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Tax year 2026 · state vs state

North Dakota vs Oregon Income Tax Comparison (2026)

On a $75,000 salary (single filer, 2026), you pay $5,530 less state income tax a year in North Dakota than in Oregon, which is about $461 a month. At $150,000 the gap is $10,884 in favor of North Dakota.

North Dakota: up to 2.5%Oregon: up to 9.9%Updated October 10, 2026

Compare North Dakota and Oregon for your income

Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.

State comparison

Comparing 2 states, sorted by lowest overall tax rate.

1North Dakota

Lowest

18.1%

Overall effective tax rate

  • Net
  • Federal
  • State
  • FICA
Federal income tax
$7,670
State income tax
$203
Payroll tax (FICA)
$5,738
Total tax
$13,611
Net income (annual)
$61,389

2Oregon

25.5%

Overall effective tax rate

  • Net
  • Federal
  • State
  • FICA
Federal income tax
$7,670
State income tax
$5,733
Payroll tax (FICA)
$5,738
Total tax
$19,140
Net income (annual)
$55,860

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💰 Monthly breakdown

Your take-home pay, spread across the year

North Dakota

Monthly gross$6,250
Monthly tax$1,134
Monthly take-home$5,116

Oregon

Monthly gross$6,250
Monthly tax$1,595
Monthly take-home$4,655

Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.

North Dakota vs Oregon: how the two systems differ

North DakotaOregon
Wage income taxProgressive, 2 bracketsProgressive, 4 brackets
Top rate2.5%9.9%
Lowest rate1.95%4.75%
Deductions and credits (single)$16,100 standard deduction$2,910 standard deduction, $256 personal credit

State income tax and take-home pay at every salary

The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.

IncomeND state taxOR state taxDifferenceND take-homeOR take-home
$30,000$0$1,795$1,795 less in North Dakota$26,285$24,490
$40,000$0$2,670$2,670 less in North Dakota$34,320$31,650
$50,000$0$3,545$3,545 less in North Dakota$42,355$38,810
$60,000$0$4,420$4,420 less in North Dakota$50,390$45,970
$75,000$203$5,733$5,530 less in North Dakota$61,389$55,860
$100,000$691$7,920$7,230 less in North Dakota$78,489$71,260
$150,000$1,666$12,549$10,884 less in North Dakota$112,125$101,242
$250,000$3,616$22,449$18,834 less in North Dakota$179,566$160,733

Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.

Married filing jointly

IncomeND state taxOR state taxDifferenceND take-homeOR take-home
$75,000$0$4,903$4,903 less in North Dakota$64,623$59,719
$100,000$0$7,091$7,091 less in North Dakota$84,710$77,619
$150,000$718$11,466$10,748 less in North Dakota$122,467$111,719
$250,000$2,668$20,216$17,548 less in North Dakota$194,800$177,252

Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.

Does the lower-tax state change as income rises?

Across every income from $10,000 to $1,000,000 that we tested, North Dakota charges the same or less state income tax than Oregon for a single filer, so there is no income level where the ranking flips.

Rates side by side

North Dakota (single filers)

1.95%$48,476 to $244,825
2.5%Over $244,825

Oregon (single filers)

4.75%Up to $4,550
6.75%$4,551 to $11,400
8.75%$11,401 to $125,000
9.9%Over $125,000

Full details for each state: North Dakota income tax calculator and Oregon income tax calculator. Federal rates are on the 2026 federal tax brackets page.

North Dakota vs Oregon FAQ

Which has lower income tax, North Dakota or Oregon?+

North Dakota is lower at $75,000: $203 of state income tax versus $5,733 in Oregon. At $150,000 it is $1,666 in North Dakota and $12,549 in Oregon. Across every income from $10,000 to $1,000,000 that we tested, North Dakota charges the same or less state income tax than Oregon for a single filer, so there is no income level where the ranking flips.

How much more do I keep on $100,000 in North Dakota versus Oregon?+

A single filer keeping $78,489 a year in North Dakota would keep $71,260 in Oregon after federal, state and payroll tax. The difference is $7,230 a year, or $602 a month.

How do the North Dakota and Oregon income tax systems differ?+

North Dakota uses progressive rates up to 2.5%; Oregon uses progressive rates up to 9.9%. State deductions and exemptions also differ, which changes how much income is taxed.

Are local taxes included in this North Dakota vs Oregon comparison?+

No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.

Should I move from North Dakota to Oregon to save on taxes?+

State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.

Sources

Last checked October 10, 2026. Confirm with your state tax agency before filing.

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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.