Maryland vs Oklahoma Income Tax (2026)

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💰 Monthly breakdown

Your take-home pay, spread across the year

Oklahoma

Monthly gross$6,250

Monthly tax$1,353

Monthly take-home$4,897

Maryland

Monthly gross$6,250

Monthly tax$1,384

Monthly take-home$4,866

Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.

Maryland vs Oklahoma: how the two systems differ

	Maryland	Oklahoma
Wage income tax	Progressive, 10 brackets	Progressive, 3 brackets
Top rate	6.5%	4.5%
Lowest rate	2%	2.5%
Deductions and credits (single)	$3,350 standard deduction, $3,200 personal exemption	$6,350 standard deduction, $1,000 personal exemption

State income tax and take-home pay at every salary

The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.

Income	MD state tax	OK state tax	Difference	MD take-home	OK take-home
$30,000	$1,061	$805	$257 less in Oklahoma	$25,224	$25,481
$40,000	$1,536	$1,255	$282 less in Oklahoma	$32,784	$33,066
$50,000	$2,011	$1,705	$307 less in Oklahoma	$40,344	$40,651
$60,000	$2,486	$2,155	$332 less in Oklahoma	$47,904	$48,236
$75,000	$3,199	$2,830	$369 less in Oklahoma	$58,394	$58,763
$100,000	$4,386	$3,955	$432 less in Oklahoma	$74,794	$75,226
$150,000	$6,916	$6,205	$712 less in Oklahoma	$106,875	$107,587
$250,000	$12,400	$10,705	$1,695 less in Oklahoma	$170,782	$172,478

Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.

Married filing jointly

Income	MD state tax	OK state tax	Difference	MD take-home	OK take-home
$75,000	$2,888	$2,284	$604 less in Oklahoma	$61,735	$62,339
$100,000	$4,075	$3,409	$666 less in Oklahoma	$80,635	$81,301
$150,000	$6,450	$5,659	$791 less in Oklahoma	$116,735	$117,526
$250,000	$11,602	$10,159	$1,443 less in Oklahoma	$185,866	$187,309

Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.

Does the lower-tax state change as income rises?

Across every income from $10,000 to $1,000,000 that we tested, Oklahoma charges the same or less state income tax than Maryland for a single filer, so there is no income level where the ranking flips.

Rates side by side

Maryland (single filers)

2%	Up to $1,000
3%	$1,001 to $2,000
4%	$2,001 to $3,000
4.75%	$3,001 to $100,000
5%	$100,001 to $125,000
5.25%	$125,001 to $150,000
5.5%	$150,001 to $250,000
5.75%	$250,001 to $500,000
6.25%	$500,001 to $1,000,000
6.5%	Over $1,000,000

Oklahoma (single filers)

2.5%	$3,751 to $4,900
3.5%	$4,901 to $7,200
4.5%	Over $7,200

Maryland: Maryland counties and Baltimore City add a local income tax of roughly 2.25% to 3.3%, which is not included here.

Full details for each state: Maryland income tax calculator and Oklahoma income tax calculator. Federal rates are on the 2026 federal tax brackets page.

Maryland vs Oklahoma FAQ

Which has lower income tax, Maryland or Oklahoma?+

Oklahoma is lower at $75,000: $2,830 of state income tax versus $3,199 in Maryland. At $150,000 it is $6,916 in Maryland and $6,205 in Oklahoma. Across every income from $10,000 to $1,000,000 that we tested, Oklahoma charges the same or less state income tax than Maryland for a single filer, so there is no income level where the ranking flips.

How much more do I keep on $100,000 in Maryland versus Oklahoma?+

A single filer keeping $74,794 a year in Maryland would keep $75,226 in Oklahoma after federal, state and payroll tax. The difference is $432 a year, or $36 a month.

How do the Maryland and Oklahoma income tax systems differ?+

Maryland uses progressive rates up to 6.5%; Oklahoma uses progressive rates up to 4.5%. State deductions and exemptions also differ, which changes how much income is taxed.

Are local taxes included in this Maryland vs Oklahoma comparison?+

No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.

Should I move from Maryland to Oklahoma to save on taxes?+

State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.

Maryland vs Oklahoma Income Tax Comparison (2026)

Compare Maryland and Oklahoma for your income

State comparison

1Oklahoma

2Maryland