1Vermont
Lowest21.2%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $2,490
- Payroll tax (FICA)
- $5,738
- Total tax
- $15,897
- Net income (annual)
- $59,103
Tax year 2026 · state vs state
Massachusetts vs Vermont Income Tax Comparison (2026)
On a $75,000 salary (single filer, 2026), you pay $1,040 less state income tax a year in Vermont than in Massachusetts, which is about $87 a month. At $150,000 the gap is $333 in favor of Massachusetts.
Massachusetts: up to 9%Vermont: up to 8.75%Updated October 10, 2026
Compare Massachusetts and Vermont for your income
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
State comparison
Comparing 2 states, sorted by lowest overall tax rate.
2Massachusetts
22.6%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $3,530
- Payroll tax (FICA)
- $5,738
- Total tax
- $16,938
- Net income (annual)
- $58,063
Advanced analysis (optional)
Choose which extra insights you would like to see.
💰 Monthly breakdown
Your take-home pay, spread across the year
Vermont
Monthly gross$6,250
Monthly tax$1,325
Monthly take-home$4,925
Massachusetts
Monthly gross$6,250
Monthly tax$1,411
Monthly take-home$4,839
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
Massachusetts vs Vermont: how the two systems differ
| Massachusetts | Vermont | |
|---|---|---|
| Wage income tax | Progressive, 2 brackets | Progressive, 4 brackets |
| Top rate | 9% | 8.75% |
| Lowest rate | 5% | 3.35% |
| Deductions and credits (single) | $4,400 personal exemption | $7,650 standard deduction, $5,300 personal exemption |
State income tax and take-home pay at every salary
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | MA state tax | VT state tax | Difference | MA take-home | VT take-home |
|---|---|---|---|---|---|
| $30,000 | $1,280 | $571 | $709 less in Vermont | $25,005 | $25,714 |
| $40,000 | $1,780 | $906 | $874 less in Vermont | $32,540 | $33,414 |
| $50,000 | $2,280 | $1,241 | $1,039 less in Vermont | $40,075 | $41,114 |
| $60,000 | $2,780 | $1,576 | $1,204 less in Vermont | $47,610 | $48,814 |
| $75,000 | $3,530 | $2,490 | $1,040 less in Vermont | $58,063 | $59,103 |
| $100,000 | $4,780 | $4,140 | $640 less in Vermont | $74,400 | $75,040 |
| $150,000 | $7,280 | $7,613 | $333 less in Massachusetts | $106,511 | $106,178 |
| $250,000 | $12,280 | $15,213 | $2,933 less in Massachusetts | $170,902 | $167,969 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
Married filing jointly
| Income | MA state tax | VT state tax | Difference | MA take-home | VT take-home |
|---|---|---|---|---|---|
| $75,000 | $3,310 | $1,645 | $1,665 less in Vermont | $61,313 | $62,978 |
| $100,000 | $4,560 | $2,482 | $2,078 less in Vermont | $80,150 | $82,228 |
| $150,000 | $7,060 | $5,509 | $1,551 less in Vermont | $116,125 | $117,676 |
| $250,000 | $12,060 | $12,356 | $296 less in Massachusetts | $185,408 | $185,112 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
Does the lower-tax state change as income rises?
For a single filer, Vermont is the lower-tax state up to roughly $137,500 of income, and Massachusetts becomes the lower-tax state above that.
Rates side by side
Massachusetts (single filers)
| 5% | Up to $1,083,150 |
| 9% | Over $1,083,150 |
Vermont (single filers)
| 3.35% | Up to $49,400 |
| 6.6% | $49,401 to $119,700 |
| 7.6% | $119,701 to $249,700 |
| 8.75% | Over $249,700 |
- Massachusetts: The 9% rate is the 4% “millionaires tax” surtax on income above the threshold, added to the 5% base rate.
Full details for each state: Massachusetts income tax calculator and Vermont income tax calculator. Federal rates are on the 2026 federal tax brackets page.
Massachusetts vs Vermont FAQ
Which has lower income tax, Massachusetts or Vermont?+
Vermont is lower at $75,000: $2,490 of state income tax versus $3,530 in Massachusetts. At $150,000 it is $7,280 in Massachusetts and $7,613 in Vermont. For a single filer, Vermont is the lower-tax state up to roughly $137,500 of income, and Massachusetts becomes the lower-tax state above that.
How much more do I keep on $100,000 in Massachusetts versus Vermont?+
A single filer keeping $74,400 a year in Massachusetts would keep $75,040 in Vermont after federal, state and payroll tax. The difference is $640 a year, or $53 a month.
How do the Massachusetts and Vermont income tax systems differ?+
Massachusetts uses progressive rates up to 9%; Vermont uses progressive rates up to 8.75%. State deductions and exemptions also differ, which changes how much income is taxed.
Are local taxes included in this Massachusetts vs Vermont comparison?+
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
Should I move from Massachusetts to Vermont to save on taxes?+
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Sources
- Tax Foundation: 2026 state individual income tax rates and brackets
- IRS: Tax inflation adjustments for tax year 2026
Last checked October 10, 2026. Confirm with your state tax agency before filing.
More state comparisons
- Massachusetts vs Texas
- California vs Massachusetts
- Florida vs Massachusetts
- Massachusetts vs New York
- Texas vs Vermont
- California vs Vermont
- Florida vs Vermont
- New York vs Vermont
- All state comparisons →
Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.