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Tax year 2026 · state vs state

Minnesota vs South Carolina Income Tax Comparison (2026)

On a $75,000 salary (single filer, 2026), you pay $234 less state income tax a year in South Carolina than in Minnesota, which is about $19 a month. At $150,000 the gap is $1,099 in favor of South Carolina.

Minnesota: up to 9.85%South Carolina: up to 6%Updated October 10, 2026

Compare Minnesota and South Carolina for your income

Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.

State comparison

Comparing 2 states, sorted by lowest overall tax rate.

1South Carolina

Lowest

22.3%

Overall effective tax rate

  • Net
  • Federal
  • State
  • FICA
Federal income tax
$7,670
State income tax
$3,343
Payroll tax (FICA)
$5,738
Total tax
$16,750
Net income (annual)
$58,250

2Minnesota

22.6%

Overall effective tax rate

  • Net
  • Federal
  • State
  • FICA
Federal income tax
$7,670
State income tax
$3,577
Payroll tax (FICA)
$5,738
Total tax
$16,984
Net income (annual)
$58,016

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💰 Monthly breakdown

Your take-home pay, spread across the year

South Carolina

Monthly gross$6,250
Monthly tax$1,396
Monthly take-home$4,854

Minnesota

Monthly gross$6,250
Monthly tax$1,415
Monthly take-home$4,835

Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.

Minnesota vs South Carolina: how the two systems differ

MinnesotaSouth Carolina
Wage income taxProgressive, 4 bracketsProgressive, 2 brackets
Top rate9.85%6%
Lowest rate5.35%3%
Deductions and credits (single)$15,300 standard deduction$8,350 standard deduction

State income tax and take-home pay at every salary

The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.

IncomeMN state taxSC state taxDifferenceMN take-homeSC take-home
$30,000$786$643$144 less in South Carolina$25,499$25,642
$40,000$1,321$1,243$79 less in South Carolina$32,999$33,077
$50,000$1,877$1,843$34 less in South Carolina$40,478$40,512
$60,000$2,557$2,443$114 less in South Carolina$47,833$47,947
$75,000$3,577$3,343$234 less in South Carolina$58,016$58,250
$100,000$5,277$4,843$434 less in South Carolina$73,903$74,337
$150,000$8,942$7,843$1,099 less in South Carolina$104,849$105,948
$250,000$17,423$13,843$3,580 less in South Carolina$165,759$169,339

Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.

Married filing jointly

IncomeMN state taxSC state taxDifferenceMN take-homeSC take-home
$75,000$2,375$2,842$466 less in Minnesota$62,247$61,781
$100,000$4,013$4,342$329 less in Minnesota$80,697$80,368
$150,000$7,413$7,342$71 less in South Carolina$115,772$115,843
$250,000$14,485$13,342$1,143 less in South Carolina$182,983$184,126

Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.

Does the lower-tax state change as income rises?

For a single filer, Minnesota and South Carolina charge the same state income tax (nothing) up to roughly $12,500 of income. Above that, Minnesota is the lower-tax state. The order flips again near $20,000, so the better state depends on where your income falls.

Rates side by side

Minnesota (single filers)

5.35%Up to $33,310
6.8%$33,311 to $109,430
7.85%$109,431 to $203,150
9.85%Over $203,150

South Carolina (single filers)

3%$3,641 to $18,230
6%Over $18,230

Full details for each state: Minnesota income tax calculator and South Carolina income tax calculator. Federal rates are on the 2026 federal tax brackets page.

Minnesota vs South Carolina FAQ

Which has lower income tax, Minnesota or South Carolina?+

South Carolina is lower at $75,000: $3,343 of state income tax versus $3,577 in Minnesota. At $150,000 it is $8,942 in Minnesota and $7,843 in South Carolina. For a single filer, Minnesota and South Carolina charge the same state income tax (nothing) up to roughly $12,500 of income. Above that, Minnesota is the lower-tax state. The order flips again near $20,000, so the better state depends on where your income falls.

How much more do I keep on $100,000 in Minnesota versus South Carolina?+

A single filer keeping $73,903 a year in Minnesota would keep $74,337 in South Carolina after federal, state and payroll tax. The difference is $434 a year, or $36 a month.

How do the Minnesota and South Carolina income tax systems differ?+

Minnesota uses progressive rates up to 9.85%; South Carolina uses progressive rates up to 6%. State deductions and exemptions also differ, which changes how much income is taxed.

Are local taxes included in this Minnesota vs South Carolina comparison?+

No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.

Should I move from Minnesota to South Carolina to save on taxes?+

State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.

Sources

Last checked October 10, 2026. Confirm with your state tax agency before filing.

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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.