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Tax year 2026 · state vs state

Idaho vs Maryland Income Tax Comparison (2026)

On a $75,000 salary (single filer, 2026), you pay $332 less state income tax a year in Idaho than in Maryland, which is about $28 a month. At $150,000 the gap is $74 in favor of Idaho.

Idaho: 5.3% flatMaryland: up to 6.5%Updated October 10, 2026

Compare Idaho and Maryland for your income

Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.

State comparison

Comparing 2 states, sorted by lowest overall tax rate.

1Idaho

Lowest

21.7%

Overall effective tax rate

  • Net
  • Federal
  • State
  • FICA
Federal income tax
$7,670
State income tax
$2,867
Payroll tax (FICA)
$5,738
Total tax
$16,274
Net income (annual)
$58,726

2Maryland

22.1%

Overall effective tax rate

  • Net
  • Federal
  • State
  • FICA
Federal income tax
$7,670
State income tax
$3,199
Payroll tax (FICA)
$5,738
Total tax
$16,606
Net income (annual)
$58,394

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💰 Monthly breakdown

Your take-home pay, spread across the year

Idaho

Monthly gross$6,250
Monthly tax$1,356
Monthly take-home$4,894

Maryland

Monthly gross$6,250
Monthly tax$1,384
Monthly take-home$4,866

Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.

Idaho vs Maryland: how the two systems differ

IdahoMaryland
Wage income taxFlat 5.3%Progressive, 10 brackets
Top rate5.3%6.5%
Lowest rate5.3%2%
Deductions and credits (single)$16,100 standard deduction$3,350 standard deduction, $3,200 personal exemption

State income tax and take-home pay at every salary

The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.

IncomeID state taxMD state taxDifferenceID take-homeMD take-home
$30,000$482$1,061$580 less in Idaho$25,803$25,224
$40,000$1,012$1,536$525 less in Idaho$33,308$32,784
$50,000$1,542$2,011$470 less in Idaho$40,813$40,344
$60,000$2,072$2,486$415 less in Idaho$48,318$47,904
$75,000$2,867$3,199$332 less in Idaho$58,726$58,394
$100,000$4,192$4,386$195 less in Idaho$74,988$74,794
$150,000$6,842$6,916$74 less in Idaho$106,949$106,875
$250,000$12,142$12,400$258 less in Idaho$171,040$170,782

Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.

Married filing jointly

IncomeID state taxMD state taxDifferenceID take-homeMD take-home
$75,000$1,758$2,888$1,129 less in Idaho$62,864$61,735
$100,000$3,083$4,075$992 less in Idaho$81,627$80,635
$150,000$5,733$6,450$717 less in Idaho$117,452$116,735
$250,000$11,033$11,602$569 less in Idaho$186,435$185,866

Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.

Does the lower-tax state change as income rises?

Across every income from $10,000 to $1,000,000 that we tested, Idaho charges the same or less state income tax than Maryland for a single filer, so there is no income level where the ranking flips.

Rates side by side

Idaho (single filers)

5.3%Over $4,811

Maryland (single filers)

2%Up to $1,000
3%$1,001 to $2,000
4%$2,001 to $3,000
4.75%$3,001 to $100,000
5%$100,001 to $125,000
5.25%$125,001 to $150,000
5.5%$150,001 to $250,000
5.75%$250,001 to $500,000
6.25%$500,001 to $1,000,000
6.5%Over $1,000,000

Full details for each state: Idaho income tax calculator and Maryland income tax calculator. Federal rates are on the 2026 federal tax brackets page.

Idaho vs Maryland FAQ

Which has lower income tax, Idaho or Maryland?+

Idaho is lower at $75,000: $2,867 of state income tax versus $3,199 in Maryland. At $150,000 it is $6,842 in Idaho and $6,916 in Maryland. Across every income from $10,000 to $1,000,000 that we tested, Idaho charges the same or less state income tax than Maryland for a single filer, so there is no income level where the ranking flips.

How much more do I keep on $100,000 in Idaho versus Maryland?+

A single filer keeping $74,988 a year in Idaho would keep $74,794 in Maryland after federal, state and payroll tax. The difference is $195 a year, or $16 a month.

How do the Idaho and Maryland income tax systems differ?+

Idaho uses a flat 5.3% rate; Maryland uses progressive rates up to 6.5%. State deductions and exemptions also differ, which changes how much income is taxed.

Are local taxes included in this Idaho vs Maryland comparison?+

No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.

Should I move from Idaho to Maryland to save on taxes?+

State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.

Sources

Last checked October 10, 2026. Confirm with your state tax agency before filing.

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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.