Skip to content
Tax Calculator US

Tax year 2026 · state vs state

Georgia vs Minnesota Income Tax Comparison (2026)

On a $75,000 salary (single filer, 2026), you pay $307 less state income tax a year in Georgia than in Minnesota, which is about $26 a month. At $150,000 the gap is $1,780 in favor of Georgia.

Georgia: 5.19% flatMinnesota: up to 9.85%Updated October 10, 2026

Compare Georgia and Minnesota for your income

Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.

State comparison

Comparing 2 states, sorted by lowest overall tax rate.

1Georgia

Lowest

22.2%

Overall effective tax rate

  • Net
  • Federal
  • State
  • FICA
Federal income tax
$7,670
State income tax
$3,270
Payroll tax (FICA)
$5,738
Total tax
$16,677
Net income (annual)
$58,323

2Minnesota

22.6%

Overall effective tax rate

  • Net
  • Federal
  • State
  • FICA
Federal income tax
$7,670
State income tax
$3,577
Payroll tax (FICA)
$5,738
Total tax
$16,984
Net income (annual)
$58,016

Advanced analysis (optional)

Choose which extra insights you would like to see.

💰 Monthly breakdown

Your take-home pay, spread across the year

Georgia

Monthly gross$6,250
Monthly tax$1,390
Monthly take-home$4,860

Minnesota

Monthly gross$6,250
Monthly tax$1,415
Monthly take-home$4,835

Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.

Georgia vs Minnesota: how the two systems differ

GeorgiaMinnesota
Wage income taxFlat 5.19%Progressive, 4 brackets
Top rate5.19%9.85%
Lowest rate5.19%5.35%
Deductions and credits (single)$12,000 standard deduction$15,300 standard deduction

State income tax and take-home pay at every salary

The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.

IncomeGA state taxMN state taxDifferenceGA take-homeMN take-home
$30,000$934$786$148 less in Minnesota$25,351$25,499
$40,000$1,453$1,321$132 less in Minnesota$32,867$32,999
$50,000$1,972$1,877$96 less in Minnesota$40,383$40,478
$60,000$2,491$2,557$65 less in Georgia$47,899$47,833
$75,000$3,270$3,577$307 less in Georgia$58,323$58,016
$100,000$4,567$5,277$709 less in Georgia$74,613$73,903
$150,000$7,162$8,942$1,780 less in Georgia$106,629$104,849
$250,000$12,352$17,423$5,071 less in Georgia$170,830$165,759

Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.

Married filing jointly

IncomeGA state taxMN state taxDifferenceGA take-homeMN take-home
$75,000$2,647$2,375$272 less in Minnesota$61,976$62,247
$100,000$3,944$4,013$69 less in Georgia$80,766$80,697
$150,000$6,539$7,413$874 less in Georgia$116,646$115,772
$250,000$11,729$14,485$2,756 less in Georgia$185,739$182,983

Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.

Does the lower-tax state change as income rises?

For a single filer, Georgia and Minnesota charge the same state income tax (nothing) up to roughly $12,500 of income. Above that, Minnesota is the lower-tax state. The order flips again near $57,500, so the better state depends on where your income falls.

Rates side by side

Georgia (single filers)

5.19%Over $0

Minnesota (single filers)

5.35%Up to $33,310
6.8%$33,311 to $109,430
7.85%$109,431 to $203,150
9.85%Over $203,150

Full details for each state: Georgia income tax calculator and Minnesota income tax calculator. Federal rates are on the 2026 federal tax brackets page.

Georgia vs Minnesota FAQ

Which has lower income tax, Georgia or Minnesota?+

Georgia is lower at $75,000: $3,270 of state income tax versus $3,577 in Minnesota. At $150,000 it is $7,162 in Georgia and $8,942 in Minnesota. For a single filer, Georgia and Minnesota charge the same state income tax (nothing) up to roughly $12,500 of income. Above that, Minnesota is the lower-tax state. The order flips again near $57,500, so the better state depends on where your income falls.

How much more do I keep on $100,000 in Georgia versus Minnesota?+

A single filer keeping $74,613 a year in Georgia would keep $73,903 in Minnesota after federal, state and payroll tax. The difference is $709 a year, or $59 a month.

How do the Georgia and Minnesota income tax systems differ?+

Georgia uses a flat 5.19% rate; Minnesota uses progressive rates up to 9.85%. State deductions and exemptions also differ, which changes how much income is taxed.

Are local taxes included in this Georgia vs Minnesota comparison?+

No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.

Should I move from Georgia to Minnesota to save on taxes?+

State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.

Sources

Last checked October 10, 2026. Confirm with your state tax agency before filing.

More state comparisons

Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.