Skip to content
Tax Calculator US

Tax year 2026 · state vs state

Missouri vs New York Income Tax Comparison (2026)

On a $75,000 salary (single filer, 2026), you pay $865 less state income tax a year in Missouri than in New York, which is about $72 a month. At $150,000 the gap is $1,697 in favor of Missouri.

Missouri: up to 4.7%New York: up to 10.9%Updated October 10, 2026

Compare Missouri and New York for your income

Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.

State comparison

Comparing 2 states, sorted by lowest overall tax rate.

1Missouri

Lowest

21.3%

Overall effective tax rate

  • Net
  • Federal
  • State
  • FICA
Federal income tax
$7,670
State income tax
$2,588
Payroll tax (FICA)
$5,738
Total tax
$15,995
Net income (annual)
$59,005

2New York

22.5%

Overall effective tax rate

  • Net
  • Federal
  • State
  • FICA
Federal income tax
$7,670
State income tax
$3,453
Payroll tax (FICA)
$5,738
Total tax
$16,861
Net income (annual)
$58,140

Advanced analysis (optional)

Choose which extra insights you would like to see.

💰 Monthly breakdown

Your take-home pay, spread across the year

Missouri

Monthly gross$6,250
Monthly tax$1,333
Monthly take-home$4,917

New York

Monthly gross$6,250
Monthly tax$1,405
Monthly take-home$4,845

Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.

Missouri vs New York: how the two systems differ

MissouriNew York
Wage income taxProgressive, 7 bracketsProgressive, 9 brackets
Top rate4.7%10.9%
Lowest rate2%3.9%
Deductions and credits (single)$16,100 standard deduction$8,000 standard deduction

State income tax and take-home pay at every salary

The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.

IncomeMO state taxNY state taxDifferenceMO take-homeNY take-home
$30,000$473$1,023$550 less in Missouri$25,812$25,262
$40,000$943$1,563$620 less in Missouri$33,377$32,757
$50,000$1,413$2,103$690 less in Missouri$40,942$40,252
$60,000$1,883$2,643$760 less in Missouri$48,507$47,747
$75,000$2,588$3,453$865 less in Missouri$59,005$58,140
$100,000$3,763$4,860$1,097 less in Missouri$75,417$74,320
$150,000$6,113$7,810$1,697 less in Missouri$107,678$105,981
$250,000$10,813$13,962$3,150 less in Missouri$172,369$169,220

Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.

Married filing jointly

IncomeMO state taxNY state taxDifferenceMO take-homeNY take-home
$75,000$1,831$2,851$1,020 less in Missouri$62,792$61,772
$100,000$3,006$4,201$1,195 less in Missouri$81,704$80,509
$150,000$5,356$6,901$1,545 less in Missouri$117,829$116,284
$250,000$10,056$12,663$2,607 less in Missouri$187,412$184,805

Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.

Does the lower-tax state change as income rises?

Across every income from $10,000 to $1,000,000 that we tested, Missouri charges the same or less state income tax than New York for a single filer, so there is no income level where the ranking flips.

Rates side by side

Missouri (single filers)

2%$1,349 to $2,696
2.5%$2,697 to $4,044
3%$4,045 to $5,392
3.5%$5,393 to $6,740
4%$6,741 to $8,088
4.5%$8,089 to $9,436
4.7%Over $9,436

New York (single filers)

3.9%Up to $8,500
4.4%$8,501 to $11,700
5.15%$11,701 to $13,900
5.4%$13,901 to $80,650
5.9%$80,651 to $215,400
6.85%$215,401 to $1,077,550
9.65%$1,077,551 to $5,000,000
10.3%$5,000,001 to $25,000,000
10.9%Over $25,000,000

Full details for each state: Missouri income tax calculator and New York income tax calculator. Federal rates are on the 2026 federal tax brackets page.

Missouri vs New York FAQ

Which has lower income tax, Missouri or New York?+

Missouri is lower at $75,000: $2,588 of state income tax versus $3,453 in New York. At $150,000 it is $6,113 in Missouri and $7,810 in New York. Across every income from $10,000 to $1,000,000 that we tested, Missouri charges the same or less state income tax than New York for a single filer, so there is no income level where the ranking flips.

How much more do I keep on $100,000 in Missouri versus New York?+

A single filer keeping $75,417 a year in Missouri would keep $74,320 in New York after federal, state and payroll tax. The difference is $1,097 a year, or $91 a month.

How do the Missouri and New York income tax systems differ?+

Missouri uses progressive rates up to 4.7%; New York uses progressive rates up to 10.9%. State deductions and exemptions also differ, which changes how much income is taxed.

Are local taxes included in this Missouri vs New York comparison?+

No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.

Should I move from Missouri to New York to save on taxes?+

State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.

Sources

Last checked October 10, 2026. Confirm with your state tax agency before filing.

More state comparisons

Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.