1Mississippi
Lowest20.9%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $2,268
- Payroll tax (FICA)
- $5,738
- Total tax
- $15,676
- Net income (annual)
- $59,325
Tax year 2026 · state vs state
Mississippi vs Montana Income Tax Comparison (2026)
On a $75,000 salary (single filer, 2026), you pay $609 less state income tax a year in Mississippi than in Montana, which is about $51 a month. At $150,000 the gap is $1,846 in favor of Mississippi.
Mississippi: 4% flatMontana: up to 5.65%Updated October 10, 2026
Compare Mississippi and Montana for your income
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
State comparison
Comparing 2 states, sorted by lowest overall tax rate.
2Montana
21.7%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $2,877
- Payroll tax (FICA)
- $5,738
- Total tax
- $16,284
- Net income (annual)
- $58,716
Advanced analysis (optional)
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💰 Monthly breakdown
Your take-home pay, spread across the year
Mississippi
Monthly gross$6,250
Monthly tax$1,306
Monthly take-home$4,944
Montana
Monthly gross$6,250
Monthly tax$1,357
Monthly take-home$4,893
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
Mississippi vs Montana: how the two systems differ
| Mississippi | Montana | |
|---|---|---|
| Wage income tax | Flat 4% | Progressive, 2 brackets |
| Top rate | 4% | 5.65% |
| Lowest rate | 4% | 4.7% |
| Deductions and credits (single) | $2,300 standard deduction, $6,000 personal exemption | $16,100 standard deduction |
State income tax and take-home pay at every salary
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | MS state tax | MT state tax | Difference | MS take-home | MT take-home |
|---|---|---|---|---|---|
| $30,000 | $468 | $653 | $185 less in Mississippi | $25,817 | $25,632 |
| $40,000 | $868 | $1,123 | $255 less in Mississippi | $33,452 | $33,197 |
| $50,000 | $1,268 | $1,593 | $325 less in Mississippi | $41,087 | $40,762 |
| $60,000 | $1,668 | $2,063 | $395 less in Mississippi | $48,722 | $48,327 |
| $75,000 | $2,268 | $2,877 | $609 less in Mississippi | $59,325 | $58,716 |
| $100,000 | $3,268 | $4,289 | $1,021 less in Mississippi | $75,912 | $74,891 |
| $150,000 | $5,268 | $7,114 | $1,846 less in Mississippi | $108,523 | $106,677 |
| $250,000 | $9,268 | $12,764 | $3,496 less in Mississippi | $173,914 | $170,418 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
Married filing jointly
| Income | MS state tax | MT state tax | Difference | MS take-home | MT take-home |
|---|---|---|---|---|---|
| $75,000 | $1,936 | $2,012 | $76 less in Mississippi | $62,687 | $62,611 |
| $100,000 | $2,936 | $3,187 | $251 less in Mississippi | $81,774 | $81,523 |
| $150,000 | $4,936 | $5,753 | $817 less in Mississippi | $118,249 | $117,432 |
| $250,000 | $8,936 | $11,403 | $2,467 less in Mississippi | $188,532 | $186,065 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
Does the lower-tax state change as income rises?
For a single filer, Mississippi and Montana charge the same state income tax (nothing) up to roughly $17,500 of income. Above that, Mississippi is the lower-tax state.
Rates side by side
Mississippi (single filers)
| 4% | Over $10,000 |
Montana (single filers)
| 4.7% | Up to $47,500 |
| 5.65% | Over $47,500 |
Full details for each state: Mississippi income tax calculator and Montana income tax calculator. Federal rates are on the 2026 federal tax brackets page.
Mississippi vs Montana FAQ
Which has lower income tax, Mississippi or Montana?+
Mississippi is lower at $75,000: $2,268 of state income tax versus $2,877 in Montana. At $150,000 it is $5,268 in Mississippi and $7,114 in Montana. For a single filer, Mississippi and Montana charge the same state income tax (nothing) up to roughly $17,500 of income. Above that, Mississippi is the lower-tax state.
How much more do I keep on $100,000 in Mississippi versus Montana?+
A single filer keeping $75,912 a year in Mississippi would keep $74,891 in Montana after federal, state and payroll tax. The difference is $1,021 a year, or $85 a month.
How do the Mississippi and Montana income tax systems differ?+
Mississippi uses a flat 4% rate; Montana uses progressive rates up to 5.65%. State deductions and exemptions also differ, which changes how much income is taxed.
Are local taxes included in this Mississippi vs Montana comparison?+
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
Should I move from Mississippi to Montana to save on taxes?+
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Sources
- Tax Foundation: 2026 state individual income tax rates and brackets
- IRS: Tax inflation adjustments for tax year 2026
Last checked October 10, 2026. Confirm with your state tax agency before filing.
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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.