1Mississippi
Lowest20.9%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $2,268
- Payroll tax (FICA)
- $5,738
- Total tax
- $15,676
- Net income (annual)
- $59,325
Tax year 2026 · state vs state
Maryland vs Mississippi Income Tax Comparison (2026)
On a $75,000 salary (single filer, 2026), you pay $931 less state income tax a year in Mississippi than in Maryland, which is about $78 a month. At $150,000 the gap is $1,648 in favor of Mississippi.
Maryland: up to 6.5%Mississippi: 4% flatUpdated October 10, 2026
Compare Maryland and Mississippi for your income
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
State comparison
Comparing 2 states, sorted by lowest overall tax rate.
2Maryland
22.1%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $3,199
- Payroll tax (FICA)
- $5,738
- Total tax
- $16,606
- Net income (annual)
- $58,394
Advanced analysis (optional)
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💰 Monthly breakdown
Your take-home pay, spread across the year
Mississippi
Monthly gross$6,250
Monthly tax$1,306
Monthly take-home$4,944
Maryland
Monthly gross$6,250
Monthly tax$1,384
Monthly take-home$4,866
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
Maryland vs Mississippi: how the two systems differ
| Maryland | Mississippi | |
|---|---|---|
| Wage income tax | Progressive, 10 brackets | Flat 4% |
| Top rate | 6.5% | 4% |
| Lowest rate | 2% | 4% |
| Deductions and credits (single) | $3,350 standard deduction, $3,200 personal exemption | $2,300 standard deduction, $6,000 personal exemption |
State income tax and take-home pay at every salary
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | MD state tax | MS state tax | Difference | MD take-home | MS take-home |
|---|---|---|---|---|---|
| $30,000 | $1,061 | $468 | $593 less in Mississippi | $25,224 | $25,817 |
| $40,000 | $1,536 | $868 | $668 less in Mississippi | $32,784 | $33,452 |
| $50,000 | $2,011 | $1,268 | $743 less in Mississippi | $40,344 | $41,087 |
| $60,000 | $2,486 | $1,668 | $818 less in Mississippi | $47,904 | $48,722 |
| $75,000 | $3,199 | $2,268 | $931 less in Mississippi | $58,394 | $59,325 |
| $100,000 | $4,386 | $3,268 | $1,118 less in Mississippi | $74,794 | $75,912 |
| $150,000 | $6,916 | $5,268 | $1,648 less in Mississippi | $106,875 | $108,523 |
| $250,000 | $12,400 | $9,268 | $3,132 less in Mississippi | $170,782 | $173,914 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
Married filing jointly
| Income | MD state tax | MS state tax | Difference | MD take-home | MS take-home |
|---|---|---|---|---|---|
| $75,000 | $2,888 | $1,936 | $952 less in Mississippi | $61,735 | $62,687 |
| $100,000 | $4,075 | $2,936 | $1,139 less in Mississippi | $80,635 | $81,774 |
| $150,000 | $6,450 | $4,936 | $1,514 less in Mississippi | $116,735 | $118,249 |
| $250,000 | $11,602 | $8,936 | $2,666 less in Mississippi | $185,866 | $188,532 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
Does the lower-tax state change as income rises?
Across every income from $10,000 to $1,000,000 that we tested, Mississippi charges the same or less state income tax than Maryland for a single filer, so there is no income level where the ranking flips.
Rates side by side
Maryland (single filers)
| 2% | Up to $1,000 |
| 3% | $1,001 to $2,000 |
| 4% | $2,001 to $3,000 |
| 4.75% | $3,001 to $100,000 |
| 5% | $100,001 to $125,000 |
| 5.25% | $125,001 to $150,000 |
| 5.5% | $150,001 to $250,000 |
| 5.75% | $250,001 to $500,000 |
| 6.25% | $500,001 to $1,000,000 |
| 6.5% | Over $1,000,000 |
Mississippi (single filers)
| 4% | Over $10,000 |
- Maryland: Maryland counties and Baltimore City add a local income tax of roughly 2.25% to 3.3%, which is not included here.
Full details for each state: Maryland income tax calculator and Mississippi income tax calculator. Federal rates are on the 2026 federal tax brackets page.
Maryland vs Mississippi FAQ
Which has lower income tax, Maryland or Mississippi?+
Mississippi is lower at $75,000: $2,268 of state income tax versus $3,199 in Maryland. At $150,000 it is $6,916 in Maryland and $5,268 in Mississippi. Across every income from $10,000 to $1,000,000 that we tested, Mississippi charges the same or less state income tax than Maryland for a single filer, so there is no income level where the ranking flips.
How much more do I keep on $100,000 in Maryland versus Mississippi?+
A single filer keeping $74,794 a year in Maryland would keep $75,912 in Mississippi after federal, state and payroll tax. The difference is $1,118 a year, or $93 a month.
How do the Maryland and Mississippi income tax systems differ?+
Maryland uses progressive rates up to 6.5%; Mississippi uses a flat 4% rate. State deductions and exemptions also differ, which changes how much income is taxed.
Are local taxes included in this Maryland vs Mississippi comparison?+
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
Should I move from Maryland to Mississippi to save on taxes?+
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Sources
- Tax Foundation: 2026 state individual income tax rates and brackets
- IRS: Tax inflation adjustments for tax year 2026
Last checked October 10, 2026. Confirm with your state tax agency before filing.
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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.