1Vermont
Lowest21.2%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $2,490
- Payroll tax (FICA)
- $5,738
- Total tax
- $15,897
- Net income (annual)
- $59,103
Tax year 2026 · state vs state
New Jersey vs Vermont Income Tax Comparison (2026)
On a $75,000 salary (single filer, 2026), you pay $108 less state income tax a year in Vermont than in New Jersey, which is about $9 a month. At $150,000 the gap is $247 in favor of New Jersey.
New Jersey: up to 10.75%Vermont: up to 8.75%Updated October 10, 2026
Compare New Jersey and Vermont for your income
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
State comparison
Comparing 2 states, sorted by lowest overall tax rate.
2New Jersey
21.3%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $2,598
- Payroll tax (FICA)
- $5,738
- Total tax
- $16,005
- Net income (annual)
- $58,995
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💰 Monthly breakdown
Your take-home pay, spread across the year
Vermont
Monthly gross$6,250
Monthly tax$1,325
Monthly take-home$4,925
New Jersey
Monthly gross$6,250
Monthly tax$1,334
Monthly take-home$4,916
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
New Jersey vs Vermont: how the two systems differ
| New Jersey | Vermont | |
|---|---|---|
| Wage income tax | Progressive, 7 brackets | Progressive, 4 brackets |
| Top rate | 10.75% | 8.75% |
| Lowest rate | 1.4% | 3.35% |
| Deductions and credits (single) | $1,000 personal exemption | $7,650 standard deduction, $5,300 personal exemption |
State income tax and take-home pay at every salary
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | NJ state tax | VT state tax | Difference | NJ take-home | VT take-home |
|---|---|---|---|---|---|
| $30,000 | $438 | $571 | $134 less in New Jersey | $25,848 | $25,714 |
| $40,000 | $683 | $906 | $224 less in New Jersey | $33,638 | $33,414 |
| $50,000 | $1,215 | $1,241 | $26 less in New Jersey | $41,140 | $41,114 |
| $60,000 | $1,768 | $1,576 | $192 less in Vermont | $48,622 | $48,814 |
| $75,000 | $2,598 | $2,490 | $108 less in Vermont | $58,995 | $59,103 |
| $100,000 | $4,182 | $4,140 | $42 less in Vermont | $74,998 | $75,040 |
| $150,000 | $7,367 | $7,613 | $247 less in New Jersey | $106,424 | $106,178 |
| $250,000 | $13,737 | $15,213 | $1,477 less in New Jersey | $169,445 | $167,969 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
Married filing jointly
| Income | NJ state tax | VT state tax | Difference | NJ take-home | VT take-home |
|---|---|---|---|---|---|
| $75,000 | $1,400 | $1,645 | $245 less in New Jersey | $63,223 | $62,978 |
| $100,000 | $2,640 | $2,482 | $158 less in Vermont | $82,070 | $82,228 |
| $150,000 | $5,405 | $5,509 | $104 less in New Jersey | $117,780 | $117,676 |
| $250,000 | $11,759 | $12,356 | $597 less in New Jersey | $185,709 | $185,112 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
Does the lower-tax state change as income rises?
For a single filer, Vermont is the lower-tax state up to roughly $22,500 of income, and New Jersey becomes the lower-tax state above that. The order flips again near $52,500, so the better state depends on where your income falls.
Rates side by side
New Jersey (single filers)
| 1.4% | Up to $20,000 |
| 1.75% | $20,001 to $35,000 |
| 3.5% | $35,001 to $40,000 |
| 5.53% | $40,001 to $75,000 |
| 6.37% | $75,001 to $500,000 |
| 8.97% | $500,001 to $1,000,000 |
| 10.75% | Over $1,000,000 |
Vermont (single filers)
| 3.35% | Up to $49,400 |
| 6.6% | $49,401 to $119,700 |
| 7.6% | $119,701 to $249,700 |
| 8.75% | Over $249,700 |
Full details for each state: New Jersey income tax calculator and Vermont income tax calculator. Federal rates are on the 2026 federal tax brackets page.
New Jersey vs Vermont FAQ
Which has lower income tax, New Jersey or Vermont?+
Vermont is lower at $75,000: $2,490 of state income tax versus $2,598 in New Jersey. At $150,000 it is $7,367 in New Jersey and $7,613 in Vermont. For a single filer, Vermont is the lower-tax state up to roughly $22,500 of income, and New Jersey becomes the lower-tax state above that. The order flips again near $52,500, so the better state depends on where your income falls.
How much more do I keep on $100,000 in New Jersey versus Vermont?+
A single filer keeping $74,998 a year in New Jersey would keep $75,040 in Vermont after federal, state and payroll tax. The difference is $42 a year, or $4 a month.
How do the New Jersey and Vermont income tax systems differ?+
New Jersey uses progressive rates up to 10.75%; Vermont uses progressive rates up to 8.75%. State deductions and exemptions also differ, which changes how much income is taxed.
Are local taxes included in this New Jersey vs Vermont comparison?+
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
Should I move from New Jersey to Vermont to save on taxes?+
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Sources
- Tax Foundation: 2026 state individual income tax rates and brackets
- IRS: Tax inflation adjustments for tax year 2026
Last checked October 10, 2026. Confirm with your state tax agency before filing.
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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.