1Missouri
Lowest21.3%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $2,588
- Payroll tax (FICA)
- $5,738
- Total tax
- $15,995
- Net income (annual)
- $59,005
Tax year 2026 · state vs state
Illinois vs Missouri Income Tax Comparison (2026)
On a $75,000 salary (single filer, 2026), you pay $980 less state income tax a year in Missouri than in Illinois, which is about $82 a month. At $150,000 the gap is $1,168 in favor of Missouri.
Illinois: 4.95% flatMissouri: up to 4.7%Updated October 10, 2026
Compare Illinois and Missouri for your income
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
State comparison
Comparing 2 states, sorted by lowest overall tax rate.
2Illinois
22.6%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $3,568
- Payroll tax (FICA)
- $5,738
- Total tax
- $16,975
- Net income (annual)
- $58,025
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💰 Monthly breakdown
Your take-home pay, spread across the year
Missouri
Monthly gross$6,250
Monthly tax$1,333
Monthly take-home$4,917
Illinois
Monthly gross$6,250
Monthly tax$1,415
Monthly take-home$4,835
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
Illinois vs Missouri: how the two systems differ
| Illinois | Missouri | |
|---|---|---|
| Wage income tax | Flat 4.95% | Progressive, 7 brackets |
| Top rate | 4.95% | 4.7% |
| Lowest rate | 4.95% | 2% |
| Deductions and credits (single) | $2,925 personal exemption | $16,100 standard deduction |
State income tax and take-home pay at every salary
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | IL state tax | MO state tax | Difference | IL take-home | MO take-home |
|---|---|---|---|---|---|
| $30,000 | $1,340 | $473 | $868 less in Missouri | $24,945 | $25,812 |
| $40,000 | $1,835 | $943 | $893 less in Missouri | $32,485 | $33,377 |
| $50,000 | $2,330 | $1,413 | $918 less in Missouri | $40,025 | $40,942 |
| $60,000 | $2,825 | $1,883 | $943 less in Missouri | $47,565 | $48,507 |
| $75,000 | $3,568 | $2,588 | $980 less in Missouri | $58,025 | $59,005 |
| $100,000 | $4,805 | $3,763 | $1,043 less in Missouri | $74,375 | $75,417 |
| $150,000 | $7,280 | $6,113 | $1,168 less in Missouri | $106,511 | $107,678 |
| $250,000 | $12,230 | $10,813 | $1,418 less in Missouri | $170,952 | $172,369 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
Married filing jointly
| Income | IL state tax | MO state tax | Difference | IL take-home | MO take-home |
|---|---|---|---|---|---|
| $75,000 | $3,423 | $1,831 | $1,592 less in Missouri | $61,200 | $62,792 |
| $100,000 | $4,660 | $3,006 | $1,654 less in Missouri | $80,050 | $81,704 |
| $150,000 | $7,135 | $5,356 | $1,779 less in Missouri | $116,050 | $117,829 |
| $250,000 | $12,085 | $10,056 | $2,029 less in Missouri | $185,383 | $187,412 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
Does the lower-tax state change as income rises?
Across every income from $10,000 to $1,000,000 that we tested, Missouri charges the same or less state income tax than Illinois for a single filer, so there is no income level where the ranking flips.
Rates side by side
Illinois (single filers)
| 4.95% | Over $0 |
Missouri (single filers)
| 2% | $1,349 to $2,696 |
| 2.5% | $2,697 to $4,044 |
| 3% | $4,045 to $5,392 |
| 3.5% | $5,393 to $6,740 |
| 4% | $6,741 to $8,088 |
| 4.5% | $8,089 to $9,436 |
| 4.7% | Over $9,436 |
Full details for each state: Illinois income tax calculator and Missouri income tax calculator. Federal rates are on the 2026 federal tax brackets page.
Illinois vs Missouri FAQ
Which has lower income tax, Illinois or Missouri?+
Missouri is lower at $75,000: $2,588 of state income tax versus $3,568 in Illinois. At $150,000 it is $7,280 in Illinois and $6,113 in Missouri. Across every income from $10,000 to $1,000,000 that we tested, Missouri charges the same or less state income tax than Illinois for a single filer, so there is no income level where the ranking flips.
How much more do I keep on $100,000 in Illinois versus Missouri?+
A single filer keeping $74,375 a year in Illinois would keep $75,417 in Missouri after federal, state and payroll tax. The difference is $1,043 a year, or $87 a month.
How do the Illinois and Missouri income tax systems differ?+
Illinois uses a flat 4.95% rate; Missouri uses progressive rates up to 4.7%. State deductions and exemptions also differ, which changes how much income is taxed.
Are local taxes included in this Illinois vs Missouri comparison?+
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
Should I move from Illinois to Missouri to save on taxes?+
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Sources
- Tax Foundation: 2026 state individual income tax rates and brackets
- IRS: Tax inflation adjustments for tax year 2026
Last checked October 10, 2026. Confirm with your state tax agency before filing.
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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.