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Tax year 2026 · state vs state

Maryland vs Ohio Income Tax Comparison (2026)

On a $75,000 salary (single filer, 2026), you pay $1,919 less state income tax a year in Ohio than in Maryland, which is about $160 a month. At $150,000 the gap is $3,574 in favor of Ohio.

Maryland: up to 6.5%Ohio: 2.75% flatUpdated October 10, 2026

Compare Maryland and Ohio for your income

Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.

State comparison

Comparing 2 states, sorted by lowest overall tax rate.

1Ohio

Lowest

19.6%

Overall effective tax rate

  • Net
  • Federal
  • State
  • FICA
Federal income tax
$7,670
State income tax
$1,280
Payroll tax (FICA)
$5,738
Total tax
$14,688
Net income (annual)
$60,312

2Maryland

22.1%

Overall effective tax rate

  • Net
  • Federal
  • State
  • FICA
Federal income tax
$7,670
State income tax
$3,199
Payroll tax (FICA)
$5,738
Total tax
$16,606
Net income (annual)
$58,394

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💰 Monthly breakdown

Your take-home pay, spread across the year

Ohio

Monthly gross$6,250
Monthly tax$1,224
Monthly take-home$5,026

Maryland

Monthly gross$6,250
Monthly tax$1,384
Monthly take-home$4,866

Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.

Maryland vs Ohio: how the two systems differ

MarylandOhio
Wage income taxProgressive, 10 bracketsFlat 2.75%
Top rate6.5%2.75%
Lowest rate2%2.75%
Deductions and credits (single)$3,350 standard deduction, $3,200 personal exemption$2,400 personal exemption

State income tax and take-home pay at every salary

The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.

IncomeMD state taxOH state taxDifferenceMD take-homeOH take-home
$30,000$1,061$43$1,019 less in Ohio$25,224$26,242
$40,000$1,536$318$1,219 less in Ohio$32,784$34,002
$50,000$2,011$593$1,419 less in Ohio$40,344$41,762
$60,000$2,486$868$1,619 less in Ohio$47,904$49,522
$75,000$3,199$1,280$1,919 less in Ohio$58,394$60,312
$100,000$4,386$1,968$2,419 less in Ohio$74,794$77,212
$150,000$6,916$3,343$3,574 less in Ohio$106,875$110,448
$250,000$12,400$6,093$6,307 less in Ohio$170,782$177,089

Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.

Married filing jointly

IncomeMD state taxOH state taxDifferenceMD take-homeOH take-home
$75,000$2,888$1,214$1,674 less in Ohio$61,735$63,408
$100,000$4,075$1,902$2,174 less in Ohio$80,635$82,808
$150,000$6,450$3,277$3,174 less in Ohio$116,735$119,908
$250,000$11,602$6,027$5,575 less in Ohio$185,866$191,441

Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.

Does the lower-tax state change as income rises?

Across every income from $10,000 to $1,000,000 that we tested, Ohio charges the same or less state income tax than Maryland for a single filer, so there is no income level where the ranking flips.

Rates side by side

Maryland (single filers)

2%Up to $1,000
3%$1,001 to $2,000
4%$2,001 to $3,000
4.75%$3,001 to $100,000
5%$100,001 to $125,000
5.25%$125,001 to $150,000
5.5%$150,001 to $250,000
5.75%$250,001 to $500,000
6.25%$500,001 to $1,000,000
6.5%Over $1,000,000

Ohio (single filers)

2.75%Over $26,050

Full details for each state: Maryland income tax calculator and Ohio income tax calculator. Federal rates are on the 2026 federal tax brackets page.

Maryland vs Ohio FAQ

Which has lower income tax, Maryland or Ohio?+

Ohio is lower at $75,000: $1,280 of state income tax versus $3,199 in Maryland. At $150,000 it is $6,916 in Maryland and $3,343 in Ohio. Across every income from $10,000 to $1,000,000 that we tested, Ohio charges the same or less state income tax than Maryland for a single filer, so there is no income level where the ranking flips.

How much more do I keep on $100,000 in Maryland versus Ohio?+

A single filer keeping $74,794 a year in Maryland would keep $77,212 in Ohio after federal, state and payroll tax. The difference is $2,419 a year, or $202 a month.

How do the Maryland and Ohio income tax systems differ?+

Maryland uses progressive rates up to 6.5%; Ohio uses a flat 2.75% rate. State deductions and exemptions also differ, which changes how much income is taxed.

Are local taxes included in this Maryland vs Ohio comparison?+

No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.

Should I move from Maryland to Ohio to save on taxes?+

State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.

Sources

Last checked October 10, 2026. Confirm with your state tax agency before filing.

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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.