1Rhode Island
Lowest20.8%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $2,196
- Payroll tax (FICA)
- $5,738
- Total tax
- $15,603
- Net income (annual)
- $59,397
Tax year 2026 · state vs state
Rhode Island vs South Carolina Income Tax Comparison (2026)
On a $75,000 salary (single filer, 2026), you pay $1,147 less state income tax a year in Rhode Island than in South Carolina, which is about $96 a month. At $150,000 the gap is $2,320 in favor of Rhode Island.
Rhode Island: up to 5.99%South Carolina: up to 6%Updated October 10, 2026
Compare Rhode Island and South Carolina for your income
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
State comparison
Comparing 2 states, sorted by lowest overall tax rate.
2South Carolina
22.3%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $3,343
- Payroll tax (FICA)
- $5,738
- Total tax
- $16,750
- Net income (annual)
- $58,250
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💰 Monthly breakdown
Your take-home pay, spread across the year
Rhode Island
Monthly gross$6,250
Monthly tax$1,300
Monthly take-home$4,950
South Carolina
Monthly gross$6,250
Monthly tax$1,396
Monthly take-home$4,854
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
Rhode Island vs South Carolina: how the two systems differ
| Rhode Island | South Carolina | |
|---|---|---|
| Wage income tax | Progressive, 3 brackets | Progressive, 2 brackets |
| Top rate | 5.99% | 6% |
| Lowest rate | 3.75% | 3% |
| Deductions and credits (single) | $11,200 standard deduction, $5,250 personal exemption | $8,350 standard deduction |
State income tax and take-home pay at every salary
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | RI state tax | SC state tax | Difference | RI take-home | SC take-home |
|---|---|---|---|---|---|
| $30,000 | $508 | $643 | $135 less in Rhode Island | $25,777 | $25,642 |
| $40,000 | $883 | $1,243 | $360 less in Rhode Island | $33,437 | $33,077 |
| $50,000 | $1,258 | $1,843 | $585 less in Rhode Island | $41,097 | $40,512 |
| $60,000 | $1,633 | $2,443 | $810 less in Rhode Island | $48,757 | $47,947 |
| $75,000 | $2,196 | $3,343 | $1,147 less in Rhode Island | $59,397 | $58,250 |
| $100,000 | $3,148 | $4,843 | $1,695 less in Rhode Island | $76,032 | $74,337 |
| $150,000 | $5,523 | $7,843 | $2,320 less in Rhode Island | $108,268 | $105,948 |
| $250,000 | $10,857 | $13,843 | $2,986 less in Rhode Island | $172,325 | $169,339 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
Married filing jointly
| Income | RI state tax | SC state tax | Difference | RI take-home | SC take-home |
|---|---|---|---|---|---|
| $75,000 | $1,579 | $2,842 | $1,263 less in Rhode Island | $63,044 | $61,781 |
| $100,000 | $2,516 | $4,342 | $1,826 less in Rhode Island | $82,194 | $80,368 |
| $150,000 | $4,742 | $7,342 | $2,600 less in Rhode Island | $118,443 | $115,843 |
| $250,000 | $9,872 | $13,342 | $3,470 less in Rhode Island | $187,596 | $184,126 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
Does the lower-tax state change as income rises?
For a single filer, Rhode Island and South Carolina charge the same state income tax (nothing) up to roughly $12,500 of income. Above that, Rhode Island is the lower-tax state.
Rates side by side
Rhode Island (single filers)
| 3.75% | Up to $82,050 |
| 4.75% | $82,051 to $186,450 |
| 5.99% | Over $186,450 |
South Carolina (single filers)
| 3% | $3,641 to $18,230 |
| 6% | Over $18,230 |
- Rhode Island: Rhode Island also charges a temporary disability insurance payroll tax that is not included here.
Full details for each state: Rhode Island income tax calculator and South Carolina income tax calculator. Federal rates are on the 2026 federal tax brackets page.
Rhode Island vs South Carolina FAQ
Which has lower income tax, Rhode Island or South Carolina?+
Rhode Island is lower at $75,000: $2,196 of state income tax versus $3,343 in South Carolina. At $150,000 it is $5,523 in Rhode Island and $7,843 in South Carolina. For a single filer, Rhode Island and South Carolina charge the same state income tax (nothing) up to roughly $12,500 of income. Above that, Rhode Island is the lower-tax state.
How much more do I keep on $100,000 in Rhode Island versus South Carolina?+
A single filer keeping $76,032 a year in Rhode Island would keep $74,337 in South Carolina after federal, state and payroll tax. The difference is $1,695 a year, or $141 a month.
How do the Rhode Island and South Carolina income tax systems differ?+
Rhode Island uses progressive rates up to 5.99%; South Carolina uses progressive rates up to 6%. State deductions and exemptions also differ, which changes how much income is taxed.
Are local taxes included in this Rhode Island vs South Carolina comparison?+
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
Should I move from Rhode Island to South Carolina to save on taxes?+
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Sources
- Tax Foundation: 2026 state individual income tax rates and brackets
- IRS: Tax inflation adjustments for tax year 2026
Last checked October 10, 2026. Confirm with your state tax agency before filing.
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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.