1Rhode Island
Lowest20.8%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $2,196
- Payroll tax (FICA)
- $5,738
- Total tax
- $15,603
- Net income (annual)
- $59,397
Tax year 2026 · state vs state
Maine vs Rhode Island Income Tax Comparison (2026)
On a $75,000 salary (single filer, 2026), you pay $1,685 less state income tax a year in Rhode Island than in Maine, which is about $140 a month. At $150,000 the gap is $3,706 in favor of Rhode Island.
Maine: up to 7.15%Rhode Island: up to 5.99%Updated October 10, 2026
Compare Maine and Rhode Island for your income
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
State comparison
Comparing 2 states, sorted by lowest overall tax rate.
2Maine
23.1%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $3,881
- Payroll tax (FICA)
- $5,738
- Total tax
- $17,288
- Net income (annual)
- $57,712
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💰 Monthly breakdown
Your take-home pay, spread across the year
Rhode Island
Monthly gross$6,250
Monthly tax$1,300
Monthly take-home$4,950
Maine
Monthly gross$6,250
Monthly tax$1,441
Monthly take-home$4,809
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
Maine vs Rhode Island: how the two systems differ
| Maine | Rhode Island | |
|---|---|---|
| Wage income tax | Progressive, 3 brackets | Progressive, 3 brackets |
| Top rate | 7.15% | 5.99% |
| Lowest rate | 5.8% | 3.75% |
| Deductions and credits (single) | $8,350 standard deduction, $5,300 personal exemption | $11,200 standard deduction, $5,250 personal exemption |
State income tax and take-home pay at every salary
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | ME state tax | RI state tax | Difference | ME take-home | RI take-home |
|---|---|---|---|---|---|
| $30,000 | $948 | $508 | $440 less in Rhode Island | $25,337 | $25,777 |
| $40,000 | $1,528 | $883 | $645 less in Rhode Island | $32,792 | $33,437 |
| $50,000 | $2,193 | $1,258 | $935 less in Rhode Island | $40,162 | $41,097 |
| $60,000 | $2,868 | $1,633 | $1,235 less in Rhode Island | $47,522 | $48,757 |
| $75,000 | $3,881 | $2,196 | $1,685 less in Rhode Island | $57,712 | $59,397 |
| $100,000 | $5,654 | $3,148 | $2,506 less in Rhode Island | $73,526 | $76,032 |
| $150,000 | $9,229 | $5,523 | $3,706 less in Rhode Island | $104,562 | $108,268 |
| $250,000 | $16,379 | $10,857 | $5,522 less in Rhode Island | $166,803 | $172,325 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
Married filing jointly
| Income | ME state tax | RI state tax | Difference | ME take-home | RI take-home |
|---|---|---|---|---|---|
| $75,000 | $2,767 | $1,579 | $1,188 less in Rhode Island | $61,856 | $63,044 |
| $100,000 | $4,386 | $2,516 | $1,870 less in Rhode Island | $80,324 | $82,194 |
| $150,000 | $7,761 | $4,742 | $3,019 less in Rhode Island | $115,424 | $118,443 |
| $250,000 | $14,883 | $9,872 | $5,011 less in Rhode Island | $182,585 | $187,596 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
Does the lower-tax state change as income rises?
For a single filer, Maine and Rhode Island charge the same state income tax (nothing) up to roughly $15,000 of income. Above that, Rhode Island is the lower-tax state.
Rates side by side
Maine (single filers)
| 5.8% | Up to $27,399 |
| 6.75% | $27,400 to $64,849 |
| 7.15% | Over $64,849 |
Rhode Island (single filers)
| 3.75% | Up to $82,050 |
| 4.75% | $82,051 to $186,450 |
| 5.99% | Over $186,450 |
- Rhode Island: Rhode Island also charges a temporary disability insurance payroll tax that is not included here.
Full details for each state: Maine income tax calculator and Rhode Island income tax calculator. Federal rates are on the 2026 federal tax brackets page.
Maine vs Rhode Island FAQ
Which has lower income tax, Maine or Rhode Island?+
Rhode Island is lower at $75,000: $2,196 of state income tax versus $3,881 in Maine. At $150,000 it is $9,229 in Maine and $5,523 in Rhode Island. For a single filer, Maine and Rhode Island charge the same state income tax (nothing) up to roughly $15,000 of income. Above that, Rhode Island is the lower-tax state.
How much more do I keep on $100,000 in Maine versus Rhode Island?+
A single filer keeping $73,526 a year in Maine would keep $76,032 in Rhode Island after federal, state and payroll tax. The difference is $2,506 a year, or $209 a month.
How do the Maine and Rhode Island income tax systems differ?+
Maine uses progressive rates up to 7.15%; Rhode Island uses progressive rates up to 5.99%. State deductions and exemptions also differ, which changes how much income is taxed.
Are local taxes included in this Maine vs Rhode Island comparison?+
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
Should I move from Maine to Rhode Island to save on taxes?+
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Sources
- Tax Foundation: 2026 state individual income tax rates and brackets
- IRS: Tax inflation adjustments for tax year 2026
Last checked October 10, 2026. Confirm with your state tax agency before filing.
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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.