1North Dakota
Lowest18.1%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $203
- Payroll tax (FICA)
- $5,738
- Total tax
- $13,611
- Net income (annual)
- $61,389
Tax year 2026 · state vs state
Georgia vs North Dakota Income Tax Comparison (2026)
On a $75,000 salary (single filer, 2026), you pay $3,066 less state income tax a year in North Dakota than in Georgia, which is about $256 a month. At $150,000 the gap is $5,496 in favor of North Dakota.
Georgia: 5.19% flatNorth Dakota: up to 2.5%Updated October 10, 2026
Compare Georgia and North Dakota for your income
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
State comparison
Comparing 2 states, sorted by lowest overall tax rate.
2Georgia
22.2%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $3,270
- Payroll tax (FICA)
- $5,738
- Total tax
- $16,677
- Net income (annual)
- $58,323
Advanced analysis (optional)
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💰 Monthly breakdown
Your take-home pay, spread across the year
North Dakota
Monthly gross$6,250
Monthly tax$1,134
Monthly take-home$5,116
Georgia
Monthly gross$6,250
Monthly tax$1,390
Monthly take-home$4,860
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
Georgia vs North Dakota: how the two systems differ
| Georgia | North Dakota | |
|---|---|---|
| Wage income tax | Flat 5.19% | Progressive, 2 brackets |
| Top rate | 5.19% | 2.5% |
| Lowest rate | 5.19% | 1.95% |
| Deductions and credits (single) | $12,000 standard deduction | $16,100 standard deduction |
State income tax and take-home pay at every salary
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | GA state tax | ND state tax | Difference | GA take-home | ND take-home |
|---|---|---|---|---|---|
| $30,000 | $934 | $0 | $934 less in North Dakota | $25,351 | $26,285 |
| $40,000 | $1,453 | $0 | $1,453 less in North Dakota | $32,867 | $34,320 |
| $50,000 | $1,972 | $0 | $1,972 less in North Dakota | $40,383 | $42,355 |
| $60,000 | $2,491 | $0 | $2,491 less in North Dakota | $47,899 | $50,390 |
| $75,000 | $3,270 | $203 | $3,066 less in North Dakota | $58,323 | $61,389 |
| $100,000 | $4,567 | $691 | $3,876 less in North Dakota | $74,613 | $78,489 |
| $150,000 | $7,162 | $1,666 | $5,496 less in North Dakota | $106,629 | $112,125 |
| $250,000 | $12,352 | $3,616 | $8,736 less in North Dakota | $170,830 | $179,566 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
Married filing jointly
| Income | GA state tax | ND state tax | Difference | GA take-home | ND take-home |
|---|---|---|---|---|---|
| $75,000 | $2,647 | $0 | $2,647 less in North Dakota | $61,976 | $64,623 |
| $100,000 | $3,944 | $0 | $3,944 less in North Dakota | $80,766 | $84,710 |
| $150,000 | $6,539 | $718 | $5,821 less in North Dakota | $116,646 | $122,467 |
| $250,000 | $11,729 | $2,668 | $9,061 less in North Dakota | $185,739 | $194,800 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
Does the lower-tax state change as income rises?
For a single filer, Georgia and North Dakota charge the same state income tax (nothing) up to roughly $12,500 of income. Above that, North Dakota is the lower-tax state.
Rates side by side
Georgia (single filers)
| 5.19% | Over $0 |
North Dakota (single filers)
| 1.95% | $48,476 to $244,825 |
| 2.5% | Over $244,825 |
Full details for each state: Georgia income tax calculator and North Dakota income tax calculator. Federal rates are on the 2026 federal tax brackets page.
Georgia vs North Dakota FAQ
Which has lower income tax, Georgia or North Dakota?+
North Dakota is lower at $75,000: $203 of state income tax versus $3,270 in Georgia. At $150,000 it is $7,162 in Georgia and $1,666 in North Dakota. For a single filer, Georgia and North Dakota charge the same state income tax (nothing) up to roughly $12,500 of income. Above that, North Dakota is the lower-tax state.
How much more do I keep on $100,000 in Georgia versus North Dakota?+
A single filer keeping $74,613 a year in Georgia would keep $78,489 in North Dakota after federal, state and payroll tax. The difference is $3,876 a year, or $323 a month.
How do the Georgia and North Dakota income tax systems differ?+
Georgia uses a flat 5.19% rate; North Dakota uses progressive rates up to 2.5%. State deductions and exemptions also differ, which changes how much income is taxed.
Are local taxes included in this Georgia vs North Dakota comparison?+
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
Should I move from Georgia to North Dakota to save on taxes?+
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Sources
- Tax Foundation: 2026 state individual income tax rates and brackets
- IRS: Tax inflation adjustments for tax year 2026
Last checked October 10, 2026. Confirm with your state tax agency before filing.
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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.