1Maryland
Lowest22.1%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $3,199
- Payroll tax (FICA)
- $5,738
- Total tax
- $16,606
- Net income (annual)
- $58,394
Tax year 2026 · state vs state
District of Columbia vs Maryland Income Tax Comparison (2026)
On a $75,000 salary (single filer, 2026), you pay $230 less state income tax a year in Maryland than in District of Columbia, which is about $19 a month. At $150,000 the gap is $2,865 in favor of Maryland.
District of Columbia: up to 10.75%Maryland: up to 6.5%Updated October 10, 2026
Compare District of Columbia and Maryland for your income
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
State comparison
Comparing 2 states, sorted by lowest overall tax rate.
2District of Columbia
22.4%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $3,429
- Payroll tax (FICA)
- $5,738
- Total tax
- $16,836
- Net income (annual)
- $58,164
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💰 Monthly breakdown
Your take-home pay, spread across the year
Maryland
Monthly gross$6,250
Monthly tax$1,384
Monthly take-home$4,866
District of Columbia
Monthly gross$6,250
Monthly tax$1,403
Monthly take-home$4,847
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
District of Columbia vs Maryland: how the two systems differ
| District of Columbia | Maryland | |
|---|---|---|
| Wage income tax | Progressive, 7 brackets | Progressive, 10 brackets |
| Top rate | 10.75% | 6.5% |
| Lowest rate | 4% | 2% |
| Deductions and credits (single) | $16,100 standard deduction | $3,350 standard deduction, $3,200 personal exemption |
State income tax and take-home pay at every salary
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | DC state tax | MD state tax | Difference | DC take-home | MD take-home |
|---|---|---|---|---|---|
| $30,000 | $634 | $1,061 | $427 less in District of Columbia | $25,651 | $25,224 |
| $40,000 | $1,234 | $1,536 | $302 less in District of Columbia | $33,086 | $32,784 |
| $50,000 | $1,834 | $2,011 | $177 less in District of Columbia | $40,521 | $40,344 |
| $60,000 | $2,454 | $2,486 | $33 less in District of Columbia | $47,937 | $47,904 |
| $75,000 | $3,429 | $3,199 | $230 less in Maryland | $58,164 | $58,394 |
| $100,000 | $5,532 | $4,386 | $1,145 less in Maryland | $73,649 | $74,794 |
| $150,000 | $9,782 | $6,916 | $2,865 less in Maryland | $104,010 | $106,875 |
| $250,000 | $18,282 | $12,400 | $5,882 less in Maryland | $164,901 | $170,782 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
Married filing jointly
| Income | DC state tax | MD state tax | Difference | DC take-home | MD take-home |
|---|---|---|---|---|---|
| $75,000 | $2,382 | $2,888 | $506 less in District of Columbia | $62,241 | $61,735 |
| $100,000 | $4,163 | $4,075 | $88 less in Maryland | $80,547 | $80,635 |
| $150,000 | $8,413 | $6,450 | $1,963 less in Maryland | $114,772 | $116,735 |
| $250,000 | $16,913 | $11,602 | $5,311 less in Maryland | $180,555 | $185,866 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
Does the lower-tax state change as income rises?
For a single filer, District of Columbia is the lower-tax state up to roughly $62,500 of income, and Maryland becomes the lower-tax state above that.
Rates side by side
District of Columbia (single filers)
| 4% | Up to $10,000 |
| 6% | $10,001 to $40,000 |
| 6.5% | $40,001 to $60,000 |
| 8.5% | $60,001 to $250,000 |
| 9.25% | $250,001 to $500,000 |
| 9.75% | $500,001 to $1,000,000 |
| 10.75% | Over $1,000,000 |
Maryland (single filers)
| 2% | Up to $1,000 |
| 3% | $1,001 to $2,000 |
| 4% | $2,001 to $3,000 |
| 4.75% | $3,001 to $100,000 |
| 5% | $100,001 to $125,000 |
| 5.25% | $125,001 to $150,000 |
| 5.5% | $150,001 to $250,000 |
| 5.75% | $250,001 to $500,000 |
| 6.25% | $500,001 to $1,000,000 |
| 6.5% | Over $1,000,000 |
- Maryland: Maryland counties and Baltimore City add a local income tax of roughly 2.25% to 3.3%, which is not included here.
Full details for each state: District of Columbia income tax calculator and Maryland income tax calculator. Federal rates are on the 2026 federal tax brackets page.
District of Columbia vs Maryland FAQ
Which has lower income tax, District of Columbia or Maryland?+
Maryland is lower at $75,000: $3,199 of state income tax versus $3,429 in District of Columbia. At $150,000 it is $9,782 in District of Columbia and $6,916 in Maryland. For a single filer, District of Columbia is the lower-tax state up to roughly $62,500 of income, and Maryland becomes the lower-tax state above that.
How much more do I keep on $100,000 in District of Columbia versus Maryland?+
A single filer keeping $73,649 a year in District of Columbia would keep $74,794 in Maryland after federal, state and payroll tax. The difference is $1,145 a year, or $95 a month.
How do the District of Columbia and Maryland income tax systems differ?+
District of Columbia uses progressive rates up to 10.75%; Maryland uses progressive rates up to 6.5%. State deductions and exemptions also differ, which changes how much income is taxed.
Are local taxes included in this District of Columbia vs Maryland comparison?+
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
Should I move from District of Columbia to Maryland to save on taxes?+
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Sources
- Tax Foundation: 2026 state individual income tax rates and brackets
- IRS: Tax inflation adjustments for tax year 2026
Last checked October 10, 2026. Confirm with your state tax agency before filing.
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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.