1Arizona
Lowest19.8%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $1,473
- Payroll tax (FICA)
- $5,738
- Total tax
- $14,880
- Net income (annual)
- $60,120
Tax year 2026 · state vs state
Arizona vs Delaware Income Tax Comparison (2026)
On a $75,000 salary (single filer, 2026), you pay $2,137 less state income tax a year in Arizona than in Delaware, which is about $178 a month. At $150,000 the gap is $5,212 in favor of Arizona.
Arizona: 2.5% flatDelaware: up to 6.6%Updated October 10, 2026
Compare Arizona and Delaware for your income
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
State comparison
Comparing 2 states, sorted by lowest overall tax rate.
2Delaware
22.7%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $3,609
- Payroll tax (FICA)
- $5,738
- Total tax
- $17,017
- Net income (annual)
- $57,984
Advanced analysis (optional)
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💰 Monthly breakdown
Your take-home pay, spread across the year
Arizona
Monthly gross$6,250
Monthly tax$1,240
Monthly take-home$5,010
Delaware
Monthly gross$6,250
Monthly tax$1,418
Monthly take-home$4,832
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
Arizona vs Delaware: how the two systems differ
| Arizona | Delaware | |
|---|---|---|
| Wage income tax | Flat 2.5% | Progressive, 6 brackets |
| Top rate | 2.5% | 6.6% |
| Lowest rate | 2.5% | 2.2% |
| Deductions and credits (single) | $16,100 standard deduction | $3,250 standard deduction, $110 personal credit |
State income tax and take-home pay at every salary
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | AZ state tax | DE state tax | Difference | AZ take-home | DE take-home |
|---|---|---|---|---|---|
| $30,000 | $348 | $988 | $641 less in Arizona | $25,938 | $25,297 |
| $40,000 | $598 | $1,543 | $946 less in Arizona | $33,723 | $32,777 |
| $50,000 | $848 | $2,098 | $1,251 less in Arizona | $41,508 | $40,257 |
| $60,000 | $1,098 | $2,653 | $1,556 less in Arizona | $49,293 | $47,737 |
| $75,000 | $1,473 | $3,609 | $2,137 less in Arizona | $60,120 | $57,984 |
| $100,000 | $2,098 | $5,259 | $3,162 less in Arizona | $77,083 | $73,921 |
| $150,000 | $3,348 | $8,559 | $5,212 less in Arizona | $110,444 | $105,232 |
| $250,000 | $5,848 | $15,159 | $9,312 less in Arizona | $177,335 | $168,023 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
Married filing jointly
| Income | AZ state tax | DE state tax | Difference | AZ take-home | DE take-home |
|---|---|---|---|---|---|
| $75,000 | $1,070 | $3,285 | $2,215 less in Arizona | $63,553 | $61,338 |
| $100,000 | $1,695 | $4,935 | $3,240 less in Arizona | $83,015 | $79,776 |
| $150,000 | $2,945 | $8,235 | $5,290 less in Arizona | $120,240 | $114,951 |
| $250,000 | $5,445 | $14,835 | $9,390 less in Arizona | $192,023 | $182,634 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
Does the lower-tax state change as income rises?
Across every income from $10,000 to $1,000,000 that we tested, Arizona charges the same or less state income tax than Delaware for a single filer, so there is no income level where the ranking flips.
Rates side by side
Arizona (single filers)
| 2.5% | Over $0 |
Delaware (single filers)
| 2.2% | $2,001 to $5,000 |
| 3.9% | $5,001 to $10,000 |
| 4.8% | $10,001 to $20,000 |
| 5.2% | $20,001 to $25,000 |
| 5.55% | $25,001 to $60,000 |
| 6.6% | Over $60,000 |
- Delaware: Wilmington also levies a 1.25% city wage tax on people who work there.
Full details for each state: Arizona income tax calculator and Delaware income tax calculator. Federal rates are on the 2026 federal tax brackets page.
Arizona vs Delaware FAQ
Which has lower income tax, Arizona or Delaware?+
Arizona is lower at $75,000: $1,473 of state income tax versus $3,609 in Delaware. At $150,000 it is $3,348 in Arizona and $8,559 in Delaware. Across every income from $10,000 to $1,000,000 that we tested, Arizona charges the same or less state income tax than Delaware for a single filer, so there is no income level where the ranking flips.
How much more do I keep on $100,000 in Arizona versus Delaware?+
A single filer keeping $77,083 a year in Arizona would keep $73,921 in Delaware after federal, state and payroll tax. The difference is $3,162 a year, or $263 a month.
How do the Arizona and Delaware income tax systems differ?+
Arizona uses a flat 2.5% rate; Delaware uses progressive rates up to 6.6%. State deductions and exemptions also differ, which changes how much income is taxed.
Are local taxes included in this Arizona vs Delaware comparison?+
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
Should I move from Arizona to Delaware to save on taxes?+
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Sources
- Tax Foundation: 2026 state individual income tax rates and brackets
- IRS: Tax inflation adjustments for tax year 2026
Last checked October 10, 2026. Confirm with your state tax agency before filing.
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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.