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Tax year 2026 · state vs state

Missouri vs Montana Income Tax Comparison (2026)

On a $75,000 salary (single filer, 2026), you pay $289 less state income tax a year in Missouri than in Montana, which is about $24 a month. At $150,000 the gap is $1,001 in favor of Missouri.

Missouri: up to 4.7%Montana: up to 5.65%Updated October 10, 2026

Compare Missouri and Montana for your income

Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.

State comparison

Comparing 2 states, sorted by lowest overall tax rate.

1Missouri

Lowest

21.3%

Overall effective tax rate

  • Net
  • Federal
  • State
  • FICA
Federal income tax
$7,670
State income tax
$2,588
Payroll tax (FICA)
$5,738
Total tax
$15,995
Net income (annual)
$59,005

2Montana

21.7%

Overall effective tax rate

  • Net
  • Federal
  • State
  • FICA
Federal income tax
$7,670
State income tax
$2,877
Payroll tax (FICA)
$5,738
Total tax
$16,284
Net income (annual)
$58,716

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💰 Monthly breakdown

Your take-home pay, spread across the year

Missouri

Monthly gross$6,250
Monthly tax$1,333
Monthly take-home$4,917

Montana

Monthly gross$6,250
Monthly tax$1,357
Monthly take-home$4,893

Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.

Missouri vs Montana: how the two systems differ

MissouriMontana
Wage income taxProgressive, 7 bracketsProgressive, 2 brackets
Top rate4.7%5.65%
Lowest rate2%4.7%
Deductions and credits (single)$16,100 standard deduction$16,100 standard deduction

State income tax and take-home pay at every salary

The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.

IncomeMO state taxMT state taxDifferenceMO take-homeMT take-home
$30,000$473$653$181 less in Missouri$25,812$25,632
$40,000$943$1,123$181 less in Missouri$33,377$33,197
$50,000$1,413$1,593$181 less in Missouri$40,942$40,762
$60,000$1,883$2,063$181 less in Missouri$48,507$48,327
$75,000$2,588$2,877$289 less in Missouri$59,005$58,716
$100,000$3,763$4,289$526 less in Missouri$75,417$74,891
$150,000$6,113$7,114$1,001 less in Missouri$107,678$106,677
$250,000$10,813$12,764$1,951 less in Missouri$172,369$170,418

Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.

Married filing jointly

IncomeMO state taxMT state taxDifferenceMO take-homeMT take-home
$75,000$1,831$2,012$181 less in Missouri$62,792$62,611
$100,000$3,006$3,187$181 less in Missouri$81,704$81,523
$150,000$5,356$5,753$397 less in Missouri$117,829$117,432
$250,000$10,056$11,403$1,347 less in Missouri$187,412$186,065

Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.

Does the lower-tax state change as income rises?

For a single filer, Missouri and Montana charge the same state income tax (nothing) up to roughly $17,500 of income. Above that, Missouri is the lower-tax state.

Rates side by side

Missouri (single filers)

2%$1,349 to $2,696
2.5%$2,697 to $4,044
3%$4,045 to $5,392
3.5%$5,393 to $6,740
4%$6,741 to $8,088
4.5%$8,089 to $9,436
4.7%Over $9,436

Montana (single filers)

4.7%Up to $47,500
5.65%Over $47,500

Full details for each state: Missouri income tax calculator and Montana income tax calculator. Federal rates are on the 2026 federal tax brackets page.

Missouri vs Montana FAQ

Which has lower income tax, Missouri or Montana?+

Missouri is lower at $75,000: $2,588 of state income tax versus $2,877 in Montana. At $150,000 it is $6,113 in Missouri and $7,114 in Montana. For a single filer, Missouri and Montana charge the same state income tax (nothing) up to roughly $17,500 of income. Above that, Missouri is the lower-tax state.

How much more do I keep on $100,000 in Missouri versus Montana?+

A single filer keeping $75,417 a year in Missouri would keep $74,891 in Montana after federal, state and payroll tax. The difference is $526 a year, or $44 a month.

How do the Missouri and Montana income tax systems differ?+

Missouri uses progressive rates up to 4.7%; Montana uses progressive rates up to 5.65%. State deductions and exemptions also differ, which changes how much income is taxed.

Are local taxes included in this Missouri vs Montana comparison?+

No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.

Should I move from Missouri to Montana to save on taxes?+

State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.

Sources

Last checked October 10, 2026. Confirm with your state tax agency before filing.

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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.