1Colorado
Lowest21.3%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $2,592
- Payroll tax (FICA)
- $5,738
- Total tax
- $15,999
- Net income (annual)
- $59,001
Tax year 2026 · state vs state
Colorado vs Maryland Income Tax Comparison (2026)
On a $75,000 salary (single filer, 2026), you pay $607 less state income tax a year in Colorado than in Maryland, which is about $51 a month. At $150,000 the gap is $1,025 in favor of Colorado.
Colorado: 4.4% flatMaryland: up to 6.5%Updated October 10, 2026
Compare Colorado and Maryland for your income
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
State comparison
Comparing 2 states, sorted by lowest overall tax rate.
2Maryland
22.1%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $3,199
- Payroll tax (FICA)
- $5,738
- Total tax
- $16,606
- Net income (annual)
- $58,394
Advanced analysis (optional)
Choose which extra insights you would like to see.
💰 Monthly breakdown
Your take-home pay, spread across the year
Colorado
Monthly gross$6,250
Monthly tax$1,333
Monthly take-home$4,917
Maryland
Monthly gross$6,250
Monthly tax$1,384
Monthly take-home$4,866
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
Colorado vs Maryland: how the two systems differ
| Colorado | Maryland | |
|---|---|---|
| Wage income tax | Flat 4.4% | Progressive, 10 brackets |
| Top rate | 4.4% | 6.5% |
| Lowest rate | 4.4% | 2% |
| Deductions and credits (single) | $16,100 standard deduction | $3,350 standard deduction, $3,200 personal exemption |
State income tax and take-home pay at every salary
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | CO state tax | MD state tax | Difference | CO take-home | MD take-home |
|---|---|---|---|---|---|
| $30,000 | $612 | $1,061 | $450 less in Colorado | $25,673 | $25,224 |
| $40,000 | $1,052 | $1,536 | $485 less in Colorado | $33,268 | $32,784 |
| $50,000 | $1,492 | $2,011 | $520 less in Colorado | $40,863 | $40,344 |
| $60,000 | $1,932 | $2,486 | $555 less in Colorado | $48,458 | $47,904 |
| $75,000 | $2,592 | $3,199 | $607 less in Colorado | $59,001 | $58,394 |
| $100,000 | $3,692 | $4,386 | $695 less in Colorado | $75,488 | $74,794 |
| $150,000 | $5,892 | $6,916 | $1,025 less in Colorado | $107,899 | $106,875 |
| $250,000 | $10,292 | $12,400 | $2,108 less in Colorado | $172,890 | $170,782 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
Married filing jointly
| Income | CO state tax | MD state tax | Difference | CO take-home | MD take-home |
|---|---|---|---|---|---|
| $75,000 | $1,883 | $2,888 | $1,005 less in Colorado | $62,739 | $61,735 |
| $100,000 | $2,983 | $4,075 | $1,092 less in Colorado | $81,727 | $80,635 |
| $150,000 | $5,183 | $6,450 | $1,267 less in Colorado | $118,002 | $116,735 |
| $250,000 | $9,583 | $11,602 | $2,019 less in Colorado | $187,885 | $185,866 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
Does the lower-tax state change as income rises?
Across every income from $10,000 to $1,000,000 that we tested, Colorado charges the same or less state income tax than Maryland for a single filer, so there is no income level where the ranking flips.
Rates side by side
Colorado (single filers)
| 4.4% | Over $0 |
Maryland (single filers)
| 2% | Up to $1,000 |
| 3% | $1,001 to $2,000 |
| 4% | $2,001 to $3,000 |
| 4.75% | $3,001 to $100,000 |
| 5% | $100,001 to $125,000 |
| 5.25% | $125,001 to $150,000 |
| 5.5% | $150,001 to $250,000 |
| 5.75% | $250,001 to $500,000 |
| 6.25% | $500,001 to $1,000,000 |
| 6.5% | Over $1,000,000 |
- Maryland: Maryland counties and Baltimore City add a local income tax of roughly 2.25% to 3.3%, which is not included here.
Full details for each state: Colorado income tax calculator and Maryland income tax calculator. Federal rates are on the 2026 federal tax brackets page.
Colorado vs Maryland FAQ
Which has lower income tax, Colorado or Maryland?+
Colorado is lower at $75,000: $2,592 of state income tax versus $3,199 in Maryland. At $150,000 it is $5,892 in Colorado and $6,916 in Maryland. Across every income from $10,000 to $1,000,000 that we tested, Colorado charges the same or less state income tax than Maryland for a single filer, so there is no income level where the ranking flips.
How much more do I keep on $100,000 in Colorado versus Maryland?+
A single filer keeping $75,488 a year in Colorado would keep $74,794 in Maryland after federal, state and payroll tax. The difference is $695 a year, or $58 a month.
How do the Colorado and Maryland income tax systems differ?+
Colorado uses a flat 4.4% rate; Maryland uses progressive rates up to 6.5%. State deductions and exemptions also differ, which changes how much income is taxed.
Are local taxes included in this Colorado vs Maryland comparison?+
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
Should I move from Colorado to Maryland to save on taxes?+
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Sources
- Tax Foundation: 2026 state individual income tax rates and brackets
- IRS: Tax inflation adjustments for tax year 2026
Last checked October 10, 2026. Confirm with your state tax agency before filing.
More state comparisons
- Colorado vs Texas
- California vs Colorado
- Colorado vs Florida
- Colorado vs New York
- Maryland vs Texas
- California vs Maryland
- Florida vs Maryland
- Maryland vs New York
- All state comparisons →
Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.