1Missouri
Lowest21.3%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $2,588
- Payroll tax (FICA)
- $5,738
- Total tax
- $15,995
- Net income (annual)
- $59,005
Tax year 2026 · state vs state
Missouri vs New Jersey Income Tax Comparison (2026)
On a $75,000 salary (single filer, 2026), you pay $10 less state income tax a year in Missouri than in New Jersey, which is about $1 a month. At $150,000 the gap is $1,254 in favor of Missouri.
Missouri: up to 4.7%New Jersey: up to 10.75%Updated October 10, 2026
Compare Missouri and New Jersey for your income
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
State comparison
Comparing 2 states, sorted by lowest overall tax rate.
2New Jersey
21.3%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $2,598
- Payroll tax (FICA)
- $5,738
- Total tax
- $16,005
- Net income (annual)
- $58,995
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💰 Monthly breakdown
Your take-home pay, spread across the year
Missouri
Monthly gross$6,250
Monthly tax$1,333
Monthly take-home$4,917
New Jersey
Monthly gross$6,250
Monthly tax$1,334
Monthly take-home$4,916
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
Missouri vs New Jersey: how the two systems differ
| Missouri | New Jersey | |
|---|---|---|
| Wage income tax | Progressive, 7 brackets | Progressive, 7 brackets |
| Top rate | 4.7% | 10.75% |
| Lowest rate | 2% | 1.4% |
| Deductions and credits (single) | $16,100 standard deduction | $1,000 personal exemption |
State income tax and take-home pay at every salary
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | MO state tax | NJ state tax | Difference | MO take-home | NJ take-home |
|---|---|---|---|---|---|
| $30,000 | $473 | $438 | $35 less in New Jersey | $25,812 | $25,848 |
| $40,000 | $943 | $683 | $260 less in New Jersey | $33,377 | $33,638 |
| $50,000 | $1,413 | $1,215 | $197 less in New Jersey | $40,942 | $41,140 |
| $60,000 | $1,883 | $1,768 | $114 less in New Jersey | $48,507 | $48,622 |
| $75,000 | $2,588 | $2,598 | $10 less in Missouri | $59,005 | $58,995 |
| $100,000 | $3,763 | $4,182 | $419 less in Missouri | $75,417 | $74,998 |
| $150,000 | $6,113 | $7,367 | $1,254 less in Missouri | $107,678 | $106,424 |
| $250,000 | $10,813 | $13,737 | $2,924 less in Missouri | $172,369 | $169,445 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
Married filing jointly
| Income | MO state tax | NJ state tax | Difference | MO take-home | NJ take-home |
|---|---|---|---|---|---|
| $75,000 | $1,831 | $1,400 | $431 less in New Jersey | $62,792 | $63,223 |
| $100,000 | $3,006 | $2,640 | $366 less in New Jersey | $81,704 | $82,070 |
| $150,000 | $5,356 | $5,405 | $49 less in Missouri | $117,829 | $117,780 |
| $250,000 | $10,056 | $11,759 | $1,703 less in Missouri | $187,412 | $185,709 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
Does the lower-tax state change as income rises?
For a single filer, Missouri is the lower-tax state up to roughly $30,000 of income, and New Jersey becomes the lower-tax state above that. The order flips again near $75,000, so the better state depends on where your income falls.
Rates side by side
Missouri (single filers)
| 2% | $1,349 to $2,696 |
| 2.5% | $2,697 to $4,044 |
| 3% | $4,045 to $5,392 |
| 3.5% | $5,393 to $6,740 |
| 4% | $6,741 to $8,088 |
| 4.5% | $8,089 to $9,436 |
| 4.7% | Over $9,436 |
New Jersey (single filers)
| 1.4% | Up to $20,000 |
| 1.75% | $20,001 to $35,000 |
| 3.5% | $35,001 to $40,000 |
| 5.53% | $40,001 to $75,000 |
| 6.37% | $75,001 to $500,000 |
| 8.97% | $500,001 to $1,000,000 |
| 10.75% | Over $1,000,000 |
Full details for each state: Missouri income tax calculator and New Jersey income tax calculator. Federal rates are on the 2026 federal tax brackets page.
Missouri vs New Jersey FAQ
Which has lower income tax, Missouri or New Jersey?+
Missouri is lower at $75,000: $2,588 of state income tax versus $2,598 in New Jersey. At $150,000 it is $6,113 in Missouri and $7,367 in New Jersey. For a single filer, Missouri is the lower-tax state up to roughly $30,000 of income, and New Jersey becomes the lower-tax state above that. The order flips again near $75,000, so the better state depends on where your income falls.
How much more do I keep on $100,000 in Missouri versus New Jersey?+
A single filer keeping $75,417 a year in Missouri would keep $74,998 in New Jersey after federal, state and payroll tax. The difference is $419 a year, or $35 a month.
How do the Missouri and New Jersey income tax systems differ?+
Missouri uses progressive rates up to 4.7%; New Jersey uses progressive rates up to 10.75%. State deductions and exemptions also differ, which changes how much income is taxed.
Are local taxes included in this Missouri vs New Jersey comparison?+
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
Should I move from Missouri to New Jersey to save on taxes?+
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Sources
- Tax Foundation: 2026 state individual income tax rates and brackets
- IRS: Tax inflation adjustments for tax year 2026
Last checked October 10, 2026. Confirm with your state tax agency before filing.
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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.