1Pennsylvania
Lowest20.9%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $2,303
- Payroll tax (FICA)
- $5,738
- Total tax
- $15,710
- Net income (annual)
- $59,290
Tax year 2026 · state vs state
Pennsylvania vs Utah Income Tax Comparison (2026)
On a $75,000 salary (single filer, 2026), you pay $107 less state income tax a year in Pennsylvania than in Utah, which is about $9 a month. At $150,000 the gap is $1,179 in favor of Pennsylvania.
Pennsylvania: 3.07% flatUtah: 4.5% flatUpdated October 10, 2026
Compare Pennsylvania and Utah for your income
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
State comparison
Comparing 2 states, sorted by lowest overall tax rate.
2Utah
21.1%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $2,409
- Payroll tax (FICA)
- $5,738
- Total tax
- $15,817
- Net income (annual)
- $59,184
Advanced analysis (optional)
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💰 Monthly breakdown
Your take-home pay, spread across the year
Pennsylvania
Monthly gross$6,250
Monthly tax$1,309
Monthly take-home$4,941
Utah
Monthly gross$6,250
Monthly tax$1,318
Monthly take-home$4,932
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
Pennsylvania vs Utah: how the two systems differ
| Pennsylvania | Utah | |
|---|---|---|
| Wage income tax | Flat 3.07% | Flat 4.5% |
| Top rate | 3.07% | 4.5% |
| Lowest rate | 3.07% | 4.5% |
| Deductions and credits (single) | None in this model | $966 personal credit |
State income tax and take-home pay at every salary
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | PA state tax | UT state tax | Difference | PA take-home | UT take-home |
|---|---|---|---|---|---|
| $30,000 | $921 | $384 | $537 less in Utah | $25,364 | $25,901 |
| $40,000 | $1,228 | $834 | $394 less in Utah | $33,092 | $33,486 |
| $50,000 | $1,535 | $1,284 | $251 less in Utah | $40,820 | $41,071 |
| $60,000 | $1,842 | $1,734 | $108 less in Utah | $48,548 | $48,656 |
| $75,000 | $2,303 | $2,409 | $107 less in Pennsylvania | $59,290 | $59,184 |
| $100,000 | $3,070 | $3,534 | $464 less in Pennsylvania | $76,110 | $75,646 |
| $150,000 | $4,605 | $5,784 | $1,179 less in Pennsylvania | $109,186 | $108,007 |
| $250,000 | $7,675 | $10,284 | $2,609 less in Pennsylvania | $175,507 | $172,898 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
Married filing jointly
| Income | PA state tax | UT state tax | Difference | PA take-home | UT take-home |
|---|---|---|---|---|---|
| $75,000 | $2,303 | $1,443 | $860 less in Utah | $62,320 | $63,180 |
| $100,000 | $3,070 | $2,568 | $502 less in Utah | $81,640 | $82,142 |
| $150,000 | $4,605 | $4,818 | $213 less in Pennsylvania | $118,580 | $118,367 |
| $250,000 | $7,675 | $9,318 | $1,643 less in Pennsylvania | $189,793 | $188,150 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
Does the lower-tax state change as income rises?
For a single filer, Utah is the lower-tax state up to roughly $70,000 of income, and Pennsylvania becomes the lower-tax state above that.
Rates side by side
Pennsylvania (single filers)
| 3.07% | Over $0 |
Utah (single filers)
| 4.5% | Over $0 |
- Pennsylvania: Pennsylvania localities also levy an earned income tax, usually around 1%, which is not included here.
- Utah: Utah’s credit phases out as income rises, which is not modeled here.
Full details for each state: Pennsylvania income tax calculator and Utah income tax calculator. Federal rates are on the 2026 federal tax brackets page.
Pennsylvania vs Utah FAQ
Which has lower income tax, Pennsylvania or Utah?+
Pennsylvania is lower at $75,000: $2,303 of state income tax versus $2,409 in Utah. At $150,000 it is $4,605 in Pennsylvania and $5,784 in Utah. For a single filer, Utah is the lower-tax state up to roughly $70,000 of income, and Pennsylvania becomes the lower-tax state above that.
How much more do I keep on $100,000 in Pennsylvania versus Utah?+
A single filer keeping $76,110 a year in Pennsylvania would keep $75,646 in Utah after federal, state and payroll tax. The difference is $464 a year, or $39 a month.
How do the Pennsylvania and Utah income tax systems differ?+
Pennsylvania uses a flat 3.07% rate; Utah uses a flat 4.5% rate.
Are local taxes included in this Pennsylvania vs Utah comparison?+
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
Should I move from Pennsylvania to Utah to save on taxes?+
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Sources
- Tax Foundation: 2026 state individual income tax rates and brackets
- IRS: Tax inflation adjustments for tax year 2026
Last checked October 10, 2026. Confirm with your state tax agency before filing.
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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.