1Washington
Lowest17.9%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $0
- Payroll tax (FICA)
- $5,738
- Total tax
- $13,408
- Net income (annual)
- $61,593
Tax year 2026 · state vs state
Utah vs Washington Income Tax Comparison (2026)
On a $75,000 salary (single filer, 2026), you pay $2,409 less state income tax a year in Washington than in Utah, which is about $201 a month. At $150,000 the gap is $5,784 in favor of Washington.
Utah: 4.5% flatWashington: no state taxUpdated October 10, 2026
Compare Utah and Washington for your income
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
State comparison
Comparing 2 states, sorted by lowest overall tax rate.
2Utah
21.1%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $2,409
- Payroll tax (FICA)
- $5,738
- Total tax
- $15,817
- Net income (annual)
- $59,184
Advanced analysis (optional)
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💰 Monthly breakdown
Your take-home pay, spread across the year
Washington
Monthly gross$6,250
Monthly tax$1,117
Monthly take-home$5,133
Utah
Monthly gross$6,250
Monthly tax$1,318
Monthly take-home$4,932
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
Utah vs Washington: how the two systems differ
| Utah | Washington | |
|---|---|---|
| Wage income tax | Flat 4.5% | No tax on wages |
| Top rate | 4.5% | 0% |
| Lowest rate | 4.5% | 0% |
| Deductions and credits (single) | $966 personal credit | Not applicable |
State income tax and take-home pay at every salary
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | UT state tax | WA state tax | Difference | UT take-home | WA take-home |
|---|---|---|---|---|---|
| $30,000 | $384 | $0 | $384 less in Washington | $25,901 | $26,285 |
| $40,000 | $834 | $0 | $834 less in Washington | $33,486 | $34,320 |
| $50,000 | $1,284 | $0 | $1,284 less in Washington | $41,071 | $42,355 |
| $60,000 | $1,734 | $0 | $1,734 less in Washington | $48,656 | $50,390 |
| $75,000 | $2,409 | $0 | $2,409 less in Washington | $59,184 | $61,593 |
| $100,000 | $3,534 | $0 | $3,534 less in Washington | $75,646 | $79,180 |
| $150,000 | $5,784 | $0 | $5,784 less in Washington | $108,007 | $113,791 |
| $250,000 | $10,284 | $0 | $10,284 less in Washington | $172,898 | $183,182 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
Married filing jointly
| Income | UT state tax | WA state tax | Difference | UT take-home | WA take-home |
|---|---|---|---|---|---|
| $75,000 | $1,443 | $0 | $1,443 less in Washington | $63,180 | $64,623 |
| $100,000 | $2,568 | $0 | $2,568 less in Washington | $82,142 | $84,710 |
| $150,000 | $4,818 | $0 | $4,818 less in Washington | $118,367 | $123,185 |
| $250,000 | $9,318 | $0 | $9,318 less in Washington | $188,150 | $197,468 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
Does the lower-tax state change as income rises?
For a single filer, Utah and Washington charge the same state income tax (nothing) up to roughly $22,500 of income. Above that, Washington is the lower-tax state.
Rates side by side
Utah (single filers)
| 4.5% | Over $0 |
Washington (single filers)
Washington does not tax wages. It taxes long-term capital gains above a threshold (7% and 9% tiers) and charges payroll premiums for paid family leave, which are not included here.
- Utah: Utah’s credit phases out as income rises, which is not modeled here.
Full details for each state: Utah income tax calculator and Washington income tax calculator. Federal rates are on the 2026 federal tax brackets page.
Utah vs Washington FAQ
Which has lower income tax, Utah or Washington?+
Washington is lower at $75,000: $0 of state income tax versus $2,409 in Utah. At $150,000 it is $5,784 in Utah and $0 in Washington. For a single filer, Utah and Washington charge the same state income tax (nothing) up to roughly $22,500 of income. Above that, Washington is the lower-tax state.
How much more do I keep on $100,000 in Utah versus Washington?+
A single filer keeping $75,646 a year in Utah would keep $79,180 in Washington after federal, state and payroll tax. The difference is $3,534 a year, or $295 a month.
How do the Utah and Washington income tax systems differ?+
Utah uses a flat 4.5% rate; Washington has no tax on wages.
Are local taxes included in this Utah vs Washington comparison?+
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
Should I move from Utah to Washington to save on taxes?+
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Sources
- Tax Foundation: 2026 state individual income tax rates and brackets
- IRS: Tax inflation adjustments for tax year 2026
Last checked October 10, 2026. Confirm with your state tax agency before filing.
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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.