1New Hampshire
Lowest17.9%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $0
- Payroll tax (FICA)
- $5,738
- Total tax
- $13,408
- Net income (annual)
- $61,593
Tax year 2026 · state vs state
New Hampshire vs Utah Income Tax Comparison (2026)
On a $75,000 salary (single filer, 2026), you pay $2,409 less state income tax a year in New Hampshire than in Utah, which is about $201 a month. At $150,000 the gap is $5,784 in favor of New Hampshire.
New Hampshire: no state taxUtah: 4.5% flatUpdated October 10, 2026
Compare New Hampshire and Utah for your income
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
State comparison
Comparing 2 states, sorted by lowest overall tax rate.
2Utah
21.1%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $2,409
- Payroll tax (FICA)
- $5,738
- Total tax
- $15,817
- Net income (annual)
- $59,184
Advanced analysis (optional)
Choose which extra insights you would like to see.
💰 Monthly breakdown
Your take-home pay, spread across the year
New Hampshire
Monthly gross$6,250
Monthly tax$1,117
Monthly take-home$5,133
Utah
Monthly gross$6,250
Monthly tax$1,318
Monthly take-home$4,932
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
New Hampshire vs Utah: how the two systems differ
| New Hampshire | Utah | |
|---|---|---|
| Wage income tax | No tax on wages | Flat 4.5% |
| Top rate | 0% | 4.5% |
| Lowest rate | 0% | 4.5% |
| Deductions and credits (single) | Not applicable | $966 personal credit |
State income tax and take-home pay at every salary
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | NH state tax | UT state tax | Difference | NH take-home | UT take-home |
|---|---|---|---|---|---|
| $30,000 | $0 | $384 | $384 less in New Hampshire | $26,285 | $25,901 |
| $40,000 | $0 | $834 | $834 less in New Hampshire | $34,320 | $33,486 |
| $50,000 | $0 | $1,284 | $1,284 less in New Hampshire | $42,355 | $41,071 |
| $60,000 | $0 | $1,734 | $1,734 less in New Hampshire | $50,390 | $48,656 |
| $75,000 | $0 | $2,409 | $2,409 less in New Hampshire | $61,593 | $59,184 |
| $100,000 | $0 | $3,534 | $3,534 less in New Hampshire | $79,180 | $75,646 |
| $150,000 | $0 | $5,784 | $5,784 less in New Hampshire | $113,791 | $108,007 |
| $250,000 | $0 | $10,284 | $10,284 less in New Hampshire | $183,182 | $172,898 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
Married filing jointly
| Income | NH state tax | UT state tax | Difference | NH take-home | UT take-home |
|---|---|---|---|---|---|
| $75,000 | $0 | $1,443 | $1,443 less in New Hampshire | $64,623 | $63,180 |
| $100,000 | $0 | $2,568 | $2,568 less in New Hampshire | $84,710 | $82,142 |
| $150,000 | $0 | $4,818 | $4,818 less in New Hampshire | $123,185 | $118,367 |
| $250,000 | $0 | $9,318 | $9,318 less in New Hampshire | $197,468 | $188,150 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
Does the lower-tax state change as income rises?
For a single filer, New Hampshire and Utah charge the same state income tax (nothing) up to roughly $22,500 of income. Above that, New Hampshire is the lower-tax state.
Rates side by side
New Hampshire (single filers)
New Hampshire does not tax wages. Its tax on interest and dividends was fully repealed starting in 2025.
Utah (single filers)
| 4.5% | Over $0 |
- Utah: Utah’s credit phases out as income rises, which is not modeled here.
Full details for each state: New Hampshire income tax calculator and Utah income tax calculator. Federal rates are on the 2026 federal tax brackets page.
New Hampshire vs Utah FAQ
Which has lower income tax, New Hampshire or Utah?+
New Hampshire is lower at $75,000: $0 of state income tax versus $2,409 in Utah. At $150,000 it is $0 in New Hampshire and $5,784 in Utah. For a single filer, New Hampshire and Utah charge the same state income tax (nothing) up to roughly $22,500 of income. Above that, New Hampshire is the lower-tax state.
How much more do I keep on $100,000 in New Hampshire versus Utah?+
A single filer keeping $79,180 a year in New Hampshire would keep $75,646 in Utah after federal, state and payroll tax. The difference is $3,534 a year, or $295 a month.
How do the New Hampshire and Utah income tax systems differ?+
New Hampshire has no tax on wages; Utah uses a flat 4.5% rate.
Are local taxes included in this New Hampshire vs Utah comparison?+
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
Should I move from New Hampshire to Utah to save on taxes?+
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Sources
- Tax Foundation: 2026 state individual income tax rates and brackets
- IRS: Tax inflation adjustments for tax year 2026
Last checked October 10, 2026. Confirm with your state tax agency before filing.
More state comparisons
- California vs New Hampshire
- New Hampshire vs New York
- Illinois vs New Hampshire
- Texas vs Utah
- California vs Utah
- Florida vs Utah
- New York vs Utah
- All state comparisons →
Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.