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Tax year 2026 · state vs state

Mississippi vs Oklahoma Income Tax Comparison (2026)

On a $75,000 salary (single filer, 2026), you pay $562 less state income tax a year in Mississippi than in Oklahoma, which is about $47 a month. At $150,000 the gap is $937 in favor of Mississippi.

Mississippi: 4% flatOklahoma: up to 4.5%Updated October 10, 2026

Compare Mississippi and Oklahoma for your income

Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.

State comparison

Comparing 2 states, sorted by lowest overall tax rate.

1Mississippi

Lowest

20.9%

Overall effective tax rate

  • Net
  • Federal
  • State
  • FICA
Federal income tax
$7,670
State income tax
$2,268
Payroll tax (FICA)
$5,738
Total tax
$15,676
Net income (annual)
$59,325

2Oklahoma

21.6%

Overall effective tax rate

  • Net
  • Federal
  • State
  • FICA
Federal income tax
$7,670
State income tax
$2,830
Payroll tax (FICA)
$5,738
Total tax
$16,237
Net income (annual)
$58,763

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💰 Monthly breakdown

Your take-home pay, spread across the year

Mississippi

Monthly gross$6,250
Monthly tax$1,306
Monthly take-home$4,944

Oklahoma

Monthly gross$6,250
Monthly tax$1,353
Monthly take-home$4,897

Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.

Mississippi vs Oklahoma: how the two systems differ

MississippiOklahoma
Wage income taxFlat 4%Progressive, 3 brackets
Top rate4%4.5%
Lowest rate4%2.5%
Deductions and credits (single)$2,300 standard deduction, $6,000 personal exemption$6,350 standard deduction, $1,000 personal exemption

State income tax and take-home pay at every salary

The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.

IncomeMS state taxOK state taxDifferenceMS take-homeOK take-home
$30,000$468$805$337 less in Mississippi$25,817$25,481
$40,000$868$1,255$387 less in Mississippi$33,452$33,066
$50,000$1,268$1,705$437 less in Mississippi$41,087$40,651
$60,000$1,668$2,155$487 less in Mississippi$48,722$48,236
$75,000$2,268$2,830$562 less in Mississippi$59,325$58,763
$100,000$3,268$3,955$687 less in Mississippi$75,912$75,226
$150,000$5,268$6,205$937 less in Mississippi$108,523$107,587
$250,000$9,268$10,705$1,437 less in Mississippi$173,914$172,478

Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.

Married filing jointly

IncomeMS state taxOK state taxDifferenceMS take-homeOK take-home
$75,000$1,936$2,284$348 less in Mississippi$62,687$62,339
$100,000$2,936$3,409$473 less in Mississippi$81,774$81,301
$150,000$4,936$5,659$723 less in Mississippi$118,249$117,526
$250,000$8,936$10,159$1,223 less in Mississippi$188,532$187,309

Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.

Does the lower-tax state change as income rises?

For a single filer, Mississippi and Oklahoma charge the same state income tax (nothing) up to roughly $12,500 of income. Above that, Mississippi is the lower-tax state.

Rates side by side

Mississippi (single filers)

4%Over $10,000

Oklahoma (single filers)

2.5%$3,751 to $4,900
3.5%$4,901 to $7,200
4.5%Over $7,200

Full details for each state: Mississippi income tax calculator and Oklahoma income tax calculator. Federal rates are on the 2026 federal tax brackets page.

Mississippi vs Oklahoma FAQ

Which has lower income tax, Mississippi or Oklahoma?+

Mississippi is lower at $75,000: $2,268 of state income tax versus $2,830 in Oklahoma. At $150,000 it is $5,268 in Mississippi and $6,205 in Oklahoma. For a single filer, Mississippi and Oklahoma charge the same state income tax (nothing) up to roughly $12,500 of income. Above that, Mississippi is the lower-tax state.

How much more do I keep on $100,000 in Mississippi versus Oklahoma?+

A single filer keeping $75,912 a year in Mississippi would keep $75,226 in Oklahoma after federal, state and payroll tax. The difference is $687 a year, or $57 a month.

How do the Mississippi and Oklahoma income tax systems differ?+

Mississippi uses a flat 4% rate; Oklahoma uses progressive rates up to 4.5%. State deductions and exemptions also differ, which changes how much income is taxed.

Are local taxes included in this Mississippi vs Oklahoma comparison?+

No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.

Should I move from Mississippi to Oklahoma to save on taxes?+

State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.

Sources

Last checked October 10, 2026. Confirm with your state tax agency before filing.

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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.