1Ohio
Lowest19.6%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $1,280
- Payroll tax (FICA)
- $5,738
- Total tax
- $14,688
- Net income (annual)
- $60,312
Tax year 2026 · state vs state
New Jersey vs Ohio Income Tax Comparison (2026)
On a $75,000 salary (single filer, 2026), you pay $1,318 less state income tax a year in Ohio than in New Jersey, which is about $110 a month. At $150,000 the gap is $4,024 in favor of Ohio.
New Jersey: up to 10.75%Ohio: 2.75% flatUpdated October 10, 2026
Compare New Jersey and Ohio for your income
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
State comparison
Comparing 2 states, sorted by lowest overall tax rate.
2New Jersey
21.3%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $2,598
- Payroll tax (FICA)
- $5,738
- Total tax
- $16,005
- Net income (annual)
- $58,995
Advanced analysis (optional)
Choose which extra insights you would like to see.
💰 Monthly breakdown
Your take-home pay, spread across the year
Ohio
Monthly gross$6,250
Monthly tax$1,224
Monthly take-home$5,026
New Jersey
Monthly gross$6,250
Monthly tax$1,334
Monthly take-home$4,916
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
New Jersey vs Ohio: how the two systems differ
| New Jersey | Ohio | |
|---|---|---|
| Wage income tax | Progressive, 7 brackets | Flat 2.75% |
| Top rate | 10.75% | 2.75% |
| Lowest rate | 1.4% | 2.75% |
| Deductions and credits (single) | $1,000 personal exemption | $2,400 personal exemption |
State income tax and take-home pay at every salary
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | NJ state tax | OH state tax | Difference | NJ take-home | OH take-home |
|---|---|---|---|---|---|
| $30,000 | $438 | $43 | $395 less in Ohio | $25,848 | $26,242 |
| $40,000 | $683 | $318 | $365 less in Ohio | $33,638 | $34,002 |
| $50,000 | $1,215 | $593 | $623 less in Ohio | $41,140 | $41,762 |
| $60,000 | $1,768 | $868 | $901 less in Ohio | $48,622 | $49,522 |
| $75,000 | $2,598 | $1,280 | $1,318 less in Ohio | $58,995 | $60,312 |
| $100,000 | $4,182 | $1,968 | $2,214 less in Ohio | $74,998 | $77,212 |
| $150,000 | $7,367 | $3,343 | $4,024 less in Ohio | $106,424 | $110,448 |
| $250,000 | $13,737 | $6,093 | $7,644 less in Ohio | $169,445 | $177,089 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
Married filing jointly
| Income | NJ state tax | OH state tax | Difference | NJ take-home | OH take-home |
|---|---|---|---|---|---|
| $75,000 | $1,400 | $1,214 | $186 less in Ohio | $63,223 | $63,408 |
| $100,000 | $2,640 | $1,902 | $739 less in Ohio | $82,070 | $82,808 |
| $150,000 | $5,405 | $3,277 | $2,129 less in Ohio | $117,780 | $119,908 |
| $250,000 | $11,759 | $6,027 | $5,732 less in Ohio | $185,709 | $191,441 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
Does the lower-tax state change as income rises?
Across every income from $10,000 to $1,000,000 that we tested, Ohio charges the same or less state income tax than New Jersey for a single filer, so there is no income level where the ranking flips.
Rates side by side
New Jersey (single filers)
| 1.4% | Up to $20,000 |
| 1.75% | $20,001 to $35,000 |
| 3.5% | $35,001 to $40,000 |
| 5.53% | $40,001 to $75,000 |
| 6.37% | $75,001 to $500,000 |
| 8.97% | $500,001 to $1,000,000 |
| 10.75% | Over $1,000,000 |
Ohio (single filers)
| 2.75% | Over $26,050 |
- Ohio: Most Ohio cities also levy a municipal income tax, commonly 1% to 3%, which is not included here.
Full details for each state: New Jersey income tax calculator and Ohio income tax calculator. Federal rates are on the 2026 federal tax brackets page.
New Jersey vs Ohio FAQ
Which has lower income tax, New Jersey or Ohio?+
Ohio is lower at $75,000: $1,280 of state income tax versus $2,598 in New Jersey. At $150,000 it is $7,367 in New Jersey and $3,343 in Ohio. Across every income from $10,000 to $1,000,000 that we tested, Ohio charges the same or less state income tax than New Jersey for a single filer, so there is no income level where the ranking flips.
How much more do I keep on $100,000 in New Jersey versus Ohio?+
A single filer keeping $74,998 a year in New Jersey would keep $77,212 in Ohio after federal, state and payroll tax. The difference is $2,214 a year, or $185 a month.
How do the New Jersey and Ohio income tax systems differ?+
New Jersey uses progressive rates up to 10.75%; Ohio uses a flat 2.75% rate.
Are local taxes included in this New Jersey vs Ohio comparison?+
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
Should I move from New Jersey to Ohio to save on taxes?+
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Sources
- Tax Foundation: 2026 state individual income tax rates and brackets
- IRS: Tax inflation adjustments for tax year 2026
Last checked October 10, 2026. Confirm with your state tax agency before filing.
More state comparisons
- New Jersey vs Texas
- California vs New Jersey
- Florida vs New Jersey
- New Jersey vs New York
- Ohio vs Texas
- California vs Ohio
- Florida vs Ohio
- New York vs Ohio
- All state comparisons →
Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.