $2,939 in favor of North Dakota.
North Dakota: up to 2.5%Pennsylvania: 3.07% flatUpdated October 10, 2026
Compare North Dakota and Pennsylvania for your income
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
State comparison
Comparing 2 states, sorted by lowest overall tax rate.
2Pennsylvania
20.9%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $2,303
- Payroll tax (FICA)
- $5,738
- Total tax
- $15,710
- Net income (annual)
- $59,290
Advanced analysis (optional)
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💰 Monthly breakdown
Your take-home pay, spread across the year
North Dakota
Monthly gross$6,250
Monthly tax$1,134
Monthly take-home$5,116
Pennsylvania
Monthly gross$6,250
Monthly tax$1,309
Monthly take-home$4,941
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
North Dakota vs Pennsylvania: how the two systems differ
| North Dakota | Pennsylvania | |
|---|---|---|
| Wage income tax | Progressive, 2 brackets | Flat 3.07% |
| Top rate | 2.5% | 3.07% |
| Lowest rate | 1.95% | 3.07% |
| Deductions and credits (single) | $16,100 standard deduction | None in this model |
State income tax and take-home pay at every salary
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | ND state tax | PA state tax | Difference | ND take-home | PA take-home |
|---|---|---|---|---|---|
| $30,000 | $0 | $921 | $921 less in North Dakota | $26,285 | $25,364 |
| $40,000 | $0 | $1,228 | $1,228 less in North Dakota | $34,320 | $33,092 |
| $50,000 | $0 | $1,535 | $1,535 less in North Dakota | $42,355 | $40,820 |
| $60,000 | $0 | $1,842 | $1,842 less in North Dakota | $50,390 | $48,548 |
| $75,000 | $203 | $2,303 | $2,099 less in North Dakota | $61,389 | $59,290 |
| $100,000 | $691 | $3,070 | $2,379 less in North Dakota | $78,489 | $76,110 |
| $150,000 | $1,666 | $4,605 | $2,939 less in North Dakota | $112,125 | $109,186 |
| $250,000 | $3,616 | $7,675 | $4,059 less in North Dakota | $179,566 | $175,507 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
Married filing jointly
| Income | ND state tax | PA state tax | Difference | ND take-home | PA take-home |
|---|---|---|---|---|---|
| $75,000 | $0 | $2,303 | $2,303 less in North Dakota | $64,623 | $62,320 |
| $100,000 | $0 | $3,070 | $3,070 less in North Dakota | $84,710 | $81,640 |
| $150,000 | $718 | $4,605 | $3,887 less in North Dakota | $122,467 | $118,580 |
| $250,000 | $2,668 | $7,675 | $5,007 less in North Dakota | $194,800 | $189,793 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
Does the lower-tax state change as income rises?
Across every income from $10,000 to $1,000,000 that we tested, North Dakota charges the same or less state income tax than Pennsylvania for a single filer, so there is no income level where the ranking flips.
Rates side by side
North Dakota (single filers)
| 1.95% | $48,476 to $244,825 |
| 2.5% | Over $244,825 |
Pennsylvania (single filers)
| 3.07% | Over $0 |
- Pennsylvania: Pennsylvania localities also levy an earned income tax, usually around 1%, which is not included here.
Full details for each state: North Dakota income tax calculator and Pennsylvania income tax calculator. Federal rates are on the 2026 federal tax brackets page.
North Dakota vs Pennsylvania FAQ
Which has lower income tax, North Dakota or Pennsylvania?+
North Dakota is lower at $75,000: $203 of state income tax versus $2,303 in Pennsylvania. At $150,000 it is $1,666 in North Dakota and $4,605 in Pennsylvania. Across every income from $10,000 to $1,000,000 that we tested, North Dakota charges the same or less state income tax than Pennsylvania for a single filer, so there is no income level where the ranking flips.
How much more do I keep on $100,000 in North Dakota versus Pennsylvania?+
A single filer keeping $78,489 a year in North Dakota would keep $76,110 in Pennsylvania after federal, state and payroll tax. The difference is $2,379 a year, or $198 a month.
How do the North Dakota and Pennsylvania income tax systems differ?+
North Dakota uses progressive rates up to 2.5%; Pennsylvania uses a flat 3.07% rate. State deductions and exemptions also differ, which changes how much income is taxed.
Are local taxes included in this North Dakota vs Pennsylvania comparison?+
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
Should I move from North Dakota to Pennsylvania to save on taxes?+
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Sources
- Tax Foundation: 2026 state individual income tax rates and brackets
- IRS: Tax inflation adjustments for tax year 2026
Last checked October 10, 2026. Confirm with your state tax agency before filing.
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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.