1Vermont
Lowest21.2%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $2,490
- Payroll tax (FICA)
- $5,738
- Total tax
- $15,897
- Net income (annual)
- $59,103
Tax year 2026 · state vs state
Illinois vs Vermont Income Tax Comparison (2026)
On a $75,000 salary (single filer, 2026), you pay $1,078 less state income tax a year in Vermont than in Illinois, which is about $90 a month. At $150,000 the gap is $333 in favor of Illinois.
Illinois: 4.95% flatVermont: up to 8.75%Updated October 10, 2026
Compare Illinois and Vermont for your income
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
State comparison
Comparing 2 states, sorted by lowest overall tax rate.
2Illinois
22.6%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $3,568
- Payroll tax (FICA)
- $5,738
- Total tax
- $16,975
- Net income (annual)
- $58,025
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💰 Monthly breakdown
Your take-home pay, spread across the year
Vermont
Monthly gross$6,250
Monthly tax$1,325
Monthly take-home$4,925
Illinois
Monthly gross$6,250
Monthly tax$1,415
Monthly take-home$4,835
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
Illinois vs Vermont: how the two systems differ
| Illinois | Vermont | |
|---|---|---|
| Wage income tax | Flat 4.95% | Progressive, 4 brackets |
| Top rate | 4.95% | 8.75% |
| Lowest rate | 4.95% | 3.35% |
| Deductions and credits (single) | $2,925 personal exemption | $7,650 standard deduction, $5,300 personal exemption |
State income tax and take-home pay at every salary
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | IL state tax | VT state tax | Difference | IL take-home | VT take-home |
|---|---|---|---|---|---|
| $30,000 | $1,340 | $571 | $769 less in Vermont | $24,945 | $25,714 |
| $40,000 | $1,835 | $906 | $929 less in Vermont | $32,485 | $33,414 |
| $50,000 | $2,330 | $1,241 | $1,089 less in Vermont | $40,025 | $41,114 |
| $60,000 | $2,825 | $1,576 | $1,249 less in Vermont | $47,565 | $48,814 |
| $75,000 | $3,568 | $2,490 | $1,078 less in Vermont | $58,025 | $59,103 |
| $100,000 | $4,805 | $4,140 | $665 less in Vermont | $74,375 | $75,040 |
| $150,000 | $7,280 | $7,613 | $333 less in Illinois | $106,511 | $106,178 |
| $250,000 | $12,230 | $15,213 | $2,983 less in Illinois | $170,952 | $167,969 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
Married filing jointly
| Income | IL state tax | VT state tax | Difference | IL take-home | VT take-home |
|---|---|---|---|---|---|
| $75,000 | $3,423 | $1,645 | $1,778 less in Vermont | $61,200 | $62,978 |
| $100,000 | $4,660 | $2,482 | $2,178 less in Vermont | $80,050 | $82,228 |
| $150,000 | $7,135 | $5,509 | $1,626 less in Vermont | $116,050 | $117,676 |
| $250,000 | $12,085 | $12,356 | $270 less in Illinois | $185,383 | $185,112 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
Does the lower-tax state change as income rises?
For a single filer, Vermont is the lower-tax state up to roughly $137,500 of income, and Illinois becomes the lower-tax state above that.
Rates side by side
Illinois (single filers)
| 4.95% | Over $0 |
Vermont (single filers)
| 3.35% | Up to $49,400 |
| 6.6% | $49,401 to $119,700 |
| 7.6% | $119,701 to $249,700 |
| 8.75% | Over $249,700 |
Full details for each state: Illinois income tax calculator and Vermont income tax calculator. Federal rates are on the 2026 federal tax brackets page.
Illinois vs Vermont FAQ
Which has lower income tax, Illinois or Vermont?+
Vermont is lower at $75,000: $2,490 of state income tax versus $3,568 in Illinois. At $150,000 it is $7,280 in Illinois and $7,613 in Vermont. For a single filer, Vermont is the lower-tax state up to roughly $137,500 of income, and Illinois becomes the lower-tax state above that.
How much more do I keep on $100,000 in Illinois versus Vermont?+
A single filer keeping $74,375 a year in Illinois would keep $75,040 in Vermont after federal, state and payroll tax. The difference is $665 a year, or $55 a month.
How do the Illinois and Vermont income tax systems differ?+
Illinois uses a flat 4.95% rate; Vermont uses progressive rates up to 8.75%. State deductions and exemptions also differ, which changes how much income is taxed.
Are local taxes included in this Illinois vs Vermont comparison?+
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
Should I move from Illinois to Vermont to save on taxes?+
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Sources
- Tax Foundation: 2026 state individual income tax rates and brackets
- IRS: Tax inflation adjustments for tax year 2026
Last checked October 10, 2026. Confirm with your state tax agency before filing.
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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.