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Tax year 2026 · state vs state

Arizona vs New Hampshire Income Tax Comparison (2026)

On a $75,000 salary (single filer, 2026), you pay $1,473 less state income tax a year in New Hampshire than in Arizona, which is about $123 a month. At $150,000 the gap is $3,348 in favor of New Hampshire.

Arizona: 2.5% flatNew Hampshire: no state taxUpdated October 10, 2026

Compare Arizona and New Hampshire for your income

Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.

State comparison

Comparing 2 states, sorted by lowest overall tax rate.

1New Hampshire

Lowest

17.9%

Overall effective tax rate

  • Net
  • Federal
  • State
  • FICA
Federal income tax
$7,670
State income tax
$0
Payroll tax (FICA)
$5,738
Total tax
$13,408
Net income (annual)
$61,593

2Arizona

19.8%

Overall effective tax rate

  • Net
  • Federal
  • State
  • FICA
Federal income tax
$7,670
State income tax
$1,473
Payroll tax (FICA)
$5,738
Total tax
$14,880
Net income (annual)
$60,120

Advanced analysis (optional)

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💰 Monthly breakdown

Your take-home pay, spread across the year

New Hampshire

Monthly gross$6,250
Monthly tax$1,117
Monthly take-home$5,133

Arizona

Monthly gross$6,250
Monthly tax$1,240
Monthly take-home$5,010

Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.

Arizona vs New Hampshire: how the two systems differ

ArizonaNew Hampshire
Wage income taxFlat 2.5%No tax on wages
Top rate2.5%0%
Lowest rate2.5%0%
Deductions and credits (single)$16,100 standard deductionNot applicable

State income tax and take-home pay at every salary

The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.

IncomeAZ state taxNH state taxDifferenceAZ take-homeNH take-home
$30,000$348$0$348 less in New Hampshire$25,938$26,285
$40,000$598$0$598 less in New Hampshire$33,723$34,320
$50,000$848$0$848 less in New Hampshire$41,508$42,355
$60,000$1,098$0$1,098 less in New Hampshire$49,293$50,390
$75,000$1,473$0$1,473 less in New Hampshire$60,120$61,593
$100,000$2,098$0$2,098 less in New Hampshire$77,083$79,180
$150,000$3,348$0$3,348 less in New Hampshire$110,444$113,791
$250,000$5,848$0$5,848 less in New Hampshire$177,335$183,182

Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.

Married filing jointly

IncomeAZ state taxNH state taxDifferenceAZ take-homeNH take-home
$75,000$1,070$0$1,070 less in New Hampshire$63,553$64,623
$100,000$1,695$0$1,695 less in New Hampshire$83,015$84,710
$150,000$2,945$0$2,945 less in New Hampshire$120,240$123,185
$250,000$5,445$0$5,445 less in New Hampshire$192,023$197,468

Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.

Does the lower-tax state change as income rises?

For a single filer, Arizona and New Hampshire charge the same state income tax (nothing) up to roughly $17,500 of income. Above that, New Hampshire is the lower-tax state.

Rates side by side

Arizona (single filers)

2.5%Over $0

New Hampshire (single filers)

New Hampshire does not tax wages. Its tax on interest and dividends was fully repealed starting in 2025.

Full details for each state: Arizona income tax calculator and New Hampshire income tax calculator. Federal rates are on the 2026 federal tax brackets page.

Arizona vs New Hampshire FAQ

Which has lower income tax, Arizona or New Hampshire?+

New Hampshire is lower at $75,000: $0 of state income tax versus $1,473 in Arizona. At $150,000 it is $3,348 in Arizona and $0 in New Hampshire. For a single filer, Arizona and New Hampshire charge the same state income tax (nothing) up to roughly $17,500 of income. Above that, New Hampshire is the lower-tax state.

How much more do I keep on $100,000 in Arizona versus New Hampshire?+

A single filer keeping $77,083 a year in Arizona would keep $79,180 in New Hampshire after federal, state and payroll tax. The difference is $2,098 a year, or $175 a month.

How do the Arizona and New Hampshire income tax systems differ?+

Arizona uses a flat 2.5% rate; New Hampshire has no tax on wages. State deductions and exemptions also differ, which changes how much income is taxed.

Are local taxes included in this Arizona vs New Hampshire comparison?+

No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.

Should I move from Arizona to New Hampshire to save on taxes?+

State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.

Sources

Last checked October 10, 2026. Confirm with your state tax agency before filing.

More state comparisons

Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.