1South Dakota
Lowest17.9%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $0
- Payroll tax (FICA)
- $5,738
- Total tax
- $13,408
- Net income (annual)
- $61,593
Tax year 2026 · state vs state
South Dakota vs Utah Income Tax Comparison (2026)
On a $75,000 salary (single filer, 2026), you pay $2,409 less state income tax a year in South Dakota than in Utah, which is about $201 a month. At $150,000 the gap is $5,784 in favor of South Dakota.
South Dakota: no state taxUtah: 4.5% flatUpdated October 10, 2026
Compare South Dakota and Utah for your income
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
State comparison
Comparing 2 states, sorted by lowest overall tax rate.
2Utah
21.1%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $2,409
- Payroll tax (FICA)
- $5,738
- Total tax
- $15,817
- Net income (annual)
- $59,184
Advanced analysis (optional)
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💰 Monthly breakdown
Your take-home pay, spread across the year
South Dakota
Monthly gross$6,250
Monthly tax$1,117
Monthly take-home$5,133
Utah
Monthly gross$6,250
Monthly tax$1,318
Monthly take-home$4,932
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
South Dakota vs Utah: how the two systems differ
| South Dakota | Utah | |
|---|---|---|
| Wage income tax | No tax on wages | Flat 4.5% |
| Top rate | 0% | 4.5% |
| Lowest rate | 0% | 4.5% |
| Deductions and credits (single) | Not applicable | $966 personal credit |
State income tax and take-home pay at every salary
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | SD state tax | UT state tax | Difference | SD take-home | UT take-home |
|---|---|---|---|---|---|
| $30,000 | $0 | $384 | $384 less in South Dakota | $26,285 | $25,901 |
| $40,000 | $0 | $834 | $834 less in South Dakota | $34,320 | $33,486 |
| $50,000 | $0 | $1,284 | $1,284 less in South Dakota | $42,355 | $41,071 |
| $60,000 | $0 | $1,734 | $1,734 less in South Dakota | $50,390 | $48,656 |
| $75,000 | $0 | $2,409 | $2,409 less in South Dakota | $61,593 | $59,184 |
| $100,000 | $0 | $3,534 | $3,534 less in South Dakota | $79,180 | $75,646 |
| $150,000 | $0 | $5,784 | $5,784 less in South Dakota | $113,791 | $108,007 |
| $250,000 | $0 | $10,284 | $10,284 less in South Dakota | $183,182 | $172,898 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
Married filing jointly
| Income | SD state tax | UT state tax | Difference | SD take-home | UT take-home |
|---|---|---|---|---|---|
| $75,000 | $0 | $1,443 | $1,443 less in South Dakota | $64,623 | $63,180 |
| $100,000 | $0 | $2,568 | $2,568 less in South Dakota | $84,710 | $82,142 |
| $150,000 | $0 | $4,818 | $4,818 less in South Dakota | $123,185 | $118,367 |
| $250,000 | $0 | $9,318 | $9,318 less in South Dakota | $197,468 | $188,150 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
Does the lower-tax state change as income rises?
For a single filer, South Dakota and Utah charge the same state income tax (nothing) up to roughly $22,500 of income. Above that, South Dakota is the lower-tax state.
Rates side by side
South Dakota (single filers)
South Dakota has no state personal income tax. State revenue comes mainly from sales tax.
Utah (single filers)
| 4.5% | Over $0 |
- Utah: Utah’s credit phases out as income rises, which is not modeled here.
Full details for each state: South Dakota income tax calculator and Utah income tax calculator. Federal rates are on the 2026 federal tax brackets page.
South Dakota vs Utah FAQ
Which has lower income tax, South Dakota or Utah?+
South Dakota is lower at $75,000: $0 of state income tax versus $2,409 in Utah. At $150,000 it is $0 in South Dakota and $5,784 in Utah. For a single filer, South Dakota and Utah charge the same state income tax (nothing) up to roughly $22,500 of income. Above that, South Dakota is the lower-tax state.
How much more do I keep on $100,000 in South Dakota versus Utah?+
A single filer keeping $79,180 a year in South Dakota would keep $75,646 in Utah after federal, state and payroll tax. The difference is $3,534 a year, or $295 a month.
How do the South Dakota and Utah income tax systems differ?+
South Dakota has no tax on wages; Utah uses a flat 4.5% rate.
Are local taxes included in this South Dakota vs Utah comparison?+
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
Should I move from South Dakota to Utah to save on taxes?+
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Sources
- Tax Foundation: 2026 state individual income tax rates and brackets
- IRS: Tax inflation adjustments for tax year 2026
Last checked October 10, 2026. Confirm with your state tax agency before filing.
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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.