1Ohio
Lowest19.6%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $1,280
- Payroll tax (FICA)
- $5,738
- Total tax
- $14,688
- Net income (annual)
- $60,312
Tax year 2026 · state vs state
Montana vs Ohio Income Tax Comparison (2026)
On a $75,000 salary (single filer, 2026), you pay $1,596 less state income tax a year in Ohio than in Montana, which is about $133 a month. At $150,000 the gap is $3,771 in favor of Ohio.
Montana: up to 5.65%Ohio: 2.75% flatUpdated October 10, 2026
Compare Montana and Ohio for your income
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
State comparison
Comparing 2 states, sorted by lowest overall tax rate.
2Montana
21.7%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $2,877
- Payroll tax (FICA)
- $5,738
- Total tax
- $16,284
- Net income (annual)
- $58,716
Advanced analysis (optional)
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💰 Monthly breakdown
Your take-home pay, spread across the year
Ohio
Monthly gross$6,250
Monthly tax$1,224
Monthly take-home$5,026
Montana
Monthly gross$6,250
Monthly tax$1,357
Monthly take-home$4,893
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
Montana vs Ohio: how the two systems differ
| Montana | Ohio | |
|---|---|---|
| Wage income tax | Progressive, 2 brackets | Flat 2.75% |
| Top rate | 5.65% | 2.75% |
| Lowest rate | 4.7% | 2.75% |
| Deductions and credits (single) | $16,100 standard deduction | $2,400 personal exemption |
State income tax and take-home pay at every salary
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | MT state tax | OH state tax | Difference | MT take-home | OH take-home |
|---|---|---|---|---|---|
| $30,000 | $653 | $43 | $611 less in Ohio | $25,632 | $26,242 |
| $40,000 | $1,123 | $318 | $806 less in Ohio | $33,197 | $34,002 |
| $50,000 | $1,593 | $593 | $1,001 less in Ohio | $40,762 | $41,762 |
| $60,000 | $2,063 | $868 | $1,196 less in Ohio | $48,327 | $49,522 |
| $75,000 | $2,877 | $1,280 | $1,596 less in Ohio | $58,716 | $60,312 |
| $100,000 | $4,289 | $1,968 | $2,321 less in Ohio | $74,891 | $77,212 |
| $150,000 | $7,114 | $3,343 | $3,771 less in Ohio | $106,677 | $110,448 |
| $250,000 | $12,764 | $6,093 | $6,671 less in Ohio | $170,418 | $177,089 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
Married filing jointly
| Income | MT state tax | OH state tax | Difference | MT take-home | OH take-home |
|---|---|---|---|---|---|
| $75,000 | $2,012 | $1,214 | $797 less in Ohio | $62,611 | $63,408 |
| $100,000 | $3,187 | $1,902 | $1,285 less in Ohio | $81,523 | $82,808 |
| $150,000 | $5,753 | $3,277 | $2,477 less in Ohio | $117,432 | $119,908 |
| $250,000 | $11,403 | $6,027 | $5,377 less in Ohio | $186,065 | $191,441 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
Does the lower-tax state change as income rises?
For a single filer, Montana and Ohio charge the same state income tax (nothing) up to roughly $17,500 of income. Above that, Ohio is the lower-tax state.
Rates side by side
Montana (single filers)
| 4.7% | Up to $47,500 |
| 5.65% | Over $47,500 |
Ohio (single filers)
| 2.75% | Over $26,050 |
- Ohio: Most Ohio cities also levy a municipal income tax, commonly 1% to 3%, which is not included here.
Full details for each state: Montana income tax calculator and Ohio income tax calculator. Federal rates are on the 2026 federal tax brackets page.
Montana vs Ohio FAQ
Which has lower income tax, Montana or Ohio?+
Ohio is lower at $75,000: $1,280 of state income tax versus $2,877 in Montana. At $150,000 it is $7,114 in Montana and $3,343 in Ohio. For a single filer, Montana and Ohio charge the same state income tax (nothing) up to roughly $17,500 of income. Above that, Ohio is the lower-tax state.
How much more do I keep on $100,000 in Montana versus Ohio?+
A single filer keeping $74,891 a year in Montana would keep $77,212 in Ohio after federal, state and payroll tax. The difference is $2,321 a year, or $193 a month.
How do the Montana and Ohio income tax systems differ?+
Montana uses progressive rates up to 5.65%; Ohio uses a flat 2.75% rate. State deductions and exemptions also differ, which changes how much income is taxed.
Are local taxes included in this Montana vs Ohio comparison?+
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
Should I move from Montana to Ohio to save on taxes?+
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Sources
- Tax Foundation: 2026 state individual income tax rates and brackets
- IRS: Tax inflation adjustments for tax year 2026
Last checked October 10, 2026. Confirm with your state tax agency before filing.
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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.