1Arizona
Lowest19.8%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $1,473
- Payroll tax (FICA)
- $5,738
- Total tax
- $14,880
- Net income (annual)
- $60,120
Tax year 2026 · state vs state
Arizona vs Mississippi Income Tax Comparison (2026)
On a $75,000 salary (single filer, 2026), you pay $796 less state income tax a year in Arizona than in Mississippi, which is about $66 a month. At $150,000 the gap is $1,921 in favor of Arizona.
Arizona: 2.5% flatMississippi: 4% flatUpdated October 10, 2026
Compare Arizona and Mississippi for your income
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
State comparison
Comparing 2 states, sorted by lowest overall tax rate.
2Mississippi
20.9%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $2,268
- Payroll tax (FICA)
- $5,738
- Total tax
- $15,676
- Net income (annual)
- $59,325
Advanced analysis (optional)
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💰 Monthly breakdown
Your take-home pay, spread across the year
Arizona
Monthly gross$6,250
Monthly tax$1,240
Monthly take-home$5,010
Mississippi
Monthly gross$6,250
Monthly tax$1,306
Monthly take-home$4,944
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
Arizona vs Mississippi: how the two systems differ
| Arizona | Mississippi | |
|---|---|---|
| Wage income tax | Flat 2.5% | Flat 4% |
| Top rate | 2.5% | 4% |
| Lowest rate | 2.5% | 4% |
| Deductions and credits (single) | $16,100 standard deduction | $2,300 standard deduction, $6,000 personal exemption |
State income tax and take-home pay at every salary
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | AZ state tax | MS state tax | Difference | AZ take-home | MS take-home |
|---|---|---|---|---|---|
| $30,000 | $348 | $468 | $121 less in Arizona | $25,938 | $25,817 |
| $40,000 | $598 | $868 | $271 less in Arizona | $33,723 | $33,452 |
| $50,000 | $848 | $1,268 | $421 less in Arizona | $41,508 | $41,087 |
| $60,000 | $1,098 | $1,668 | $571 less in Arizona | $49,293 | $48,722 |
| $75,000 | $1,473 | $2,268 | $796 less in Arizona | $60,120 | $59,325 |
| $100,000 | $2,098 | $3,268 | $1,171 less in Arizona | $77,083 | $75,912 |
| $150,000 | $3,348 | $5,268 | $1,921 less in Arizona | $110,444 | $108,523 |
| $250,000 | $5,848 | $9,268 | $3,421 less in Arizona | $177,335 | $173,914 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
Married filing jointly
| Income | AZ state tax | MS state tax | Difference | AZ take-home | MS take-home |
|---|---|---|---|---|---|
| $75,000 | $1,070 | $1,936 | $866 less in Arizona | $63,553 | $62,687 |
| $100,000 | $1,695 | $2,936 | $1,241 less in Arizona | $83,015 | $81,774 |
| $150,000 | $2,945 | $4,936 | $1,991 less in Arizona | $120,240 | $118,249 |
| $250,000 | $5,445 | $8,936 | $3,491 less in Arizona | $192,023 | $188,532 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
Does the lower-tax state change as income rises?
For a single filer, Arizona and Mississippi charge the same state income tax (nothing) up to roughly $17,500 of income. Above that, Mississippi is the lower-tax state. The order flips again near $22,500, so the better state depends on where your income falls.
Rates side by side
Arizona (single filers)
| 2.5% | Over $0 |
Mississippi (single filers)
| 4% | Over $10,000 |
Full details for each state: Arizona income tax calculator and Mississippi income tax calculator. Federal rates are on the 2026 federal tax brackets page.
Arizona vs Mississippi FAQ
Which has lower income tax, Arizona or Mississippi?+
Arizona is lower at $75,000: $1,473 of state income tax versus $2,268 in Mississippi. At $150,000 it is $3,348 in Arizona and $5,268 in Mississippi. For a single filer, Arizona and Mississippi charge the same state income tax (nothing) up to roughly $17,500 of income. Above that, Mississippi is the lower-tax state. The order flips again near $22,500, so the better state depends on where your income falls.
How much more do I keep on $100,000 in Arizona versus Mississippi?+
A single filer keeping $77,083 a year in Arizona would keep $75,912 in Mississippi after federal, state and payroll tax. The difference is $1,171 a year, or $98 a month.
How do the Arizona and Mississippi income tax systems differ?+
Arizona uses a flat 2.5% rate; Mississippi uses a flat 4% rate. State deductions and exemptions also differ, which changes how much income is taxed.
Are local taxes included in this Arizona vs Mississippi comparison?+
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
Should I move from Arizona to Mississippi to save on taxes?+
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Sources
- Tax Foundation: 2026 state individual income tax rates and brackets
- IRS: Tax inflation adjustments for tax year 2026
Last checked October 10, 2026. Confirm with your state tax agency before filing.
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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.