1Massachusetts
Lowest22.6%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $3,530
- Payroll tax (FICA)
- $5,738
- Total tax
- $16,938
- Net income (annual)
- $58,063
Tax year 2026 · state vs state
Massachusetts vs Minnesota Income Tax Comparison (2026)
On a $75,000 salary (single filer, 2026), you pay $47 less state income tax a year in Massachusetts than in Minnesota, which is about $4 a month. At $150,000 the gap is $1,662 in favor of Massachusetts.
Massachusetts: up to 9%Minnesota: up to 9.85%Updated October 10, 2026
Compare Massachusetts and Minnesota for your income
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
State comparison
Comparing 2 states, sorted by lowest overall tax rate.
2Minnesota
22.6%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $3,577
- Payroll tax (FICA)
- $5,738
- Total tax
- $16,984
- Net income (annual)
- $58,016
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💰 Monthly breakdown
Your take-home pay, spread across the year
Massachusetts
Monthly gross$6,250
Monthly tax$1,411
Monthly take-home$4,839
Minnesota
Monthly gross$6,250
Monthly tax$1,415
Monthly take-home$4,835
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
Massachusetts vs Minnesota: how the two systems differ
| Massachusetts | Minnesota | |
|---|---|---|
| Wage income tax | Progressive, 2 brackets | Progressive, 4 brackets |
| Top rate | 9% | 9.85% |
| Lowest rate | 5% | 5.35% |
| Deductions and credits (single) | $4,400 personal exemption | $15,300 standard deduction |
State income tax and take-home pay at every salary
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | MA state tax | MN state tax | Difference | MA take-home | MN take-home |
|---|---|---|---|---|---|
| $30,000 | $1,280 | $786 | $494 less in Minnesota | $25,005 | $25,499 |
| $40,000 | $1,780 | $1,321 | $459 less in Minnesota | $32,540 | $32,999 |
| $50,000 | $2,280 | $1,877 | $403 less in Minnesota | $40,075 | $40,478 |
| $60,000 | $2,780 | $2,557 | $223 less in Minnesota | $47,610 | $47,833 |
| $75,000 | $3,530 | $3,577 | $47 less in Massachusetts | $58,063 | $58,016 |
| $100,000 | $4,780 | $5,277 | $497 less in Massachusetts | $74,400 | $73,903 |
| $150,000 | $7,280 | $8,942 | $1,662 less in Massachusetts | $106,511 | $104,849 |
| $250,000 | $12,280 | $17,423 | $5,143 less in Massachusetts | $170,902 | $165,759 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
Married filing jointly
| Income | MA state tax | MN state tax | Difference | MA take-home | MN take-home |
|---|---|---|---|---|---|
| $75,000 | $3,310 | $2,375 | $935 less in Minnesota | $61,313 | $62,247 |
| $100,000 | $4,560 | $4,013 | $547 less in Minnesota | $80,150 | $80,697 |
| $150,000 | $7,060 | $7,413 | $353 less in Massachusetts | $116,125 | $115,772 |
| $250,000 | $12,060 | $14,485 | $2,425 less in Massachusetts | $185,408 | $182,983 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
Does the lower-tax state change as income rises?
For a single filer, Minnesota is the lower-tax state up to roughly $72,500 of income, and Massachusetts becomes the lower-tax state above that.
Rates side by side
Massachusetts (single filers)
| 5% | Up to $1,083,150 |
| 9% | Over $1,083,150 |
Minnesota (single filers)
| 5.35% | Up to $33,310 |
| 6.8% | $33,311 to $109,430 |
| 7.85% | $109,431 to $203,150 |
| 9.85% | Over $203,150 |
- Massachusetts: The 9% rate is the 4% “millionaires tax” surtax on income above the threshold, added to the 5% base rate.
Full details for each state: Massachusetts income tax calculator and Minnesota income tax calculator. Federal rates are on the 2026 federal tax brackets page.
Massachusetts vs Minnesota FAQ
Which has lower income tax, Massachusetts or Minnesota?+
Massachusetts is lower at $75,000: $3,530 of state income tax versus $3,577 in Minnesota. At $150,000 it is $7,280 in Massachusetts and $8,942 in Minnesota. For a single filer, Minnesota is the lower-tax state up to roughly $72,500 of income, and Massachusetts becomes the lower-tax state above that.
How much more do I keep on $100,000 in Massachusetts versus Minnesota?+
A single filer keeping $74,400 a year in Massachusetts would keep $73,903 in Minnesota after federal, state and payroll tax. The difference is $497 a year, or $41 a month.
How do the Massachusetts and Minnesota income tax systems differ?+
Massachusetts uses progressive rates up to 9%; Minnesota uses progressive rates up to 9.85%. State deductions and exemptions also differ, which changes how much income is taxed.
Are local taxes included in this Massachusetts vs Minnesota comparison?+
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
Should I move from Massachusetts to Minnesota to save on taxes?+
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Sources
- Tax Foundation: 2026 state individual income tax rates and brackets
- IRS: Tax inflation adjustments for tax year 2026
Last checked October 10, 2026. Confirm with your state tax agency before filing.
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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.