1Nebraska
Lowest21.3%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $2,533
- Payroll tax (FICA)
- $5,738
- Total tax
- $15,940
- Net income (annual)
- $59,060
Tax year 2026 · state vs state
Montana vs Nebraska Income Tax Comparison (2026)
On a $75,000 salary (single filer, 2026), you pay $344 less state income tax a year in Nebraska than in Montana, which is about $29 a month. At $150,000 the gap is $1,169 in favor of Nebraska.
Montana: up to 5.65%Nebraska: up to 4.55%Updated October 10, 2026
Compare Montana and Nebraska for your income
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
State comparison
Comparing 2 states, sorted by lowest overall tax rate.
2Montana
21.7%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $2,877
- Payroll tax (FICA)
- $5,738
- Total tax
- $16,284
- Net income (annual)
- $58,716
Advanced analysis (optional)
Choose which extra insights you would like to see.
💰 Monthly breakdown
Your take-home pay, spread across the year
Nebraska
Monthly gross$6,250
Monthly tax$1,328
Monthly take-home$4,922
Montana
Monthly gross$6,250
Monthly tax$1,357
Monthly take-home$4,893
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
Montana vs Nebraska: how the two systems differ
| Montana | Nebraska | |
|---|---|---|
| Wage income tax | Progressive, 2 brackets | Progressive, 3 brackets |
| Top rate | 5.65% | 4.55% |
| Lowest rate | 4.7% | 2.46% |
| Deductions and credits (single) | $16,100 standard deduction | $8,850 standard deduction, $176 personal credit |
State income tax and take-home pay at every salary
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | MT state tax | NE state tax | Difference | MT take-home | NE take-home |
|---|---|---|---|---|---|
| $30,000 | $653 | $523 | $130 less in Nebraska | $25,632 | $25,762 |
| $40,000 | $1,123 | $940 | $183 less in Nebraska | $33,197 | $33,380 |
| $50,000 | $1,593 | $1,395 | $198 less in Nebraska | $40,762 | $40,960 |
| $60,000 | $2,063 | $1,850 | $213 less in Nebraska | $48,327 | $48,540 |
| $75,000 | $2,877 | $2,533 | $344 less in Nebraska | $58,716 | $59,060 |
| $100,000 | $4,289 | $3,670 | $619 less in Nebraska | $74,891 | $75,510 |
| $150,000 | $7,114 | $5,945 | $1,169 less in Nebraska | $106,677 | $107,846 |
| $250,000 | $12,764 | $10,495 | $2,269 less in Nebraska | $170,418 | $172,687 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
Married filing jointly
| Income | MT state tax | NE state tax | Difference | MT take-home | NE take-home |
|---|---|---|---|---|---|
| $75,000 | $2,012 | $1,653 | $358 less in Nebraska | $62,611 | $62,969 |
| $100,000 | $3,187 | $2,791 | $396 less in Nebraska | $81,523 | $81,919 |
| $150,000 | $5,753 | $5,066 | $687 less in Nebraska | $117,432 | $118,119 |
| $250,000 | $11,403 | $9,616 | $1,787 less in Nebraska | $186,065 | $187,852 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
Does the lower-tax state change as income rises?
For a single filer, Montana and Nebraska charge the same state income tax (nothing) up to roughly $17,500 of income. Above that, Montana is the lower-tax state. The order flips again near $20,000, so the better state depends on where your income falls.
Rates side by side
Montana (single filers)
| 4.7% | Up to $47,500 |
| 5.65% | Over $47,500 |
Nebraska (single filers)
| 2.46% | Up to $4,130 |
| 3.51% | $4,131 to $24,760 |
| 4.55% | Over $24,760 |
Full details for each state: Montana income tax calculator and Nebraska income tax calculator. Federal rates are on the 2026 federal tax brackets page.
Montana vs Nebraska FAQ
Which has lower income tax, Montana or Nebraska?+
Nebraska is lower at $75,000: $2,533 of state income tax versus $2,877 in Montana. At $150,000 it is $7,114 in Montana and $5,945 in Nebraska. For a single filer, Montana and Nebraska charge the same state income tax (nothing) up to roughly $17,500 of income. Above that, Montana is the lower-tax state. The order flips again near $20,000, so the better state depends on where your income falls.
How much more do I keep on $100,000 in Montana versus Nebraska?+
A single filer keeping $74,891 a year in Montana would keep $75,510 in Nebraska after federal, state and payroll tax. The difference is $619 a year, or $52 a month.
How do the Montana and Nebraska income tax systems differ?+
Montana uses progressive rates up to 5.65%; Nebraska uses progressive rates up to 4.55%. State deductions and exemptions also differ, which changes how much income is taxed.
Are local taxes included in this Montana vs Nebraska comparison?+
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
Should I move from Montana to Nebraska to save on taxes?+
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Sources
- Tax Foundation: 2026 state individual income tax rates and brackets
- IRS: Tax inflation adjustments for tax year 2026
Last checked October 10, 2026. Confirm with your state tax agency before filing.
More state comparisons
- Montana vs Texas
- California vs Montana
- Florida vs Montana
- Montana vs New York
- Nebraska vs Texas
- California vs Nebraska
- Florida vs Nebraska
- Nebraska vs New York
- All state comparisons →
Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.