1Michigan
Lowest21.8%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $2,937
- Payroll tax (FICA)
- $5,738
- Total tax
- $16,344
- Net income (annual)
- $58,656
Tax year 2026 · state vs state
Michigan vs Minnesota Income Tax Comparison (2026)
On a $75,000 salary (single filer, 2026), you pay $640 less state income tax a year in Michigan than in Minnesota, which is about $53 a month. At $150,000 the gap is $2,818 in favor of Michigan.
Michigan: 4.25% flatMinnesota: up to 9.85%Updated October 10, 2026
Compare Michigan and Minnesota for your income
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
State comparison
Comparing 2 states, sorted by lowest overall tax rate.
2Minnesota
22.6%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $3,577
- Payroll tax (FICA)
- $5,738
- Total tax
- $16,984
- Net income (annual)
- $58,016
Advanced analysis (optional)
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💰 Monthly breakdown
Your take-home pay, spread across the year
Michigan
Monthly gross$6,250
Monthly tax$1,362
Monthly take-home$4,888
Minnesota
Monthly gross$6,250
Monthly tax$1,415
Monthly take-home$4,835
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
Michigan vs Minnesota: how the two systems differ
| Michigan | Minnesota | |
|---|---|---|
| Wage income tax | Flat 4.25% | Progressive, 4 brackets |
| Top rate | 4.25% | 9.85% |
| Lowest rate | 4.25% | 5.35% |
| Deductions and credits (single) | $5,900 personal exemption | $15,300 standard deduction |
State income tax and take-home pay at every salary
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | MI state tax | MN state tax | Difference | MI take-home | MN take-home |
|---|---|---|---|---|---|
| $30,000 | $1,024 | $786 | $238 less in Minnesota | $25,261 | $25,499 |
| $40,000 | $1,449 | $1,321 | $128 less in Minnesota | $32,871 | $32,999 |
| $50,000 | $1,874 | $1,877 | $2 less in Michigan | $40,481 | $40,478 |
| $60,000 | $2,299 | $2,557 | $257 less in Michigan | $48,091 | $47,833 |
| $75,000 | $2,937 | $3,577 | $640 less in Michigan | $58,656 | $58,016 |
| $100,000 | $3,999 | $5,277 | $1,277 less in Michigan | $75,181 | $73,903 |
| $150,000 | $6,124 | $8,942 | $2,818 less in Michigan | $107,667 | $104,849 |
| $250,000 | $10,374 | $17,423 | $7,049 less in Michigan | $172,808 | $165,759 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
Married filing jointly
| Income | MI state tax | MN state tax | Difference | MI take-home | MN take-home |
|---|---|---|---|---|---|
| $75,000 | $2,686 | $2,375 | $311 less in Minnesota | $61,937 | $62,247 |
| $100,000 | $3,749 | $4,013 | $265 less in Michigan | $80,962 | $80,697 |
| $150,000 | $5,874 | $7,413 | $1,540 less in Michigan | $117,312 | $115,772 |
| $250,000 | $10,124 | $14,485 | $4,362 less in Michigan | $187,345 | $182,983 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
Does the lower-tax state change as income rises?
For a single filer, Minnesota is the lower-tax state up to roughly $50,000 of income, and Michigan becomes the lower-tax state above that.
Rates side by side
Michigan (single filers)
| 4.25% | Over $0 |
Minnesota (single filers)
| 5.35% | Up to $33,310 |
| 6.8% | $33,311 to $109,430 |
| 7.85% | $109,431 to $203,150 |
| 9.85% | Over $203,150 |
- Michigan: Some Michigan cities, such as Detroit, also levy a city income tax that is not included here.
Full details for each state: Michigan income tax calculator and Minnesota income tax calculator. Federal rates are on the 2026 federal tax brackets page.
Michigan vs Minnesota FAQ
Which has lower income tax, Michigan or Minnesota?+
Michigan is lower at $75,000: $2,937 of state income tax versus $3,577 in Minnesota. At $150,000 it is $6,124 in Michigan and $8,942 in Minnesota. For a single filer, Minnesota is the lower-tax state up to roughly $50,000 of income, and Michigan becomes the lower-tax state above that.
How much more do I keep on $100,000 in Michigan versus Minnesota?+
A single filer keeping $75,181 a year in Michigan would keep $73,903 in Minnesota after federal, state and payroll tax. The difference is $1,277 a year, or $106 a month.
How do the Michigan and Minnesota income tax systems differ?+
Michigan uses a flat 4.25% rate; Minnesota uses progressive rates up to 9.85%. State deductions and exemptions also differ, which changes how much income is taxed.
Are local taxes included in this Michigan vs Minnesota comparison?+
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
Should I move from Michigan to Minnesota to save on taxes?+
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Sources
- Tax Foundation: 2026 state individual income tax rates and brackets
- IRS: Tax inflation adjustments for tax year 2026
Last checked October 10, 2026. Confirm with your state tax agency before filing.
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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.