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Tax year 2026 · state vs state

Minnesota vs Ohio Income Tax Comparison (2026)

On a $75,000 salary (single filer, 2026), you pay $2,296 less state income tax a year in Ohio than in Minnesota, which is about $191 a month. At $150,000 the gap is $5,599 in favor of Ohio.

Minnesota: up to 9.85%Ohio: 2.75% flatUpdated October 10, 2026

Compare Minnesota and Ohio for your income

Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.

State comparison

Comparing 2 states, sorted by lowest overall tax rate.

1Ohio

Lowest

19.6%

Overall effective tax rate

  • Net
  • Federal
  • State
  • FICA
Federal income tax
$7,670
State income tax
$1,280
Payroll tax (FICA)
$5,738
Total tax
$14,688
Net income (annual)
$60,312

2Minnesota

22.6%

Overall effective tax rate

  • Net
  • Federal
  • State
  • FICA
Federal income tax
$7,670
State income tax
$3,577
Payroll tax (FICA)
$5,738
Total tax
$16,984
Net income (annual)
$58,016

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💰 Monthly breakdown

Your take-home pay, spread across the year

Ohio

Monthly gross$6,250
Monthly tax$1,224
Monthly take-home$5,026

Minnesota

Monthly gross$6,250
Monthly tax$1,415
Monthly take-home$4,835

Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.

Minnesota vs Ohio: how the two systems differ

MinnesotaOhio
Wage income taxProgressive, 4 bracketsFlat 2.75%
Top rate9.85%2.75%
Lowest rate5.35%2.75%
Deductions and credits (single)$15,300 standard deduction$2,400 personal exemption

State income tax and take-home pay at every salary

The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.

IncomeMN state taxOH state taxDifferenceMN take-homeOH take-home
$30,000$786$43$744 less in Ohio$25,499$26,242
$40,000$1,321$318$1,004 less in Ohio$32,999$34,002
$50,000$1,877$593$1,284 less in Ohio$40,478$41,762
$60,000$2,557$868$1,689 less in Ohio$47,833$49,522
$75,000$3,577$1,280$2,296 less in Ohio$58,016$60,312
$100,000$5,277$1,968$3,309 less in Ohio$73,903$77,212
$150,000$8,942$3,343$5,599 less in Ohio$104,849$110,448
$250,000$17,423$6,093$11,330 less in Ohio$165,759$177,089

Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.

Married filing jointly

IncomeMN state taxOH state taxDifferenceMN take-homeOH take-home
$75,000$2,375$1,214$1,161 less in Ohio$62,247$63,408
$100,000$4,013$1,902$2,111 less in Ohio$80,697$82,808
$150,000$7,413$3,277$4,136 less in Ohio$115,772$119,908
$250,000$14,485$6,027$8,459 less in Ohio$182,983$191,441

Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.

Does the lower-tax state change as income rises?

For a single filer, Minnesota and Ohio charge the same state income tax (nothing) up to roughly $17,500 of income. Above that, Ohio is the lower-tax state.

Rates side by side

Minnesota (single filers)

5.35%Up to $33,310
6.8%$33,311 to $109,430
7.85%$109,431 to $203,150
9.85%Over $203,150

Ohio (single filers)

2.75%Over $26,050

Full details for each state: Minnesota income tax calculator and Ohio income tax calculator. Federal rates are on the 2026 federal tax brackets page.

Minnesota vs Ohio FAQ

Which has lower income tax, Minnesota or Ohio?+

Ohio is lower at $75,000: $1,280 of state income tax versus $3,577 in Minnesota. At $150,000 it is $8,942 in Minnesota and $3,343 in Ohio. For a single filer, Minnesota and Ohio charge the same state income tax (nothing) up to roughly $17,500 of income. Above that, Ohio is the lower-tax state.

How much more do I keep on $100,000 in Minnesota versus Ohio?+

A single filer keeping $73,903 a year in Minnesota would keep $77,212 in Ohio after federal, state and payroll tax. The difference is $3,309 a year, or $276 a month.

How do the Minnesota and Ohio income tax systems differ?+

Minnesota uses progressive rates up to 9.85%; Ohio uses a flat 2.75% rate. State deductions and exemptions also differ, which changes how much income is taxed.

Are local taxes included in this Minnesota vs Ohio comparison?+

No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.

Should I move from Minnesota to Ohio to save on taxes?+

State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.

Sources

Last checked October 10, 2026. Confirm with your state tax agency before filing.

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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.