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Tax year 2026 · state vs state

Arizona vs Georgia Income Tax Comparison (2026)

On a $75,000 salary (single filer, 2026), you pay $1,797 less state income tax a year in Arizona than in Georgia, which is about $150 a month. At $150,000 the gap is $3,815 in favor of Arizona.

Arizona: 2.5% flatGeorgia: 5.19% flatUpdated October 10, 2026

Compare Arizona and Georgia for your income

Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.

State comparison

Comparing 2 states, sorted by lowest overall tax rate.

1Arizona

Lowest

19.8%

Overall effective tax rate

  • Net
  • Federal
  • State
  • FICA
Federal income tax
$7,670
State income tax
$1,473
Payroll tax (FICA)
$5,738
Total tax
$14,880
Net income (annual)
$60,120

2Georgia

22.2%

Overall effective tax rate

  • Net
  • Federal
  • State
  • FICA
Federal income tax
$7,670
State income tax
$3,270
Payroll tax (FICA)
$5,738
Total tax
$16,677
Net income (annual)
$58,323

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💰 Monthly breakdown

Your take-home pay, spread across the year

Arizona

Monthly gross$6,250
Monthly tax$1,240
Monthly take-home$5,010

Georgia

Monthly gross$6,250
Monthly tax$1,390
Monthly take-home$4,860

Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.

Arizona vs Georgia: how the two systems differ

ArizonaGeorgia
Wage income taxFlat 2.5%Flat 5.19%
Top rate2.5%5.19%
Lowest rate2.5%5.19%
Deductions and credits (single)$16,100 standard deduction$12,000 standard deduction

State income tax and take-home pay at every salary

The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.

IncomeAZ state taxGA state taxDifferenceAZ take-homeGA take-home
$30,000$348$934$587 less in Arizona$25,938$25,351
$40,000$598$1,453$856 less in Arizona$33,723$32,867
$50,000$848$1,972$1,125 less in Arizona$41,508$40,383
$60,000$1,098$2,491$1,394 less in Arizona$49,293$47,899
$75,000$1,473$3,270$1,797 less in Arizona$60,120$58,323
$100,000$2,098$4,567$2,470 less in Arizona$77,083$74,613
$150,000$3,348$7,162$3,815 less in Arizona$110,444$106,629
$250,000$5,848$12,352$6,505 less in Arizona$177,335$170,830

Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.

Married filing jointly

IncomeAZ state taxGA state taxDifferenceAZ take-homeGA take-home
$75,000$1,070$2,647$1,577 less in Arizona$63,553$61,976
$100,000$1,695$3,944$2,249 less in Arizona$83,015$80,766
$150,000$2,945$6,539$3,594 less in Arizona$120,240$116,646
$250,000$5,445$11,729$6,284 less in Arizona$192,023$185,739

Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.

Does the lower-tax state change as income rises?

For a single filer, Arizona and Georgia charge the same state income tax (nothing) up to roughly $12,500 of income. Above that, Arizona is the lower-tax state.

Rates side by side

Arizona (single filers)

2.5%Over $0

Georgia (single filers)

5.19%Over $0

Full details for each state: Arizona income tax calculator and Georgia income tax calculator. Federal rates are on the 2026 federal tax brackets page.

Arizona vs Georgia FAQ

Which has lower income tax, Arizona or Georgia?+

Arizona is lower at $75,000: $1,473 of state income tax versus $3,270 in Georgia. At $150,000 it is $3,348 in Arizona and $7,162 in Georgia. For a single filer, Arizona and Georgia charge the same state income tax (nothing) up to roughly $12,500 of income. Above that, Arizona is the lower-tax state.

How much more do I keep on $100,000 in Arizona versus Georgia?+

A single filer keeping $77,083 a year in Arizona would keep $74,613 in Georgia after federal, state and payroll tax. The difference is $2,470 a year, or $206 a month.

How do the Arizona and Georgia income tax systems differ?+

Arizona uses a flat 2.5% rate; Georgia uses a flat 5.19% rate. State deductions and exemptions also differ, which changes how much income is taxed.

Are local taxes included in this Arizona vs Georgia comparison?+

No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.

Should I move from Arizona to Georgia to save on taxes?+

State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.

Sources

Last checked October 10, 2026. Confirm with your state tax agency before filing.

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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.