1Maryland
Lowest22.1%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $3,199
- Payroll tax (FICA)
- $5,738
- Total tax
- $16,606
- Net income (annual)
- $58,394
Tax year 2026 · state vs state
Delaware vs Maryland Income Tax Comparison (2026)
On a $75,000 salary (single filer, 2026), you pay $410 less state income tax a year in Maryland than in Delaware, which is about $34 a month. At $150,000 the gap is $1,643 in favor of Maryland.
Delaware: up to 6.6%Maryland: up to 6.5%Updated October 10, 2026
Compare Delaware and Maryland for your income
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
State comparison
Comparing 2 states, sorted by lowest overall tax rate.
2Delaware
22.7%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $3,609
- Payroll tax (FICA)
- $5,738
- Total tax
- $17,017
- Net income (annual)
- $57,984
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💰 Monthly breakdown
Your take-home pay, spread across the year
Maryland
Monthly gross$6,250
Monthly tax$1,384
Monthly take-home$4,866
Delaware
Monthly gross$6,250
Monthly tax$1,418
Monthly take-home$4,832
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
Delaware vs Maryland: how the two systems differ
| Delaware | Maryland | |
|---|---|---|
| Wage income tax | Progressive, 6 brackets | Progressive, 10 brackets |
| Top rate | 6.6% | 6.5% |
| Lowest rate | 2.2% | 2% |
| Deductions and credits (single) | $3,250 standard deduction, $110 personal credit | $3,350 standard deduction, $3,200 personal exemption |
State income tax and take-home pay at every salary
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | DE state tax | MD state tax | Difference | DE take-home | MD take-home |
|---|---|---|---|---|---|
| $30,000 | $988 | $1,061 | $73 less in Delaware | $25,297 | $25,224 |
| $40,000 | $1,543 | $1,536 | $7 less in Maryland | $32,777 | $32,784 |
| $50,000 | $2,098 | $2,011 | $87 less in Maryland | $40,257 | $40,344 |
| $60,000 | $2,653 | $2,486 | $167 less in Maryland | $47,737 | $47,904 |
| $75,000 | $3,609 | $3,199 | $410 less in Maryland | $57,984 | $58,394 |
| $100,000 | $5,259 | $4,386 | $873 less in Maryland | $73,921 | $74,794 |
| $150,000 | $8,559 | $6,916 | $1,643 less in Maryland | $105,232 | $106,875 |
| $250,000 | $15,159 | $12,400 | $2,759 less in Maryland | $168,023 | $170,782 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
Married filing jointly
| Income | DE state tax | MD state tax | Difference | DE take-home | MD take-home |
|---|---|---|---|---|---|
| $75,000 | $3,285 | $2,888 | $397 less in Maryland | $61,338 | $61,735 |
| $100,000 | $4,935 | $4,075 | $859 less in Maryland | $79,776 | $80,635 |
| $150,000 | $8,235 | $6,450 | $1,784 less in Maryland | $114,951 | $116,735 |
| $250,000 | $14,835 | $11,602 | $3,233 less in Maryland | $182,634 | $185,866 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
Does the lower-tax state change as income rises?
For a single filer, Delaware is the lower-tax state up to roughly $40,000 of income, and Maryland becomes the lower-tax state above that.
Rates side by side
Delaware (single filers)
| 2.2% | $2,001 to $5,000 |
| 3.9% | $5,001 to $10,000 |
| 4.8% | $10,001 to $20,000 |
| 5.2% | $20,001 to $25,000 |
| 5.55% | $25,001 to $60,000 |
| 6.6% | Over $60,000 |
Maryland (single filers)
| 2% | Up to $1,000 |
| 3% | $1,001 to $2,000 |
| 4% | $2,001 to $3,000 |
| 4.75% | $3,001 to $100,000 |
| 5% | $100,001 to $125,000 |
| 5.25% | $125,001 to $150,000 |
| 5.5% | $150,001 to $250,000 |
| 5.75% | $250,001 to $500,000 |
| 6.25% | $500,001 to $1,000,000 |
| 6.5% | Over $1,000,000 |
- Delaware: Wilmington also levies a 1.25% city wage tax on people who work there.
- Maryland: Maryland counties and Baltimore City add a local income tax of roughly 2.25% to 3.3%, which is not included here.
Full details for each state: Delaware income tax calculator and Maryland income tax calculator. Federal rates are on the 2026 federal tax brackets page.
Delaware vs Maryland FAQ
Which has lower income tax, Delaware or Maryland?+
Maryland is lower at $75,000: $3,199 of state income tax versus $3,609 in Delaware. At $150,000 it is $8,559 in Delaware and $6,916 in Maryland. For a single filer, Delaware is the lower-tax state up to roughly $40,000 of income, and Maryland becomes the lower-tax state above that.
How much more do I keep on $100,000 in Delaware versus Maryland?+
A single filer keeping $73,921 a year in Delaware would keep $74,794 in Maryland after federal, state and payroll tax. The difference is $873 a year, or $73 a month.
How do the Delaware and Maryland income tax systems differ?+
Delaware uses progressive rates up to 6.6%; Maryland uses progressive rates up to 6.5%. State deductions and exemptions also differ, which changes how much income is taxed.
Are local taxes included in this Delaware vs Maryland comparison?+
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
Should I move from Delaware to Maryland to save on taxes?+
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Sources
- Tax Foundation: 2026 state individual income tax rates and brackets
- IRS: Tax inflation adjustments for tax year 2026
Last checked October 10, 2026. Confirm with your state tax agency before filing.
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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.